Penns Woods Bancorp Inc (PWOD) — Financial Flexibility Index
Penns Woods Bancorp Inc (PWOD) has a Financial Flexibility Index of 0.00x as of March 2025. Free cash flow of $140.00K (operating CF $63.00K minus capex $77.00K) represents 0% of total liabilities ($2.04 Billion). Check strategic asset allocation of Penns Woods Bancorp Inc to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Penns Woods Bancorp Inc Financial Flexibility Index (1995–2024)
Historical Financial Flexibility Index trend for Penns Woods Bancorp Inc across 30 annual periods. See PWOD current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Penns Woods Bancorp Inc (1995–2024)
Year-by-year free cash flow to debt coverage for Penns Woods Bancorp Inc. For the full company profile including market capitalisation, see market cap of Penns Woods Bancorp Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | $20.56 Million | $19.36 Million | $2.03 Billion | ▲ +4.1% |
| 2023 | 0.01x | $19.63 Million | $18.82 Million | $2.01 Billion | ▼ -26.4% |
| 2022 | 0.01x | $24.27 Million | $23.89 Million | $1.83 Billion | ▲ +22.9% |
| 2021 | 0.01x | $19.06 Million | $17.92 Million | $1.77 Billion | ▼ -27.0% |
| 2020 | 0.01x | $24.67 Million | $22.00 Million | $1.67 Billion | ▲ +33.1% |
| 2019 | 0.01x | $16.76 Million | $14.05 Million | $1.51 Billion | ▼ -11.3% |
| 2018 | 0.01x | $19.27 Million | $17.27 Million | $1.54 Billion | ▼ -26.4% |
| 2017 | 0.02x | $22.69 Million | $17.69 Million | $1.34 Billion | ▲ +1.9% |
| 2016 | 0.02x | $20.17 Million | $16.11 Million | $1.21 Billion | ▲ +9.5% |
| 2015 | 0.02x | $18.02 Million | $15.73 Million | $1.18 Billion | ▼ -21.6% |
| 2014 | 0.02x | $21.53 Million | $18.74 Million | $1.11 Billion | ▼ -5.4% |
| 2013 | 0.02x | $22.25 Million | $17.33 Million | $1.08 Billion | ▲ +1.8% |
| 2012 | 0.02x | $15.37 Million | $13.97 Million | $762.81 Million | ▼ -20.1% |
| 2011 | 0.03x | $17.24 Million | $16.49 Million | $683.49 Million | ▲ +53.6% |
| 2010 | 0.02x | $10.26 Million | $9.86 Million | $625.07 Million | ▲ +39.6% |
| 2009 | 0.01x | $7.17 Million | $6.32 Million | $609.29 Million | ▼ -20.5% |
| 2008 | 0.01x | $8.76 Million | $7.00 Million | $591.78 Million | ▼ -1.1% |
| 2007 | 0.01x | $8.35 Million | $7.63 Million | $557.58 Million | ▼ -12.0% |
| 2006 | 0.02x | $8.81 Million | $7.74 Million | $517.69 Million | ▼ -31.9% |
| 2005 | 0.02x | $12.37 Million | $10.29 Million | $494.75 Million | ▲ +7.3% |
| 2004 | 0.02x | $11.03 Million | $10.19 Million | $473.54 Million | ▲ +56.0% |
| 2003 | 0.01x | $6.84 Million | $6.44 Million | $457.61 Million | ▼ -36.1% |
| 2002 | 0.02x | $9.56 Million | $8.57 Million | $409.06 Million | ▲ +35.9% |
| 2001 | 0.02x | $6.36 Million | $6.04 Million | $369.56 Million | ▼ -5.0% |
| 2000 | 0.02x | $6.24 Million | $5.85 Million | $344.40 Million | ▲ +7.9% |
| 1999 | 0.02x | $5.50 Million | $4.80 Million | $327.60 Million | ▲ +3.5% |
| 1998 | 0.02x | $4.73 Million | $4.02 Million | $291.70 Million | ▲ +9.6% |
| 1997 | 0.01x | $3.57 Million | $3.19 Million | $241.01 Million | ▼ -12.1% |
| 1996 | 0.02x | $3.81 Million | $3.42 Million | $226.17 Million | ▼ -14.5% |
| 1995 | 0.02x | $4.19 Million | $3.58 Million | $212.94 Million | — |