Penns Woods Bancorp Inc (PWOD) — Cash Flow Quality Index
Penns Woods Bancorp Inc (PWOD) has a Cash Flow Quality Index of 0.01x as of March 2025. Operating cash flow of $63.00K is below net income of $7.37 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore PWOD cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Penns Woods Bancorp Inc Cash Flow Quality Index (1995–2024)
Historical Cash Flow Quality Index for Penns Woods Bancorp Inc across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Penns Woods Bancorp Inc (PWOD) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Penns Woods Bancorp Inc (1995–2024)
Year-by-year earnings quality comparison for Penns Woods Bancorp Inc. For live market cap and the full company financial profile, see PWOD stock market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.09x | $19.36 Million | $17.74 Million | ▼ -3.7% |
| 2023 | 1.13x | $18.82 Million | $16.61 Million | ▼ -17.4% |
| 2022 | 1.37x | $23.89 Million | $17.42 Million | ▲ +22.8% |
| 2021 | 1.12x | $17.92 Million | $16.05 Million | ▼ -22.7% |
| 2020 | 1.45x | $22.00 Million | $15.22 Million | ▲ +61.3% |
| 2019 | 0.90x | $14.05 Million | $15.69 Million | ▼ -23.7% |
| 2018 | 1.17x | $17.27 Million | $14.70 Million | ▼ -35.1% |
| 2017 | 1.81x | $17.69 Million | $9.77 Million | ▲ +40.2% |
| 2016 | 1.29x | $16.11 Million | $12.47 Million | ▲ +14.1% |
| 2015 | 1.13x | $15.73 Million | $13.90 Million | ▼ -11.7% |
| 2014 | 1.28x | $18.74 Million | $14.61 Million | ▲ +4.3% |
| 2013 | 1.23x | $17.33 Million | $14.08 Million | ▲ +22.0% |
| 2012 | 1.01x | $13.97 Million | $13.85 Million | ▼ -24.4% |
| 2011 | 1.33x | $16.49 Million | $12.36 Million | ▲ +47.9% |
| 2010 | 0.90x | $9.86 Million | $10.93 Million | ▼ -13.0% |
| 2009 | 1.04x | $6.32 Million | $6.09 Million | ▲ +18.6% |
| 2008 | 0.87x | $7.00 Million | $8.00 Million | ▲ +1.8% |
| 2007 | 0.86x | $7.63 Million | $8.88 Million | ▲ +7.2% |
| 2006 | 0.80x | $7.74 Million | $9.65 Million | ▼ -15.1% |
| 2005 | 0.94x | $10.29 Million | $10.90 Million | ▲ +2.7% |
| 2004 | 0.92x | $10.19 Million | $11.08 Million | ▲ +59.6% |
| 2003 | 0.58x | $6.44 Million | $11.17 Million | ▼ -40.3% |
| 2002 | 0.96x | $8.57 Million | $8.89 Million | ▲ +23.7% |
| 2001 | 0.78x | $6.04 Million | $7.74 Million | ▼ -12.4% |
| 2000 | 0.89x | $5.85 Million | $6.57 Million | ▲ +33.6% |
| 1999 | 0.67x | $4.80 Million | $7.20 Million | ▲ +6.4% |
| 1998 | 0.63x | $4.02 Million | $6.41 Million | ▲ +52.4% |
| 1997 | 0.41x | $3.19 Million | $7.75 Million | ▼ -35.7% |
| 1996 | 0.64x | $3.42 Million | $5.34 Million | ▼ -31.0% |
| 1995 | 0.93x | $3.58 Million | $3.86 Million | — |