Pinnacle Financial Partners, Inc. Cash Flow Quality Index
Pinnacle Financial Partners, Inc. cash flow quality index. Pinnacle Financial Partners, Inc. (PNFP) has a Cash Flow Quality Index of 2.33x as of September 2025. Operating cash flow of $403.25 Million exceeds net income of $173.14 Million, indicating high earnings quality where cash backs reported profits. See PNFP free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Pinnacle Financial Partners, Inc. (2002–2024)
Cash flow quality index of Pinnacle Financial Partners, Inc. from 2002 to 2024. Historical Cash Flow Quality Index for Pinnacle Financial Partners, Inc. across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore PNFP operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Pinnacle Financial Partners, Inc. Cash Flow Quality Index by Year (2002–2024)
Pinnacle Financial Partners, Inc. cash flow quality index by year from 2002 to 2024. Year-by-year earnings quality comparison for Pinnacle Financial Partners, Inc.. For the full cash flow conversion analysis, see PNFP cash generation efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.90x | $904.31 Million | $475.06 Million | ▲ +123.7% |
| 2023 | 0.85x | $478.40 Million | $562.15 Million | ▼ -21.1% |
| 2022 | 1.08x | $604.92 Million | $560.74 Million | ▼ -13.5% |
| 2021 | 1.25x | $657.44 Million | $527.32 Million | ▼ -9.0% |
| 2020 | 1.37x | $427.82 Million | $312.32 Million | ▲ +26.4% |
| 2019 | 1.08x | $434.29 Million | $400.88 Million | ▼ -17.3% |
| 2018 | 1.31x | $470.76 Million | $359.44 Million | ▲ +37.4% |
| 2017 | 0.95x | $165.86 Million | $173.98 Million | ▼ -20.4% |
| 2016 | 1.20x | $152.32 Million | $127.22 Million | ▲ +35.2% |
| 2015 | 0.89x | $84.60 Million | $95.51 Million | ▼ -34.3% |
| 2014 | 1.35x | $95.06 Million | $70.47 Million | ▼ -38.4% |
| 2013 | 2.19x | $126.44 Million | $57.73 Million | ▼ -19.7% |
| 2012 | 2.73x | $114.28 Million | $41.88 Million | ▲ +5.5% |
| 2011 | 2.59x | $113.09 Million | $43.74 Million | ▲ +137.4% |
| 2008 | 1.09x | $33.63 Million | $30.87 Million | ▲ +53.1% |
| 2007 | 0.71x | $16.39 Million | $23.04 Million | ▲ +7.1% |
| 2006 | 0.66x | $11.91 Million | $17.93 Million | ▼ -34.5% |
| 2005 | 1.01x | $8.17 Million | $8.06 Million | ▼ -20.0% |
| 2004 | 1.27x | $6.74 Million | $5.32 Million | ▼ -30.1% |
| 2003 | 1.81x | $4.63 Million | $2.55 Million | ▼ -65.4% |
| 2002 | 5.24x | $3.39 Million | $648.06K | — |