PCB Bancorp (PCB) — Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.01x

PCB Bancorp (PCB) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $16.42 Million could theoretically repay 0% of its total liabilities ($2.98 Billion) in one year. See PCB FCF generation index to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.01x
Operating CF / Total Liabilities

Operating Cash Flow

$16.42 Million
USD

Total Liabilities

$2.98 Billion
USD

Data as of

Sep 2025
Most recent filing

PCB Bancorp Cash Flow-to-Debt Ratio (2003–2024)

Historical debt coverage capacity for PCB Bancorp across 22 annual periods. Also explore PCB Bancorp equity growth rate to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for PCB Bancorp (2003–2024)

Year-by-year debt coverage analysis for PCB Bancorp. For market capitalisation and broader financial context, see PCB Bancorp (PCB) market capitalisation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2024 0.01x $38.98 Million $2.70 Billion ▼ -44.4%
2023 0.03x $63.34 Million $2.44 Billion ▼ -5.5%
2022 0.03x $57.27 Million $2.08 Billion ▲ +3316.8%
2021 0.00x $-1.62 Million $1.89 Billion ▼ -108.4%
2020 0.01x $17.09 Million $1.69 Billion ▼ -49.0%
2019 0.02x $30.12 Million $1.52 Billion ▼ -4.0%
2018 0.02x $30.68 Million $1.49 Billion ▲ +26.5%
2017 0.02x $21.21 Million $1.30 Billion ▼ -55.4%
2016 0.04x $40.20 Million $1.10 Billion ▼ -39.3%
2015 0.06x $56.84 Million $944.48 Million ▲ +170.8%
2014 0.02x $17.96 Million $808.23 Million ▼ -45.7%
2013 0.04x $27.79 Million $679.36 Million ▲ +129.5%
2012 0.02x $9.72 Million $545.25 Million ▼ -68.0%
2011 0.06x $27.20 Million $487.71 Million ▲ +6891.2%
2010 0.00x $385.99K $483.90 Million ▼ -97.2%
2009 0.03x $13.75 Million $485.11 Million ▲ +292.6%
2008 0.01x $3.74 Million $517.66 Million ▼ -36.9%
2007 0.01x $5.37 Million $468.84 Million ▼ -34.9%
2006 0.02x $6.21 Million $353.02 Million ▲ +45.9%
2005 0.01x $2.87 Million $238.35 Million ▲ +161.7%
2004 0.00x $485.15K $105.37 Million ▲ +128.1%
2003 -0.02x $-610.23K $37.27 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.