Pinnacle Financial Partners, Inc. (PNFP) — Cash Flow-to-Debt Ratio
Pinnacle Financial Partners, Inc. (PNFP) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $403.25 Million could theoretically repay 0% of its total liabilities ($49.11 Billion) in one year. See how much free cash does Pinnacle Financial Partners, Inc. generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Pinnacle Financial Partners, Inc. Cash Flow-to-Debt Ratio (2000–2024)
Historical debt coverage capacity for Pinnacle Financial Partners, Inc. across 25 annual periods. Also explore net asset momentum of Pinnacle Financial Partners, Inc. to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Pinnacle Financial Partners, Inc. (2000–2024)
Year-by-year debt coverage analysis for Pinnacle Financial Partners, Inc.. For market capitalisation and broader financial context, see market cap of Pinnacle Financial Partners, Inc..
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $904.31 Million | $46.16 Billion | ▲ +71.7% |
| 2023 | 0.01x | $478.40 Million | $41.92 Billion | ▼ -31.2% |
| 2022 | 0.02x | $604.92 Million | $36.45 Billion | ▼ -16.3% |
| 2021 | 0.02x | $657.44 Million | $33.16 Billion | ▲ +39.2% |
| 2020 | 0.01x | $427.82 Million | $30.03 Billion | ▼ -23.1% |
| 2019 | 0.02x | $434.29 Million | $23.45 Billion | ▼ -17.1% |
| 2018 | 0.02x | $470.76 Million | $21.07 Billion | ▲ +149.2% |
| 2017 | 0.01x | $165.86 Million | $18.50 Billion | ▼ -42.9% |
| 2016 | 0.02x | $152.32 Million | $9.70 Billion | ▲ +40.2% |
| 2015 | 0.01x | $84.60 Million | $7.55 Billion | ▼ -38.5% |
| 2014 | 0.02x | $95.06 Million | $5.22 Billion | ▼ -30.2% |
| 2013 | 0.03x | $126.44 Million | $4.84 Billion | ▼ -0.3% |
| 2012 | 0.03x | $114.28 Million | $4.36 Billion | ▼ -3.8% |
| 2011 | 0.03x | $113.09 Million | $4.15 Billion | ▼ -11.1% |
| 2010 | 0.03x | $129.59 Million | $4.23 Billion | ▲ +50.2% |
| 2009 | 0.02x | $90.31 Million | $4.43 Billion | ▲ +150.4% |
| 2008 | 0.01x | $33.63 Million | $4.13 Billion | ▲ +65.3% |
| 2007 | 0.00x | $16.39 Million | $3.33 Billion | ▼ -21.9% |
| 2006 | 0.01x | $11.91 Million | $1.89 Billion | ▼ -26.4% |
| 2005 | 0.01x | $8.17 Million | $953.34 Million | ▼ -14.9% |
| 2004 | 0.01x | $6.74 Million | $669.26 Million | ▲ +0.9% |
| 2003 | 0.01x | $4.63 Million | $464.08 Million | ▼ -19.7% |
| 2002 | 0.01x | $3.39 Million | $272.88 Million | ▲ +262.1% |
| 2001 | -0.01x | $-1.21 Million | $157.15 Million | ▲ +93.5% |
| 2000 | -0.12x | $-2.74 Million | $23.27 Million | — |