Penns Woods Bancorp Inc (PWOD) — Cash Flow-to-Debt Ratio
Penns Woods Bancorp Inc (PWOD) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2025, meaning its operating cash flow of $63.00K could theoretically repay 0% of its total liabilities ($2.04 Billion) in one year. See how financially flexible is Penns Woods Bancorp Inc to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Penns Woods Bancorp Inc Cash Flow-to-Debt Ratio (1995–2024)
Historical debt coverage capacity for Penns Woods Bancorp Inc across 30 annual periods. For the full cash flow conversion analysis, see PWOD cash flow metrics.
Annual Cash Flow-to-Debt Ratio for Penns Woods Bancorp Inc (1995–2024)
Year-by-year debt coverage analysis for Penns Woods Bancorp Inc. Check Penns Woods Bancorp Inc (PWOD) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.01x | $19.36 Million | $2.03 Billion | ▲ +2.2% |
| 2023 | 0.01x | $18.82 Million | $2.01 Billion | ▼ -28.3% |
| 2022 | 0.01x | $23.89 Million | $1.83 Billion | ▲ +28.7% |
| 2021 | 0.01x | $17.92 Million | $1.77 Billion | ▼ -23.0% |
| 2020 | 0.01x | $22.00 Million | $1.67 Billion | ▲ +41.6% |
| 2019 | 0.01x | $14.05 Million | $1.51 Billion | ▼ -17.0% |
| 2018 | 0.01x | $17.27 Million | $1.54 Billion | ▼ -15.4% |
| 2017 | 0.01x | $17.69 Million | $1.34 Billion | ▼ -0.5% |
| 2016 | 0.01x | $16.11 Million | $1.21 Billion | ▲ +0.2% |
| 2015 | 0.01x | $15.73 Million | $1.18 Billion | ▼ -21.3% |
| 2014 | 0.02x | $18.74 Million | $1.11 Billion | ▲ +5.7% |
| 2013 | 0.02x | $17.33 Million | $1.08 Billion | ▼ -12.7% |
| 2012 | 0.02x | $13.97 Million | $762.81 Million | ▼ -24.1% |
| 2011 | 0.02x | $16.49 Million | $683.49 Million | ▲ +53.0% |
| 2010 | 0.02x | $9.86 Million | $625.07 Million | ▲ +52.1% |
| 2009 | 0.01x | $6.32 Million | $609.29 Million | ▼ -12.3% |
| 2008 | 0.01x | $7.00 Million | $591.78 Million | ▼ -13.5% |
| 2007 | 0.01x | $7.63 Million | $557.58 Million | ▼ -8.4% |
| 2006 | 0.01x | $7.74 Million | $517.69 Million | ▼ -28.2% |
| 2005 | 0.02x | $10.29 Million | $494.75 Million | ▼ -3.3% |
| 2004 | 0.02x | $10.19 Million | $473.54 Million | ▲ +53.0% |
| 2003 | 0.01x | $6.44 Million | $457.61 Million | ▼ -32.9% |
| 2002 | 0.02x | $8.57 Million | $409.06 Million | ▲ +28.3% |
| 2001 | 0.02x | $6.04 Million | $369.56 Million | ▼ -3.8% |
| 2000 | 0.02x | $5.85 Million | $344.40 Million | ▲ +15.9% |
| 1999 | 0.01x | $4.80 Million | $327.60 Million | ▲ +6.4% |
| 1998 | 0.01x | $4.02 Million | $291.70 Million | ▲ +4.2% |
| 1997 | 0.01x | $3.19 Million | $241.01 Million | ▼ -12.5% |
| 1996 | 0.02x | $3.42 Million | $226.17 Million | ▼ -10.2% |
| 1995 | 0.02x | $3.58 Million | $212.94 Million | — |