Southern Missouri Bancorp Inc (SMBC) — Cash Flow Quality Index
Southern Missouri Bancorp Inc (SMBC) has a Cash Flow Quality Index of 1.64x as of March 2026. Operating cash flow of $29.00 Million exceeds net income of $17.68 Million, indicating high earnings quality where cash backs reported profits. Explore Southern Missouri Bancorp Inc (SMBC) cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Southern Missouri Bancorp Inc Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for Southern Missouri Bancorp Inc across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check SMBC cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Southern Missouri Bancorp Inc (1995–2025)
Year-by-year earnings quality comparison for Southern Missouri Bancorp Inc. For live market cap and the full company financial profile, see Southern Missouri Bancorp Inc market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.39x | $81.56 Million | $58.58 Million | ▼ -0.6% |
| 2024 | 1.40x | $70.27 Million | $50.18 Million | ▼ -11.4% |
| 2023 | 1.58x | $62.02 Million | $39.24 Million | ▲ +10.7% |
| 2022 | 1.43x | $67.34 Million | $47.17 Million | ▲ +30.1% |
| 2021 | 1.10x | $51.76 Million | $47.18 Million | ▼ -25.0% |
| 2020 | 1.46x | $40.30 Million | $27.55 Million | ▲ +9.6% |
| 2019 | 1.34x | $38.60 Million | $28.90 Million | ▼ -8.8% |
| 2018 | 1.46x | $30.64 Million | $20.93 Million | ▼ -11.1% |
| 2017 | 1.65x | $25.62 Million | $15.55 Million | ▲ +38.4% |
| 2016 | 1.19x | $17.67 Million | $14.85 Million | ▼ -18.3% |
| 2015 | 1.46x | $19.92 Million | $13.67 Million | ▲ +10.1% |
| 2014 | 1.32x | $13.34 Million | $10.08 Million | ▼ -12.7% |
| 2013 | 1.52x | $15.26 Million | $10.07 Million | ▲ +108.2% |
| 2012 | 0.73x | $7.35 Million | $10.10 Million | ▼ -41.0% |
| 2011 | 1.23x | $14.16 Million | $11.47 Million | ▲ +20.1% |
| 2010 | 1.03x | $4.75 Million | $4.63 Million | ▼ -42.5% |
| 2009 | 1.79x | $6.86 Million | $3.84 Million | ▲ +66.6% |
| 2008 | 1.07x | $3.88 Million | $3.61 Million | ▼ -22.2% |
| 2007 | 1.38x | $4.04 Million | $2.93 Million | ▼ -17.3% |
| 2006 | 1.67x | $4.65 Million | $2.78 Million | ▼ -95.3% |
| 2005 | 35.68x | $3.72 Million | $104.26K | ▲ +2193.3% |
| 2004 | 1.56x | $4.49 Million | $2.88 Million | ▼ -6.7% |
| 2003 | 1.67x | $4.56 Million | $2.74 Million | ▲ +26.1% |
| 2002 | 1.32x | $3.05 Million | $2.31 Million | ▼ -19.3% |
| 2001 | 1.64x | $2.54 Million | $1.55 Million | ▼ -1.4% |
| 2000 | 1.66x | $2.19 Million | $1.32 Million | ▲ +15.6% |
| 1999 | 1.44x | $2.30 Million | $1.60 Million | ▼ -34.1% |
| 1998 | 2.18x | $2.40 Million | $1.10 Million | ▲ +26.3% |
| 1997 | 1.73x | $1.90 Million | $1.10 Million | ▲ +12.6% |
| 1996 | 1.53x | $2.30 Million | $1.50 Million | ▼ -12.4% |
| 1995 | 1.75x | $2.10 Million | $1.20 Million | — |