Penns Woods Bancorp Inc (PWOD) — Net Asset Quality Index
Penns Woods Bancorp Inc (PWOD) has a Net Asset Quality Index of 9.4% as of March 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.25 Billion minus total liabilities of $2.04 Billion yields net assets of $212.02 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check Penns Woods Bancorp Inc liquidity resilience to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Penns Woods Bancorp Inc Net Asset Quality Index Over Time (1995–2024)
This chart shows how Penns Woods Bancorp Inc's Net Asset Quality Index has evolved across 30 annual periods from 1995 to 2024. As of March 2025, the index stands at 9.4%, representing net assets of $212.02 Million against total assets of $2.25 Billion USD. See PWOD working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Penns Woods Bancorp Inc (1995–2024)
The table below presents the year-by-year Net Asset Quality Index for Penns Woods Bancorp Inc from 1995 to 2024, covering 30 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Penns Woods Bancorp Inc (PWOD) total market value.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 9.2% | $205.23 Million | $2.23 Billion | $2.03 Billion | ▲ +0.5 pp |
| 2023 | 8.7% | $191.56 Million | $2.20 Billion | $2.01 Billion | ▲ +0.3 pp |
| 2022 | 8.4% | $167.66 Million | $2.00 Billion | $1.83 Billion | ▼ -0.5 pp |
| 2021 | 8.9% | $172.27 Million | $1.94 Billion | $1.77 Billion | ▼ -0.1 pp |
| 2020 | 8.9% | $164.15 Million | $1.83 Billion | $1.67 Billion | ▼ -0.4 pp |
| 2019 | 9.3% | $154.98 Million | $1.67 Billion | $1.51 Billion | ▲ +0.8 pp |
| 2018 | 8.5% | $143.54 Million | $1.68 Billion | $1.54 Billion | ▼ -0.9 pp |
| 2017 | 9.4% | $138.19 Million | $1.47 Billion | $1.34 Billion | ▼ -0.9 pp |
| 2016 | 10.3% | $138.25 Million | $1.35 Billion | $1.21 Billion | ▼ -0.1 pp |
| 2015 | 10.3% | $136.28 Million | $1.32 Billion | $1.18 Billion | ▼ -0.6 pp |
| 2014 | 10.9% | $135.97 Million | $1.25 Billion | $1.11 Billion | ▲ +0.4 pp |
| 2013 | 10.5% | $127.81 Million | $1.21 Billion | $1.08 Billion | ▼ -0.4 pp |
| 2012 | 10.9% | $93.73 Million | $856.53 Million | $762.81 Million | ▲ +0.4 pp |
| 2011 | 10.5% | $80.46 Million | $763.95 Million | $683.49 Million | ▲ +0.9 pp |
| 2010 | 9.6% | $66.62 Million | $691.69 Million | $625.07 Million | ▼ -0.3 pp |
| 2009 | 9.9% | $66.92 Million | $676.20 Million | $609.29 Million | ▲ +0.5 pp |
| 2008 | 9.3% | $61.03 Million | $652.80 Million | $591.78 Million | ▼ -1.9 pp |
| 2007 | 11.2% | $70.56 Million | $628.14 Million | $557.58 Million | ▼ -1.4 pp |
| 2006 | 12.6% | $74.59 Million | $592.28 Million | $517.69 Million | ▼ -0.4 pp |
| 2005 | 13.0% | $73.92 Million | $568.67 Million | $494.75 Million | ▼ -0.4 pp |
| 2004 | 13.4% | $73.17 Million | $546.70 Million | $473.54 Million | ▲ +0.2 pp |
| 2003 | 13.2% | $69.77 Million | $527.38 Million | $457.61 Million | ▼ -0.1 pp |
| 2002 | 13.4% | $63.14 Million | $472.21 Million | $409.06 Million | ▲ +0.4 pp |
| 2001 | 13.0% | $55.25 Million | $424.81 Million | $369.56 Million | ▲ +0.2 pp |
| 2000 | 12.8% | $50.46 Million | $394.86 Million | $344.40 Million | ▲ +0.4 pp |
| 1999 | 12.3% | $46.10 Million | $373.70 Million | $327.60 Million | ▼ -2.3 pp |
| 1998 | 14.6% | $49.90 Million | $341.60 Million | $291.70 Million | ▼ -0.5 pp |
| 1997 | 15.1% | $42.97 Million | $283.99 Million | $241.01 Million | ▲ +2.2 pp |
| 1996 | 12.9% | $33.56 Million | $259.72 Million | $226.17 Million | ▲ +0.7 pp |
| 1995 | 12.2% | $29.68 Million | $242.63 Million | $212.94 Million | — |