PCB Bancorp (PCB) — Defensive Interval Ratio
PCB Bancorp (PCB) has a Defensive Interval Ratio of 3280 days as of December 2025. Defensive assets of $170.68 Million (cash $-, short-term investments $160.01 Million, receivables $10.67 Million) cover 3280 days of daily cash needs of $52.04K/day. Explore PCB Bancorp long-term investment allocation to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
PCB Bancorp Defensive Interval Ratio (2003–2025)
This chart shows how PCB Bancorp's Defensive Interval Ratio has evolved across 20 annual periods from 2003 to 2025. As of December 2025, the ratio stands at 3280 days, meaning defensive assets of $170.68 Million can fund 3280 days of operations without new revenue. Read how much debt does PCB Bancorp carry for a breakdown of total debt and financial obligations.
Annual Defensive Interval Ratio for PCB Bancorp (2003–2025)
The table below presents the year-by-year Defensive Interval Ratio for PCB Bancorp from 2003 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see total assets of PCB Bancorp.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 3280 days | $170.68 Million | $52.04K/day | $- | $160.01 Million | ▲ +3258 days |
| 2024 | 22 days | $156.81 Million | $7.21 Million/day | $- | $146.35 Million | ▼ -2 days |
| 2023 | 23 days | $152.79 Million | $6.52 Million/day | $- | $143.32 Million | ▼ -3 days |
| 2022 | 26 days | $149.34 Million | $5.64 Million/day | $- | $141.86 Million | ▲ +1 days |
| 2021 | 25 days | $128.57 Million | $5.14 Million/day | $- | $123.20 Million | ▼ -5 days |
| 2020 | 30 days | $129.86 Million | $4.39 Million/day | $- | $120.53 Million | ▲ +4 days |
| 2019 | 25 days | $102.70 Million | $4.08 Million/day | $- | $97.57 Million | ▼ -15 days |
| 2018 | 40 days | $158.63 Million | $3.99 Million/day | $- | $146.99 Million | ▼ -1 days |
| 2017 | 41 days | $139.97 Million | $3.45 Million/day | $- | $129.69 Million | ▲ +10 days |
| 2016 | 31 days | $92.85 Million | $3.01 Million/day | $- | $82.84 Million | ▼ -4 days |
| 2015 | 35 days | $90.13 Million | $2.59 Million/day | $- | $84.85 Million | ▲ +11 days |
| 2014 | 24 days | $53.45 Million | $2.21 Million/day | $- | $49.65 Million | ▼ -8 days |
| 2013 | 33 days | $60.53 Million | $1.86 Million/day | $- | $56.46 Million | ▲ +6 days |
| 2012 | 27 days | $40.16 Million | $1.48 Million/day | $- | $36.46 Million | ▲ +20 days |
| 2011 | 7 days | $9.50 Million | $1.33 Million/day | $- | $3.12 Million | ▲ +3 days |
| 2010 | 4 days | $5.17 Million | $1.30 Million/day | $- | $- | ▲ +1 days |
| 2006 | 3 days | $2.85 Million | $967.18K/day | $- | $- | ▲ +0 days |
| 2005 | 3 days | $1.91 Million | $653.00K/day | $- | $- | ▲ +0 days |
| 2004 | 3 days | $797.82K | $288.69K/day | $- | $- | ▲ +0 days |
| 2003 | 3 days | $264.97K | $102.10K/day | $- | $- | — |