Penns Woods Bancorp Inc (PWOD) — Financial Flexibility Index

Latest as of March 2025: 0.00x

Penns Woods Bancorp Inc (PWOD) has a Financial Flexibility Index of 0.00x as of March 2025. Free cash flow of $140.00K (operating CF $63.00K minus capex $77.00K) represents 0% of total liabilities ($2.04 Billion). Also explore how fast is Penns Woods Bancorp Inc growing its equity to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$140.00K
Operating CF − Capex

Total Liabilities

$2.04 Billion
USD

Capital Expenditures

$77.00K
USD

Penns Woods Bancorp Inc Financial Flexibility Index (1995–2024)

Historical Financial Flexibility Index trend for Penns Woods Bancorp Inc across 30 annual periods. Check Penns Woods Bancorp Inc (PWOD) strategic investment index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Penns Woods Bancorp Inc (1995–2024)

Year-by-year free cash flow to debt coverage for Penns Woods Bancorp Inc. For the full company profile including market capitalisation, see how much is Penns Woods Bancorp Inc worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $20.56 Million $19.36 Million $2.03 Billion ▲ +4.1%
2023 0.01x $19.63 Million $18.82 Million $2.01 Billion ▼ -26.4%
2022 0.01x $24.27 Million $23.89 Million $1.83 Billion ▲ +22.9%
2021 0.01x $19.06 Million $17.92 Million $1.77 Billion ▼ -27.0%
2020 0.01x $24.67 Million $22.00 Million $1.67 Billion ▲ +33.1%
2019 0.01x $16.76 Million $14.05 Million $1.51 Billion ▼ -11.3%
2018 0.01x $19.27 Million $17.27 Million $1.54 Billion ▼ -26.4%
2017 0.02x $22.69 Million $17.69 Million $1.34 Billion ▲ +1.9%
2016 0.02x $20.17 Million $16.11 Million $1.21 Billion ▲ +9.5%
2015 0.02x $18.02 Million $15.73 Million $1.18 Billion ▼ -21.6%
2014 0.02x $21.53 Million $18.74 Million $1.11 Billion ▼ -5.4%
2013 0.02x $22.25 Million $17.33 Million $1.08 Billion ▲ +1.8%
2012 0.02x $15.37 Million $13.97 Million $762.81 Million ▼ -20.1%
2011 0.03x $17.24 Million $16.49 Million $683.49 Million ▲ +53.6%
2010 0.02x $10.26 Million $9.86 Million $625.07 Million ▲ +39.6%
2009 0.01x $7.17 Million $6.32 Million $609.29 Million ▼ -20.5%
2008 0.01x $8.76 Million $7.00 Million $591.78 Million ▼ -1.1%
2007 0.01x $8.35 Million $7.63 Million $557.58 Million ▼ -12.0%
2006 0.02x $8.81 Million $7.74 Million $517.69 Million ▼ -31.9%
2005 0.02x $12.37 Million $10.29 Million $494.75 Million ▲ +7.3%
2004 0.02x $11.03 Million $10.19 Million $473.54 Million ▲ +56.0%
2003 0.01x $6.84 Million $6.44 Million $457.61 Million ▼ -36.1%
2002 0.02x $9.56 Million $8.57 Million $409.06 Million ▲ +35.9%
2001 0.02x $6.36 Million $6.04 Million $369.56 Million ▼ -5.0%
2000 0.02x $6.24 Million $5.85 Million $344.40 Million ▲ +7.9%
1999 0.02x $5.50 Million $4.80 Million $327.60 Million ▲ +3.5%
1998 0.02x $4.73 Million $4.02 Million $291.70 Million ▲ +9.6%
1997 0.01x $3.57 Million $3.19 Million $241.01 Million ▼ -12.1%
1996 0.02x $3.81 Million $3.42 Million $226.17 Million ▼ -14.5%
1995 0.02x $4.19 Million $3.58 Million $212.94 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities