Pinnacle Financial Partners, Inc. (PNFP) — Cash Flow Reinvestment Rate
Pinnacle Financial Partners, Inc. (PNFP) has a Cash Flow Reinvestment Rate of 2.33x as of September 2025, reinvesting $938.28 Million (capex $39.38 Million plus investments $-898.89 Million) from operating cash flow of $403.25 Million. See Pinnacle Financial Partners, Inc. (PNFP) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Pinnacle Financial Partners, Inc. Cash Flow Reinvestment Rate (2002–2024)
Historical reinvestment intensity for Pinnacle Financial Partners, Inc. across 23 annual periods. For the full cash flow conversion analysis, see PNFP cash generation efficiency.
Annual Cash Flow Reinvestment Rate for Pinnacle Financial Partners, Inc. (2002–2024)
Year-by-year capital reinvestment analysis for Pinnacle Financial Partners, Inc.. See Pinnacle Financial Partners, Inc. leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2024 | 4.17x | $3.77 Billion | $904.31 Million | $97.02 Million | ▼ -59.9% |
| 2023 | 10.40x | $4.98 Billion | $478.40 Million | $78.26 Million | ▼ -6.8% |
| 2022 | 11.16x | $6.75 Billion | $604.92 Million | $64.35 Million | ▲ +171.0% |
| 2021 | 4.12x | $2.71 Billion | $657.44 Million | $23.18 Million | ▼ -48.8% |
| 2020 | 8.05x | $3.44 Billion | $427.82 Million | $39.76 Million | ▲ +58.6% |
| 2019 | 5.07x | $2.20 Billion | $434.29 Million | $42.15 Million | ▼ -15.7% |
| 2018 | 6.02x | $2.83 Billion | $470.76 Million | $23.74 Million | ▼ -54.4% |
| 2017 | 13.20x | $2.19 Billion | $165.86 Million | $53.50 Million | ▲ +60.6% |
| 2016 | 8.22x | $1.25 Billion | $152.32 Million | $17.06 Million | ▼ -6.9% |
| 2015 | 8.84x | $747.54 Million | $84.60 Million | $10.87 Million | ▲ +73.7% |
| 2014 | 5.09x | $483.67 Million | $95.06 Million | $5.88 Million | ▲ +23.7% |
| 2013 | 4.11x | $520.20 Million | $126.44 Million | $5.29 Million | ▲ +75.4% |
| 2012 | 2.35x | $268.13 Million | $114.28 Million | $5.86 Million | ▲ +1982.5% |
| 2011 | 0.11x | $12.74 Million | $113.09 Million | $2.03 Million | ▲ +52.3% |
| 2010 | 0.07x | $9.59 Million | $129.59 Million | $9.59 Million | ▼ -65.2% |
| 2009 | 0.21x | $19.19 Million | $90.31 Million | $19.19 Million | ▼ -24.4% |
| 2008 | 0.28x | $9.45 Million | $33.63 Million | $9.45 Million | ▼ -24.1% |
| 2007 | 0.37x | $6.07 Million | $16.39 Million | $6.07 Million | ▼ -5.2% |
| 2006 | 0.39x | $4.65 Million | $11.91 Million | $4.65 Million | ▼ -7.2% |
| 2005 | 0.42x | $3.44 Million | $8.17 Million | $3.44 Million | ▼ -44.9% |
| 2004 | 0.76x | $5.14 Million | $6.74 Million | $5.14 Million | ▼ -9.6% |
| 2003 | 0.84x | $3.91 Million | $4.63 Million | $3.91 Million | ▲ +323.0% |
| 2002 | 0.20x | $677.32K | $3.39 Million | $677.32K | — |