PCB Bancorp (PCB) — Working Capital to Net Assets Ratio

Latest as of December 2025: 45.4%

PCB Bancorp (PCB) has a Working Capital to Net Assets ratio of 45.4% as of December 2025. Working capital of $177.00 Million (current assets of $196.00 Million minus current liabilities of $19.00 Million) is measured against net assets of $390.03 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See PCB Bancorp balance sheet quality to measure how much of total assets are equity-financed.

WC/NA Ratio

45.4%
Working Capital / Net Assets

Working Capital

$177.00 Million
USD

Current Assets

$196.00 Million
USD

Current Liabilities

$19.00 Million
USD

PCB Bancorp Working Capital to Net Assets (2003–2025)

This chart shows how PCB Bancorp's Working Capital to Net Assets ratio has evolved across 23 annual periods from 2003 to 2025. As of December 2025, the ratio stands at 45.4%, reflecting working capital of $177.00 Million against net assets of $390.03 Million USD. Check how tangible is PCB Bancorp's equity to evaluate the tangible quality of the company's equity base.

Annual Working Capital to Net Assets for PCB Bancorp (2003–2025)

The table below presents the year-by-year Working Capital to Net Assets ratio for PCB Bancorp from 2003 to 2025, covering 23 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market value of PCB Bancorp.

Year WC/NA Ratio Working Capital (USD) Net Assets Current Assets Current Liabilities Change (pp)
2025 45.4% $177.00 Million $390.03 Million $196.00 Million $19.00 Million ▲ +670.8 pp
2024 -625.4% $-2.28 Billion $363.81 Million $355.61 Million $2.63 Billion ▼ -56.3 pp
2023 -569.1% $-1.99 Billion $348.87 Million $395.13 Million $2.38 Billion ▼ -44.0 pp
2022 -525.1% $-1.76 Billion $335.44 Million $296.37 Million $2.06 Billion ▲ +77.4 pp
2021 -602.5% $-1.54 Billion $256.29 Million $331.85 Million $1.88 Billion ▼ -56.4 pp
2020 -546.1% $-1.28 Billion $233.79 Million $323.96 Million $1.60 Billion ▲ +0.8 pp
2019 -546.9% $-1.24 Billion $226.83 Million $248.93 Million $1.49 Billion ▼ -6.8 pp
2018 -540.1% $-1.14 Billion $210.30 Million $320.91 Million $1.46 Billion ▲ +195.7 pp
2017 -735.8% $-1.05 Billion $142.18 Million $213.63 Million $1.26 Billion ▲ +1.8 pp
2016 -737.6% $-936.83 Million $127.01 Million $162.81 Million $1.10 Billion ▲ +55.3 pp
2015 -792.9% $-777.40 Million $98.04 Million $167.08 Million $944.48 Million ▲ +7.9 pp
2014 -800.8% $-686.54 Million $85.73 Million $120.99 Million $807.53 Million ▼ -88.1 pp
2013 -712.7% $-545.57 Million $76.55 Million $132.05 Million $677.62 Million ▼ -43.6 pp
2012 -669.2% $-438.94 Million $65.59 Million $101.95 Million $540.89 Million ▼ -41.0 pp
2011 -628.2% $-366.45 Million $58.33 Million $120.41 Million $486.86 Million ▲ +81.7 pp
2010 -709.9% $-385.65 Million $54.33 Million $89.04 Million $474.70 Million ▲ +129.7 pp
2009 -839.6% $-435.25 Million $51.84 Million $46.26 Million $481.51 Million ▼ -72.8 pp
2008 -766.8% $-485.96 Million $63.37 Million $22.20 Million $508.16 Million ▲ +392.6 pp
2007 -1159.4% $-444.26 Million $38.32 Million $19.59 Million $463.84 Million ▼ -220.3 pp
2006 -939.1% $-333.81 Million $35.55 Million $19.21 Million $353.02 Million ▼ -250.6 pp
2005 -688.5% $-222.59 Million $32.33 Million $15.76 Million $238.35 Million ▼ -110.7 pp
2004 -577.8% $-97.96 Million $16.95 Million $7.41 Million $105.37 Million ▼ -361.7 pp
2003 -216.1% $-34.31 Million $15.88 Million $2.95 Million $37.27 Million
pp = percentage points