Penns Woods Bancorp Inc Defensive Interval Ratio
Penns Woods Bancorp Inc defensive interval ratio. Penns Woods Bancorp Inc (PWOD) has a Defensive Interval Ratio of 15 days as of March 2025. Defensive assets of $75.11 Million (cash $-, short-term investments $64.24 Million, receivables $10.87 Million) cover 15 days of daily cash needs of $4.96 Million/day. Explore long-term investment intensity of Penns Woods Bancorp Inc to see how much of total assets are deployed in long-term investments.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Penns Woods Bancorp Inc (1995–2024)
Defensive interval ratio of Penns Woods Bancorp Inc from 1995 to 2024. This chart shows how Penns Woods Bancorp Inc's Defensive Interval Ratio has evolved across 30 annual periods from 1995 to 2024. As of March 2025, the ratio stands at 15 days, meaning defensive assets of $75.11 Million can fund 15 days of operations without new revenue. Read total liabilities of Penns Woods Bancorp Inc for a breakdown of total debt and financial obligations.
Penns Woods Bancorp Inc Defensive Interval Ratio by Year (1995–2024)
Penns Woods Bancorp Inc defensive interval ratio by year from 1995 to 2024. The table below presents the year-by-year Defensive Interval Ratio for Penns Woods Bancorp Inc from 1995 to 2024, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Penns Woods Bancorp Inc total assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 41 days | $195.66 Million | $4.80 Million/day | $- | $184.54 Million | ▼ -2 days |
| 2023 | 42 days | $201.99 Million | $4.77 Million/day | $- | $190.94 Million | ▼ -1 days |
| 2022 | 43 days | $203.15 Million | $4.69 Million/day | $- | $193.67 Million | ▲ +4 days |
| 2021 | 39 days | $174.46 Million | $4.46 Million/day | $- | $166.41 Million | ▼ -2 days |
| 2020 | 42 days | $170.66 Million | $4.11 Million/day | $- | $162.26 Million | ▼ -1 days |
| 2019 | 42 days | $153.87 Million | $3.66 Million/day | $- | $148.62 Million | ▲ +9 days |
| 2018 | 33 days | $139.62 Million | $4.27 Million/day | $- | $134.28 Million | ▼ 0 days |
| 2017 | 33 days | $112.95 Million | $3.42 Million/day | $- | $108.63 Million | ▼ -12 days |
| 2016 | 45 days | $137.16 Million | $3.07 Million/day | $- | $133.49 Million | ▼ -15 days |
| 2015 | 59 days | $179.84 Million | $3.03 Million/day | $- | $176.16 Million | ▼ -25 days |
| 2014 | 84 days | $236.12 Million | $2.80 Million/day | $- | $232.21 Million | ▼ -23 days |
| 2013 | 107 days | $293.31 Million | $2.74 Million/day | $- | $288.61 Million | ▼ -51 days |
| 2012 | 159 days | $293.42 Million | $1.85 Million/day | $- | $289.32 Million | ▲ +3 days |
| 2011 | 156 days | $274.00 Million | $1.76 Million/day | $- | $270.10 Million | ▲ +9 days |
| 2010 | 147 days | $219.33 Million | $1.49 Million/day | $- | $215.56 Million | ▼ -3 days |
| 2009 | 150 days | $212.29 Million | $1.42 Million/day | $- | $208.77 Million | ▼ -3 days |
| 2008 | 153 days | $208.36 Million | $1.36 Million/day | $- | $204.75 Million | ▼ -25 days |
| 2007 | 178 days | $217.80 Million | $1.22 Million/day | $- | $214.46 Million | ▲ +19 days |
| 2006 | 159 days | $188.14 Million | $1.18 Million/day | $- | $185.20 Million | ▼ -11 days |
| 2005 | 170 days | $189.85 Million | $1.12 Million/day | $- | $187.02 Million | ▲ +3 days |
| 2004 | 167 days | $180.20 Million | $1.08 Million/day | $- | $177.96 Million | ▼ -36 days |
| 2003 | 203 days | $212.85 Million | $1.05 Million/day | $- | $210.61 Million | ▲ +201 days |
| 2002 | 3 days | $2.46 Million | $971.24K/day | $- | $- | ▼ 0 days |
| 2001 | 3 days | $2.69 Million | $891.63K/day | $- | $- | ▼ 0 days |
| 2000 | 3 days | $2.58 Million | $850.98K/day | $- | $- | ▲ +0 days |
| 1999 | 3 days | $2.30 Million | $816.99K/day | $- | $- | ▼ -12 days |
| 1998 | 15 days | $10.98 Million | $727.58K/day | $- | $9.04 Million | ▲ +12 days |
| 1997 | 3 days | $1.71 Million | $606.69K/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $1.68 Million | $558.63K/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $1.72 Million | $556.65K/day | $- | $- | — |