Pinnacle Financial Partners, Inc. Working Capital to Net Assets Ratio

Latest as of September 2025: 143.6%

Pinnacle Financial Partners, Inc. working capital to net assets ratio. Pinnacle Financial Partners, Inc. (PNFP) has a Working Capital to Net Assets ratio of 143.6% as of September 2025. Working capital of $9.85 Billion (current assets of $9.90 Billion minus current liabilities of $48.48 Million) is measured against net assets of $6.86 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check PNFP tangible net assets ratio to evaluate the tangible quality of the company's equity base.

WC/NA Ratio

143.6%
Working Capital / Net Assets

Working Capital

$9.85 Billion
USD

Current Assets

$9.90 Billion
USD

Current Liabilities

$48.48 Million
USD

Working Capital to Net Assets Ratio of Pinnacle Financial Partners, Inc. (2000–2024)

Working capital to net assets ratio of Pinnacle Financial Partners, Inc. from 2000 to 2024. This chart shows how Pinnacle Financial Partners, Inc.'s Working Capital to Net Assets ratio has evolved across 25 annual periods from 2000 to 2024. As of September 2025, the ratio stands at 143.6%, reflecting working capital of $9.85 Billion against net assets of $6.86 Billion USD. See PNFP defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

Pinnacle Financial Partners, Inc. Working Capital to Net Assets Ratio by Year (2000–2024)

Pinnacle Financial Partners, Inc. working capital to net assets ratio by year from 2000 to 2024. The table below presents the year-by-year Working Capital to Net Assets ratio for Pinnacle Financial Partners, Inc. from 2000 to 2024, covering 25 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see PNFP total asset value.

Year WC/NA Ratio Working Capital (USD) Net Assets Current Assets Current Liabilities Change (pp)
2024 -528.5% $-33.99 Billion $6.43 Billion $9.14 Billion $43.13 Billion ▲ +4.0 pp
2023 -532.5% $-32.14 Billion $6.04 Billion $6.68 Billion $38.82 Billion ▲ +16.7 pp
2022 -549.1% $-30.31 Billion $5.52 Billion $4.87 Billion $35.18 Billion ▼ -126.6 pp
2021 -422.5% $-22.44 Billion $5.31 Billion $9.03 Billion $31.47 Billion ▼ -5.7 pp
2020 -416.8% $-20.44 Billion $4.90 Billion $7.42 Billion $27.86 Billion ▼ -41.3 pp
2019 -375.5% $-16.36 Billion $4.36 Billion $3.99 Billion $20.35 Billion ▲ +6.7 pp
2018 -382.2% $-15.16 Billion $3.97 Billion $3.82 Billion $18.98 Billion ▼ -21.6 pp
2017 -360.6% $-13.37 Billion $3.71 Billion $3.23 Billion $16.60 Billion ▼ -461.0 pp
2016 100.4% $1.50 Billion $1.50 Billion $1.51 Billion $5.57 Million ▼ -7.6 pp
2015 108.0% $1.25 Billion $1.16 Billion $1.25 Billion $2.59 Million ▼ -8.0 pp
2014 116.0% $931.33 Million $802.69 Million $931.96 Million $631.68K ▲ +626.1 pp
2013 -510.1% $-3.69 Billion $723.71 Million $913.16 Million $4.60 Billion ▼ -32.0 pp
2012 -478.0% $-3.25 Billion $679.07 Million $884.92 Million $4.13 Billion ▼ -96.9 pp
2011 -381.1% $-2.71 Billion $710.14 Million $1.08 Billion $3.79 Billion ▲ +177.9 pp
2010 -559.0% $-3.79 Billion $677.46 Million $197.67 Million $3.98 Billion ▲ +6.1 pp
2009 -565.1% $-3.96 Billion $701.02 Million $144.07 Million $4.11 Billion ▲ +27.0 pp
2008 -592.1% $-3.70 Billion $625.33 Million $94.82 Million $3.80 Billion ▲ +55.2 pp
2007 -647.3% $-3.02 Billion $466.61 Million $120.03 Million $3.14 Billion ▲ +21.6 pp
2006 -669.0% $-1.71 Billion $256.02 Million $55.67 Million $1.77 Billion ▲ +711.5 pp
2005 -1380.5% $-875.72 Million $63.44 Million $31.65 Million $907.37 Million ▼ -326.3 pp
2004 -1054.2% $-610.16 Million $57.88 Million $18.26 Million $628.42 Million ▲ +168.0 pp
2003 -1222.2% $-419.67 Million $34.34 Million $14.95 Million $434.62 Million ▼ -493.5 pp
2002 -728.7% $-236.12 Million $32.40 Million $12.94 Million $249.07 Million ▲ +15.3 pp
2001 -743.9% $-136.07 Million $18.29 Million $5.69 Million $141.76 Million ▼ -619.6 pp
2000 -124.4% $-19.62 Million $15.77 Million $3.33 Million $22.94 Million —
pp = percentage points