Pinnacle Financial Partners, Inc. Financial Flexibility Index
Pinnacle Financial Partners, Inc. financial flexibility index. Pinnacle Financial Partners, Inc. (PNFP) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $442.63 Million (operating CF $403.25 Million minus capex $39.38 Million) represents 0% of total liabilities ($49.11 Billion). See PNFP cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Pinnacle Financial Partners, Inc. (2000–2024)
Financial flexibility index of Pinnacle Financial Partners, Inc. from 2000 to 2024. Historical Financial Flexibility Index trend for Pinnacle Financial Partners, Inc. across 25 annual periods. Check Pinnacle Financial Partners, Inc. cash earnings quality to evaluate the quality of earnings relative to operating cash generation.
Pinnacle Financial Partners, Inc. Financial Flexibility Index by Year (2000–2024)
Pinnacle Financial Partners, Inc. financial flexibility index by year from 2000 to 2024. Year-by-year free cash flow to debt coverage for Pinnacle Financial Partners, Inc.. For the full cash flow conversion analysis, see PNFP cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $1.00 Billion | $904.31 Million | $46.16 Billion | ▲ +63.4% |
| 2023 | 0.01x | $556.66 Million | $478.40 Million | $41.92 Billion | ▼ -27.7% |
| 2022 | 0.02x | $669.27 Million | $604.92 Million | $36.45 Billion | ▼ -10.5% |
| 2021 | 0.02x | $680.62 Million | $657.44 Million | $33.16 Billion | ▲ +31.8% |
| 2020 | 0.02x | $467.59 Million | $427.82 Million | $30.03 Billion | ▼ -23.4% |
| 2019 | 0.02x | $476.44 Million | $434.29 Million | $23.45 Billion | ▼ -13.4% |
| 2018 | 0.02x | $494.50 Million | $470.76 Million | $21.07 Billion | ▲ +97.9% |
| 2017 | 0.01x | $219.36 Million | $165.86 Million | $18.50 Billion | ▼ -32.1% |
| 2016 | 0.02x | $169.37 Million | $152.32 Million | $9.70 Billion | ▲ +38.2% |
| 2015 | 0.01x | $95.47 Million | $84.60 Million | $7.55 Billion | ▼ -34.7% |
| 2014 | 0.02x | $100.94 Million | $95.06 Million | $5.22 Billion | ▼ -28.9% |
| 2013 | 0.03x | $131.73 Million | $126.44 Million | $4.84 Billion | ▼ -1.2% |
| 2012 | 0.03x | $120.14 Million | $114.28 Million | $4.36 Billion | ▼ -0.6% |
| 2011 | 0.03x | $115.12 Million | $113.09 Million | $4.15 Billion | ▼ -15.7% |
| 2010 | 0.03x | $139.18 Million | $129.59 Million | $4.23 Billion | ▲ +33.0% |
| 2009 | 0.02x | $109.50 Million | $90.31 Million | $4.43 Billion | ▲ +137.0% |
| 2008 | 0.01x | $43.08 Million | $33.63 Million | $4.13 Billion | ▲ +54.6% |
| 2007 | 0.01x | $22.47 Million | $16.39 Million | $3.33 Billion | ▼ -23.1% |
| 2006 | 0.01x | $16.56 Million | $11.91 Million | $1.89 Billion | ▼ -27.9% |
| 2005 | 0.01x | $11.61 Million | $8.17 Million | $953.34 Million | ▼ -31.4% |
| 2004 | 0.02x | $11.89 Million | $6.74 Million | $669.26 Million | ▼ -3.5% |
| 2003 | 0.02x | $8.54 Million | $4.63 Million | $464.08 Million | ▲ +23.4% |
| 2002 | 0.01x | $4.07 Million | $3.39 Million | $272.88 Million | ▲ +2050.4% |
| 2001 | 0.00x | $109.06K | $-1.21 Million | $157.15 Million | ▼ -93.9% |
| 2000 | 0.01x | $266.90K | $-2.74 Million | $23.27 Million | — |