Penns Woods Bancorp Inc (PWOD) — Working Capital to Net Assets Ratio
Penns Woods Bancorp Inc (PWOD) has a Working Capital to Net Assets ratio of -801.0% as of March 2025. Working capital of $-1.70 Billion (current assets of $112.56 Million minus current liabilities of $1.81 Billion) is measured against net assets of $212.02 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See PWOD defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Penns Woods Bancorp Inc Working Capital to Net Assets (1995–2024)
This chart shows how Penns Woods Bancorp Inc's Working Capital to Net Assets ratio has evolved across 30 annual periods from 1995 to 2024. As of March 2025, the ratio stands at -801.0%, reflecting working capital of $-1.70 Billion against net assets of $212.02 Million USD. For the complete balance sheet picture, see PWOD asset base.
Annual Working Capital to Net Assets for Penns Woods Bancorp Inc (1995–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Penns Woods Bancorp Inc from 1995 to 2024, covering 30 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check Penns Woods Bancorp Inc liquidity resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -744.7% | $-1.53 Billion | $205.23 Million | $224.63 Million | $1.75 Billion | ▲ +38.3 pp |
| 2023 | -782.9% | $-1.50 Billion | $191.56 Million | $239.45 Million | $1.74 Billion | ▲ +92.0 pp |
| 2022 | -874.9% | $-1.47 Billion | $167.66 Million | $243.49 Million | $1.71 Billion | ▼ -155.5 pp |
| 2021 | -719.4% | $-1.24 Billion | $172.27 Million | $388.32 Million | $1.63 Billion | ▼ -39.1 pp |
| 2020 | -680.4% | $-1.12 Billion | $164.15 Million | $384.01 Million | $1.50 Billion | ▲ +50.7 pp |
| 2019 | -731.1% | $-1.13 Billion | $154.98 Million | $202.45 Million | $1.34 Billion | ▲ +209.7 pp |
| 2018 | -940.8% | $-1.35 Billion | $143.54 Million | $206.36 Million | $1.56 Billion | ▼ -139.5 pp |
| 2017 | -801.3% | $-1.11 Billion | $138.19 Million | $140.19 Million | $1.25 Billion | ▼ -120.4 pp |
| 2016 | -680.9% | $-941.32 Million | $138.25 Million | $180.84 Million | $1.12 Billion | ▼ -17.1 pp |
| 2015 | -663.8% | $-904.61 Million | $136.28 Million | $202.64 Million | $1.11 Billion | ▼ -100.0 pp |
| 2014 | -563.8% | $-766.59 Million | $135.97 Million | $256.03 Million | $1.02 Billion | ▼ -30.1 pp |
| 2013 | -533.7% | $-682.21 Million | $127.81 Million | $317.91 Million | $1.00 Billion | ▼ -142.1 pp |
| 2012 | -391.6% | $-367.04 Million | $93.73 Million | $308.56 Million | $675.60 Million | ▲ +47.8 pp |
| 2011 | -439.4% | $-353.51 Million | $80.46 Million | $287.89 Million | $641.40 Million | ▲ +359.6 pp |
| 2010 | -799.0% | $-532.30 Million | $66.62 Million | $13.26 Million | $545.56 Million | ▼ -52.7 pp |
| 2009 | -746.3% | $-499.40 Million | $66.92 Million | $17.31 Million | $516.71 Million | ▲ +61.5 pp |
| 2008 | -807.8% | $-493.00 Million | $61.03 Million | $3.63 Million | $496.63 Million | ▼ -202.2 pp |
| 2007 | -605.6% | $-427.31 Million | $70.56 Million | $18.78 Million | $446.08 Million | ▼ -51.8 pp |
| 2006 | -553.8% | $-413.11 Million | $74.59 Million | $18.31 Million | $431.42 Million | ▼ -25.2 pp |
| 2005 | -528.6% | $-390.72 Million | $73.92 Million | $16.92 Million | $407.64 Million | ▼ -10.2 pp |
| 2004 | -518.4% | $-379.29 Million | $73.17 Million | $14.87 Million | $394.16 Million | ▲ +11.8 pp |
| 2003 | -530.2% | $-369.95 Million | $69.77 Million | $12.47 Million | $382.42 Million | ▲ +8.7 pp |
| 2002 | -539.0% | $-340.31 Million | $63.14 Million | $14.19 Million | $354.50 Million | ▲ +18.3 pp |
| 2001 | -557.3% | $-307.92 Million | $55.25 Million | $17.53 Million | $325.44 Million | ▲ +22.8 pp |
| 2000 | -580.1% | $-292.71 Million | $50.46 Million | $17.90 Million | $310.61 Million | ▲ +34.7 pp |
| 1999 | -614.8% | $-283.40 Million | $46.10 Million | $14.80 Million | $298.20 Million | ▼ -111.0 pp |
| 1998 | -503.7% | $-251.33 Million | $49.90 Million | $14.24 Million | $265.57 Million | ▼ -21.6 pp |
| 1997 | -482.1% | $-207.18 Million | $42.97 Million | $14.27 Million | $221.44 Million | ▲ +96.6 pp |
| 1996 | -578.7% | $-194.21 Million | $33.56 Million | $9.69 Million | $203.90 Million | ▲ +51.8 pp |
| 1995 | -630.5% | $-187.18 Million | $29.68 Million | $16.00 Million | $203.18 Million | — |