Pinnacle Financial Partners, Inc. (PNFP) — Free Cash Flow Generation Index

Latest as of September 2025: 1.10x

Pinnacle Financial Partners, Inc. (PNFP) has a Free Cash Flow Generation Index of 1.10x as of September 2025. Free cash flow of $442.63 Million represents 1% of operating cash flow ($403.25 Million). See Pinnacle Financial Partners, Inc. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

FCF Generation Index

1.10x
Free Cash Flow / Operating CF

Free Cash Flow

$442.63 Million
USD

Operating Cash Flow

$403.25 Million
USD

Capital Expenditures

$39.38 Million
USD

Pinnacle Financial Partners, Inc. Free Cash Flow Generation Index (2002–2024)

Historical FCF Generation Index trend for Pinnacle Financial Partners, Inc. across 23 annual periods. Explore PNFP cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Annual Free Cash Flow Generation for Pinnacle Financial Partners, Inc. (2002–2024)

Year-by-year Free Cash Flow Generation Index for Pinnacle Financial Partners, Inc.. For the full company profile including market capitalisation, see Pinnacle Financial Partners, Inc. market capitalisation.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2024 0.89x $807.29 Million $904.31 Million $97.02 Million ▲ +6.7%
2023 0.84x $400.15 Million $478.40 Million $78.26 Million ▼ -6.4%
2022 0.89x $540.58 Million $604.92 Million $64.35 Million ▼ -7.4%
2021 0.96x $634.27 Million $657.44 Million $23.18 Million ▲ +6.4%
2020 0.91x $388.06 Million $427.82 Million $39.76 Million ▲ +0.5%
2019 0.90x $392.13 Million $434.29 Million $42.15 Million ▼ -4.9%
2018 0.95x $447.02 Million $470.76 Million $23.74 Million ▲ +40.2%
2017 0.68x $112.36 Million $165.86 Million $53.50 Million ▼ -23.7%
2016 0.89x $135.26 Million $152.32 Million $17.06 Million ▲ +1.9%
2015 0.87x $73.73 Million $84.60 Million $10.87 Million ▼ -7.1%
2014 0.94x $89.18 Million $95.06 Million $5.88 Million ▼ -2.1%
2013 0.96x $121.14 Million $126.44 Million $5.29 Million ▲ +1.0%
2012 0.95x $108.41 Million $114.28 Million $5.86 Million ▼ -3.4%
2011 0.98x $111.06 Million $113.09 Million $2.03 Million ▲ +6.0%
2010 0.93x $120.00 Million $129.59 Million $9.59 Million ▲ +17.6%
2009 0.79x $71.11 Million $90.31 Million $19.19 Million ▲ +9.5%
2008 0.72x $24.18 Million $33.63 Million $9.45 Million ▲ +14.2%
2007 0.63x $10.32 Million $16.39 Million $6.07 Million ▲ +3.3%
2006 0.61x $7.26 Million $11.91 Million $4.65 Million ▲ +5.2%
2005 0.58x $4.73 Million $8.17 Million $3.44 Million ▲ +144.5%
2004 0.24x $1.60 Million $6.74 Million $5.14 Million ▲ +51.8%
2003 0.16x $722.99K $4.63 Million $3.91 Million ▼ -80.5%
2002 0.80x $2.72 Million $3.39 Million $677.32K
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).