Pinnacle Financial Partners, Inc. (PNFP) — Cash Flow Reinvestment Rate
Pinnacle Financial Partners, Inc. (PNFP) has a Cash Flow Reinvestment Rate of 2.33x as of September 2025, reinvesting $938.28 Million (capex $39.38 Million plus investments $-898.89 Million) from operating cash flow of $403.25 Million. Check Pinnacle Financial Partners, Inc. earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Pinnacle Financial Partners, Inc. Cash Flow Reinvestment Rate (2002–2024)
Historical reinvestment intensity for Pinnacle Financial Partners, Inc. across 23 annual periods. Explore Pinnacle Financial Partners, Inc. (PNFP) long-term investment share to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Pinnacle Financial Partners, Inc. (2002–2024)
Year-by-year capital reinvestment analysis for Pinnacle Financial Partners, Inc.. For live market cap and broader valuation context, see Pinnacle Financial Partners, Inc. (PNFP) total market value.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 4.17x | $3.77 Billion | $904.31 Million | $97.02 Million | ▼ -59.9% |
| 2023 | 10.40x | $4.98 Billion | $478.40 Million | $78.26 Million | ▼ -6.8% |
| 2022 | 11.16x | $6.75 Billion | $604.92 Million | $64.35 Million | ▲ +171.0% |
| 2021 | 4.12x | $2.71 Billion | $657.44 Million | $23.18 Million | ▼ -48.8% |
| 2020 | 8.05x | $3.44 Billion | $427.82 Million | $39.76 Million | ▲ +58.6% |
| 2019 | 5.07x | $2.20 Billion | $434.29 Million | $42.15 Million | ▼ -15.7% |
| 2018 | 6.02x | $2.83 Billion | $470.76 Million | $23.74 Million | ▼ -54.4% |
| 2017 | 13.20x | $2.19 Billion | $165.86 Million | $53.50 Million | ▲ +60.6% |
| 2016 | 8.22x | $1.25 Billion | $152.32 Million | $17.06 Million | ▼ -6.9% |
| 2015 | 8.84x | $747.54 Million | $84.60 Million | $10.87 Million | ▲ +73.7% |
| 2014 | 5.09x | $483.67 Million | $95.06 Million | $5.88 Million | ▲ +23.7% |
| 2013 | 4.11x | $520.20 Million | $126.44 Million | $5.29 Million | ▲ +75.4% |
| 2012 | 2.35x | $268.13 Million | $114.28 Million | $5.86 Million | ▲ +1982.5% |
| 2011 | 0.11x | $12.74 Million | $113.09 Million | $2.03 Million | ▲ +52.3% |
| 2010 | 0.07x | $9.59 Million | $129.59 Million | $9.59 Million | ▼ -65.2% |
| 2009 | 0.21x | $19.19 Million | $90.31 Million | $19.19 Million | ▼ -24.4% |
| 2008 | 0.28x | $9.45 Million | $33.63 Million | $9.45 Million | ▼ -24.1% |
| 2007 | 0.37x | $6.07 Million | $16.39 Million | $6.07 Million | ▼ -5.2% |
| 2006 | 0.39x | $4.65 Million | $11.91 Million | $4.65 Million | ▼ -7.2% |
| 2005 | 0.42x | $3.44 Million | $8.17 Million | $3.44 Million | ▼ -44.9% |
| 2004 | 0.76x | $5.14 Million | $6.74 Million | $5.14 Million | ▼ -9.6% |
| 2003 | 0.84x | $3.91 Million | $4.63 Million | $3.91 Million | ▲ +323.0% |
| 2002 | 0.20x | $677.32K | $3.39 Million | $677.32K | — |