Pinnacle Financial Partners, Inc. (PNFP) — Working Capital to Net Assets Ratio
Pinnacle Financial Partners, Inc. (PNFP) has a Working Capital to Net Assets ratio of 143.6% as of September 2025. Working capital of $9.85 Billion (current assets of $9.90 Billion minus current liabilities of $48.48 Million) is measured against net assets of $6.86 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See defensive interval ratio of Pinnacle Financial Partners, Inc. to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Pinnacle Financial Partners, Inc. Working Capital to Net Assets (2000–2024)
This chart shows how Pinnacle Financial Partners, Inc.'s Working Capital to Net Assets ratio has evolved across 25 annual periods from 2000 to 2024. As of September 2025, the ratio stands at 143.6%, reflecting working capital of $9.85 Billion against net assets of $6.86 Billion USD. For the complete balance sheet picture, see Pinnacle Financial Partners, Inc. assets under control.
Annual Working Capital to Net Assets for Pinnacle Financial Partners, Inc. (2000–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Pinnacle Financial Partners, Inc. from 2000 to 2024, covering 25 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check asset resilience ratio of Pinnacle Financial Partners, Inc. to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -528.5% | $-33.99 Billion | $6.43 Billion | $9.14 Billion | $43.13 Billion | ▲ +4.0 pp |
| 2023 | -532.5% | $-32.14 Billion | $6.04 Billion | $6.68 Billion | $38.82 Billion | ▲ +16.7 pp |
| 2022 | -549.1% | $-30.31 Billion | $5.52 Billion | $4.87 Billion | $35.18 Billion | ▼ -126.6 pp |
| 2021 | -422.5% | $-22.44 Billion | $5.31 Billion | $9.03 Billion | $31.47 Billion | ▼ -5.7 pp |
| 2020 | -416.8% | $-20.44 Billion | $4.90 Billion | $7.42 Billion | $27.86 Billion | ▼ -41.3 pp |
| 2019 | -375.5% | $-16.36 Billion | $4.36 Billion | $3.99 Billion | $20.35 Billion | ▲ +6.7 pp |
| 2018 | -382.2% | $-15.16 Billion | $3.97 Billion | $3.82 Billion | $18.98 Billion | ▼ -21.6 pp |
| 2017 | -360.6% | $-13.37 Billion | $3.71 Billion | $3.23 Billion | $16.60 Billion | ▼ -461.0 pp |
| 2016 | 100.4% | $1.50 Billion | $1.50 Billion | $1.51 Billion | $5.57 Million | ▼ -7.6 pp |
| 2015 | 108.0% | $1.25 Billion | $1.16 Billion | $1.25 Billion | $2.59 Million | ▼ -8.0 pp |
| 2014 | 116.0% | $931.33 Million | $802.69 Million | $931.96 Million | $631.68K | ▲ +626.1 pp |
| 2013 | -510.1% | $-3.69 Billion | $723.71 Million | $913.16 Million | $4.60 Billion | ▼ -32.0 pp |
| 2012 | -478.0% | $-3.25 Billion | $679.07 Million | $884.92 Million | $4.13 Billion | ▼ -96.9 pp |
| 2011 | -381.1% | $-2.71 Billion | $710.14 Million | $1.08 Billion | $3.79 Billion | ▲ +177.9 pp |
| 2010 | -559.0% | $-3.79 Billion | $677.46 Million | $197.67 Million | $3.98 Billion | ▲ +6.1 pp |
| 2009 | -565.1% | $-3.96 Billion | $701.02 Million | $144.07 Million | $4.11 Billion | ▲ +27.0 pp |
| 2008 | -592.1% | $-3.70 Billion | $625.33 Million | $94.82 Million | $3.80 Billion | ▲ +55.2 pp |
| 2007 | -647.3% | $-3.02 Billion | $466.61 Million | $120.03 Million | $3.14 Billion | ▲ +21.6 pp |
| 2006 | -669.0% | $-1.71 Billion | $256.02 Million | $55.67 Million | $1.77 Billion | ▲ +711.5 pp |
| 2005 | -1380.5% | $-875.72 Million | $63.44 Million | $31.65 Million | $907.37 Million | ▼ -326.3 pp |
| 2004 | -1054.2% | $-610.16 Million | $57.88 Million | $18.26 Million | $628.42 Million | ▲ +168.0 pp |
| 2003 | -1222.2% | $-419.67 Million | $34.34 Million | $14.95 Million | $434.62 Million | ▼ -493.5 pp |
| 2002 | -728.7% | $-236.12 Million | $32.40 Million | $12.94 Million | $249.07 Million | ▲ +15.3 pp |
| 2001 | -743.9% | $-136.07 Million | $18.29 Million | $5.69 Million | $141.76 Million | ▼ -619.6 pp |
| 2000 | -124.4% | $-19.62 Million | $15.77 Million | $3.33 Million | $22.94 Million | — |