PCB Bancorp (PCB) — Cash Flow-to-Debt Ratio
PCB Bancorp (PCB) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $16.42 Million could theoretically repay 0% of its total liabilities ($2.98 Billion) in one year. See PCB financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
PCB Bancorp Cash Flow-to-Debt Ratio (2003–2024)
Historical debt coverage capacity for PCB Bancorp across 22 annual periods. For the full cash flow conversion analysis, see how efficiently does PCB Bancorp generate cash.
Annual Cash Flow-to-Debt Ratio for PCB Bancorp (2003–2024)
Year-by-year debt coverage analysis for PCB Bancorp. Check cash flow quality index of PCB Bancorp to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $38.98 Million | $2.70 Billion | ▼ -44.4% |
| 2023 | 0.03x | $63.34 Million | $2.44 Billion | ▼ -5.5% |
| 2022 | 0.03x | $57.27 Million | $2.08 Billion | ▲ +3316.8% |
| 2021 | 0.00x | $-1.62 Million | $1.89 Billion | ▼ -108.4% |
| 2020 | 0.01x | $17.09 Million | $1.69 Billion | ▼ -49.0% |
| 2019 | 0.02x | $30.12 Million | $1.52 Billion | ▼ -4.0% |
| 2018 | 0.02x | $30.68 Million | $1.49 Billion | ▲ +26.5% |
| 2017 | 0.02x | $21.21 Million | $1.30 Billion | ▼ -55.4% |
| 2016 | 0.04x | $40.20 Million | $1.10 Billion | ▼ -39.3% |
| 2015 | 0.06x | $56.84 Million | $944.48 Million | ▲ +170.8% |
| 2014 | 0.02x | $17.96 Million | $808.23 Million | ▼ -45.7% |
| 2013 | 0.04x | $27.79 Million | $679.36 Million | ▲ +129.5% |
| 2012 | 0.02x | $9.72 Million | $545.25 Million | ▼ -68.0% |
| 2011 | 0.06x | $27.20 Million | $487.71 Million | ▲ +6891.2% |
| 2010 | 0.00x | $385.99K | $483.90 Million | ▼ -97.2% |
| 2009 | 0.03x | $13.75 Million | $485.11 Million | ▲ +292.6% |
| 2008 | 0.01x | $3.74 Million | $517.66 Million | ▼ -36.9% |
| 2007 | 0.01x | $5.37 Million | $468.84 Million | ▼ -34.9% |
| 2006 | 0.02x | $6.21 Million | $353.02 Million | ▲ +45.9% |
| 2005 | 0.01x | $2.87 Million | $238.35 Million | ▲ +161.7% |
| 2004 | 0.00x | $485.15K | $105.37 Million | ▲ +128.1% |
| 2003 | -0.02x | $-610.23K | $37.27 Million | — |