Pinnacle Financial Partners, Inc. (PNFP) — Cash Flow-to-Debt Ratio
Pinnacle Financial Partners, Inc. (PNFP) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of $403.25 Million could theoretically repay 0% of its total liabilities ($49.11 Billion) in one year. See Pinnacle Financial Partners, Inc. free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Pinnacle Financial Partners, Inc. Cash Flow-to-Debt Ratio (2000–2024)
Historical debt coverage capacity for Pinnacle Financial Partners, Inc. across 25 annual periods. For the full cash flow conversion analysis, see how efficiently does Pinnacle Financial Partners, Inc. generate cash.
Annual Cash Flow-to-Debt Ratio for Pinnacle Financial Partners, Inc. (2000–2024)
Year-by-year debt coverage analysis for Pinnacle Financial Partners, Inc.. Check how high is Pinnacle Financial Partners, Inc.'s earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $904.31 Million | $46.16 Billion | ▲ +71.7% |
| 2023 | 0.01x | $478.40 Million | $41.92 Billion | ▼ -31.2% |
| 2022 | 0.02x | $604.92 Million | $36.45 Billion | ▼ -16.3% |
| 2021 | 0.02x | $657.44 Million | $33.16 Billion | ▲ +39.2% |
| 2020 | 0.01x | $427.82 Million | $30.03 Billion | ▼ -23.1% |
| 2019 | 0.02x | $434.29 Million | $23.45 Billion | ▼ -17.1% |
| 2018 | 0.02x | $470.76 Million | $21.07 Billion | ▲ +149.2% |
| 2017 | 0.01x | $165.86 Million | $18.50 Billion | ▼ -42.9% |
| 2016 | 0.02x | $152.32 Million | $9.70 Billion | ▲ +40.2% |
| 2015 | 0.01x | $84.60 Million | $7.55 Billion | ▼ -38.5% |
| 2014 | 0.02x | $95.06 Million | $5.22 Billion | ▼ -30.2% |
| 2013 | 0.03x | $126.44 Million | $4.84 Billion | ▼ -0.3% |
| 2012 | 0.03x | $114.28 Million | $4.36 Billion | ▼ -3.8% |
| 2011 | 0.03x | $113.09 Million | $4.15 Billion | ▼ -11.1% |
| 2010 | 0.03x | $129.59 Million | $4.23 Billion | ▲ +50.2% |
| 2009 | 0.02x | $90.31 Million | $4.43 Billion | ▲ +150.4% |
| 2008 | 0.01x | $33.63 Million | $4.13 Billion | ▲ +65.3% |
| 2007 | 0.00x | $16.39 Million | $3.33 Billion | ▼ -21.9% |
| 2006 | 0.01x | $11.91 Million | $1.89 Billion | ▼ -26.4% |
| 2005 | 0.01x | $8.17 Million | $953.34 Million | ▼ -14.9% |
| 2004 | 0.01x | $6.74 Million | $669.26 Million | ▲ +0.9% |
| 2003 | 0.01x | $4.63 Million | $464.08 Million | ▼ -19.7% |
| 2002 | 0.01x | $3.39 Million | $272.88 Million | ▲ +262.1% |
| 2001 | -0.01x | $-1.21 Million | $157.15 Million | ▲ +93.5% |
| 2000 | -0.12x | $-2.74 Million | $23.27 Million | — |