Pinnacle Financial Partners, Inc. (PNFP) — Defensive Interval Ratio
Pinnacle Financial Partners, Inc. (PNFP) has a Defensive Interval Ratio of 49916 days as of September 2025. Defensive assets of $6.63 Billion (cash $-, short-term investments $6.41 Billion, receivables $218.65 Million) cover 49916 days of daily cash needs of $132.83K/day. See Pinnacle Financial Partners, Inc. (PNFP) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Pinnacle Financial Partners, Inc. Defensive Interval Ratio (2001–2024)
This chart shows how Pinnacle Financial Partners, Inc.'s Defensive Interval Ratio has evolved across 24 annual periods from 2001 to 2024. As of September 2025, the ratio stands at 49916 days, meaning defensive assets of $6.63 Billion can fund 49916 days of operations without new revenue. See PNFP net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Pinnacle Financial Partners, Inc. (2001–2024)
The table below presents the year-by-year Defensive Interval Ratio for Pinnacle Financial Partners, Inc. from 2001 to 2024, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see PNFP market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 49 days | $5.80 Billion | $118.16 Million/day | $- | $5.58 Billion | ▲ +6 days |
| 2023 | 43 days | $4.54 Billion | $106.35 Million/day | $- | $4.32 Billion | ▲ +4 days |
| 2022 | 39 days | $3.72 Billion | $96.37 Million/day | $- | $3.56 Billion | ▼ -20 days |
| 2021 | 58 days | $5.01 Billion | $86.22 Million/day | $- | $4.91 Billion | ▲ +10 days |
| 2020 | 48 days | $3.69 Billion | $76.33 Million/day | $- | $3.59 Billion | ▼ -17 days |
| 2019 | 65 days | $3.62 Billion | $55.75 Million/day | $- | $3.54 Billion | ▲ +4 days |
| 2018 | 61 days | $3.16 Billion | $51.99 Million/day | $- | $3.08 Billion | ▲ +4 days |
| 2017 | 57 days | $2.57 Billion | $45.47 Million/day | $- | $2.52 Billion | ▼ -86802 days |
| 2016 | 86858 days | $1.33 Billion | $15.27K/day | $- | $1.30 Billion | ▼ -47791 days |
| 2015 | 134649 days | $956.64 Million | $7.10K/day | $- | $935.06 Million | ▼ -298165 days |
| 2014 | 432814 days | $749.04 Million | $1.73K/day | $- | $732.05 Million | ▲ +432758 days |
| 2013 | 56 days | $708.86 Million | $12.62 Million/day | $- | $693.46 Million | ▼ -8 days |
| 2012 | 64 days | $721.43 Million | $11.32 Million/day | $- | $706.58 Million | ▼ -24 days |
| 2011 | 88 days | $910.21 Million | $10.38 Million/day | $- | $894.96 Million | ▼ -92829 days |
| 2010 | 92917 days | $1.01 Trillion | $10.92 Million/day | $- | $1.01 Trillion | ▲ +10146 days |
| 2009 | 82771 days | $931.03 Billion | $11.25 Million/day | $- | $931.01 Billion | ▲ +2106 days |
| 2008 | 80665 days | $839.25 Billion | $10.40 Million/day | $- | $839.23 Billion | ▲ +23058 days |
| 2007 | 57606 days | $495.67 Billion | $8.60 Million/day | $- | $495.65 Billion | ▼ -8288 days |
| 2006 | 65894 days | $319.25 Billion | $4.84 Million/day | $- | $319.24 Billion | ▼ -35377 days |
| 2005 | 101271 days | $251.75 Billion | $2.49 Million/day | $- | $251.75 Billion | ▼ -3611 days |
| 2004 | 104882 days | $180.58 Billion | $1.72 Million/day | $- | $180.57 Billion | ▼ -12645 days |
| 2003 | 117527 days | $139.94 Billion | $1.19 Million/day | $- | $139.94 Billion | ▲ +9112 days |
| 2002 | 108415 days | $73.98 Billion | $682.38K/day | $- | $73.98 Billion | ▲ +57214 days |
| 2001 | 51202 days | $19.89 Billion | $388.38K/day | $- | $19.89 Billion | — |