PCB Bancorp (PCB) — Cash Flow Reinvestment Rate

Latest as of September 2025: 2.98x

PCB Bancorp (PCB) has a Cash Flow Reinvestment Rate of 2.98x as of September 2025, reinvesting $48.93 Million (capex $247.00K plus investments $48.68 Million) from operating cash flow of $16.42 Million. See PCB Bancorp free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

2.98x
(Capex + Investments) / Operating CF

Total Reinvested

$48.93 Million
Capex + Investments

Operating Cash Flow

$16.42 Million
USD

Capital Expenditures

$247.00K
USD

PCB Bancorp Cash Flow Reinvestment Rate (2004–2024)

Historical reinvestment intensity for PCB Bancorp across 20 annual periods. For the full cash flow conversion analysis, see PCB Bancorp cash conversion from operations.

Annual Cash Flow Reinvestment Rate for PCB Bancorp (2004–2024)

Year-by-year capital reinvestment analysis for PCB Bancorp. See PCB Bancorp (PCB) financial flexibility to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2024 8.10x $315.81 Million $38.98 Million $4.08 Million ▲ +126.6%
2023 3.58x $226.49 Million $63.34 Million $1.31 Million ▼ -43.5%
2022 6.32x $362.12 Million $57.27 Million $5.45 Million ▼ -19.7%
2020 7.88x $134.60 Million $17.09 Million $1.78 Million ▲ +278.9%
2019 2.08x $62.61 Million $30.12 Million $710.00K ▼ -63.3%
2018 5.66x $173.66 Million $30.68 Million $1.14 Million ▼ -45.6%
2017 10.41x $220.82 Million $21.21 Million $1.28 Million ▲ +93.2%
2016 5.39x $216.57 Million $40.20 Million $1.98 Million ▲ +615.1%
2015 0.75x $42.83 Million $56.84 Million $2.40 Million ▲ +184.6%
2014 0.26x $4.75 Million $17.96 Million $647.00K ▲ +357.6%
2013 0.06x $1.61 Million $27.79 Million $1.61 Million ▲ +79.9%
2012 0.03x $312.37K $9.72 Million $312.37K ▲ +329.8%
2011 0.01x $203.40K $27.20 Million $203.40K ▼ -98.6%
2010 0.54x $210.15K $385.99K $210.15K ▲ +4902.6%
2009 0.01x $149.62K $13.75 Million $149.62K ▼ -79.2%
2008 0.05x $195.36K $3.74 Million $195.36K ▼ -88.4%
2007 0.45x $2.43 Million $5.37 Million $2.43 Million ▲ +23.1%
2006 0.37x $2.28 Million $6.21 Million $2.28 Million ▲ +510.1%
2005 0.06x $173.00K $2.87 Million $173.00K ▼ -62.3%
2004 0.16x $77.45K $485.15K $77.45K
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow