Penns Woods Bancorp Inc Net Asset Quality Index
Penns Woods Bancorp Inc net asset quality index. Penns Woods Bancorp Inc (PWOD) has a Net Asset Quality Index of 9.4% as of March 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.25 Billion minus total liabilities of $2.04 Billion yields net assets of $212.02 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check PWOD cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Penns Woods Bancorp Inc (1995–2024)
Net asset quality index of Penns Woods Bancorp Inc from 1995 to 2024. This chart shows how Penns Woods Bancorp Inc's Net Asset Quality Index has evolved across 30 annual periods from 1995 to 2024. As of March 2025, the index stands at 9.4%, representing net assets of $212.02 Million against total assets of $2.25 Billion USD. See PWOD net asset value for net asset value and shareholders' equity analysis.
Penns Woods Bancorp Inc Net Asset Quality Index by Year (1995–2024)
Penns Woods Bancorp Inc net asset quality index by year from 1995 to 2024. The table below presents the year-by-year Net Asset Quality Index for Penns Woods Bancorp Inc from 1995 to 2024, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market cap of Penns Woods Bancorp Inc.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 9.2% | $205.23 Million | $2.23 Billion | $2.03 Billion | ▲ +0.5 pp |
| 2023 | 8.7% | $191.56 Million | $2.20 Billion | $2.01 Billion | ▲ +0.3 pp |
| 2022 | 8.4% | $167.66 Million | $2.00 Billion | $1.83 Billion | ▼ -0.5 pp |
| 2021 | 8.9% | $172.27 Million | $1.94 Billion | $1.77 Billion | ▼ -0.1 pp |
| 2020 | 8.9% | $164.15 Million | $1.83 Billion | $1.67 Billion | ▼ -0.4 pp |
| 2019 | 9.3% | $154.98 Million | $1.67 Billion | $1.51 Billion | ▲ +0.8 pp |
| 2018 | 8.5% | $143.54 Million | $1.68 Billion | $1.54 Billion | ▼ -0.9 pp |
| 2017 | 9.4% | $138.19 Million | $1.47 Billion | $1.34 Billion | ▼ -0.9 pp |
| 2016 | 10.3% | $138.25 Million | $1.35 Billion | $1.21 Billion | ▼ -0.1 pp |
| 2015 | 10.3% | $136.28 Million | $1.32 Billion | $1.18 Billion | ▼ -0.6 pp |
| 2014 | 10.9% | $135.97 Million | $1.25 Billion | $1.11 Billion | ▲ +0.4 pp |
| 2013 | 10.5% | $127.81 Million | $1.21 Billion | $1.08 Billion | ▼ -0.4 pp |
| 2012 | 10.9% | $93.73 Million | $856.53 Million | $762.81 Million | ▲ +0.4 pp |
| 2011 | 10.5% | $80.46 Million | $763.95 Million | $683.49 Million | ▲ +0.9 pp |
| 2010 | 9.6% | $66.62 Million | $691.69 Million | $625.07 Million | ▼ -0.3 pp |
| 2009 | 9.9% | $66.92 Million | $676.20 Million | $609.29 Million | ▲ +0.5 pp |
| 2008 | 9.3% | $61.03 Million | $652.80 Million | $591.78 Million | ▼ -1.9 pp |
| 2007 | 11.2% | $70.56 Million | $628.14 Million | $557.58 Million | ▼ -1.4 pp |
| 2006 | 12.6% | $74.59 Million | $592.28 Million | $517.69 Million | ▼ -0.4 pp |
| 2005 | 13.0% | $73.92 Million | $568.67 Million | $494.75 Million | ▼ -0.4 pp |
| 2004 | 13.4% | $73.17 Million | $546.70 Million | $473.54 Million | ▲ +0.2 pp |
| 2003 | 13.2% | $69.77 Million | $527.38 Million | $457.61 Million | ▼ -0.1 pp |
| 2002 | 13.4% | $63.14 Million | $472.21 Million | $409.06 Million | ▲ +0.4 pp |
| 2001 | 13.0% | $55.25 Million | $424.81 Million | $369.56 Million | ▲ +0.2 pp |
| 2000 | 12.8% | $50.46 Million | $394.86 Million | $344.40 Million | ▲ +0.4 pp |
| 1999 | 12.3% | $46.10 Million | $373.70 Million | $327.60 Million | ▼ -2.3 pp |
| 1998 | 14.6% | $49.90 Million | $341.60 Million | $291.70 Million | ▼ -0.5 pp |
| 1997 | 15.1% | $42.97 Million | $283.99 Million | $241.01 Million | ▲ +2.2 pp |
| 1996 | 12.9% | $33.56 Million | $259.72 Million | $226.17 Million | ▲ +0.7 pp |
| 1995 | 12.2% | $29.68 Million | $242.63 Million | $212.94 Million | — |