Southern Missouri Bancorp Inc (SMBC) — Cash Flow Quality Index
Southern Missouri Bancorp Inc (SMBC) has a Cash Flow Quality Index of 1.64x as of March 2026. Operating cash flow of $29.00 Million exceeds net income of $17.68 Million, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of Southern Missouri Bancorp Inc to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Southern Missouri Bancorp Inc Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for Southern Missouri Bancorp Inc across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Southern Missouri Bancorp Inc tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Southern Missouri Bancorp Inc (1995–2025)
Year-by-year earnings quality comparison for Southern Missouri Bancorp Inc. For live market cap and the full company financial profile, see SMBC market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.39x | $81.56 Million | $58.58 Million | ▼ -0.6% |
| 2024 | 1.40x | $70.27 Million | $50.18 Million | ▼ -11.4% |
| 2023 | 1.58x | $62.02 Million | $39.24 Million | ▲ +10.7% |
| 2022 | 1.43x | $67.34 Million | $47.17 Million | ▲ +30.1% |
| 2021 | 1.10x | $51.76 Million | $47.18 Million | ▼ -25.0% |
| 2020 | 1.46x | $40.30 Million | $27.55 Million | ▲ +9.6% |
| 2019 | 1.34x | $38.60 Million | $28.90 Million | ▼ -8.8% |
| 2018 | 1.46x | $30.64 Million | $20.93 Million | ▼ -11.1% |
| 2017 | 1.65x | $25.62 Million | $15.55 Million | ▲ +38.4% |
| 2016 | 1.19x | $17.67 Million | $14.85 Million | ▼ -18.3% |
| 2015 | 1.46x | $19.92 Million | $13.67 Million | ▲ +10.1% |
| 2014 | 1.32x | $13.34 Million | $10.08 Million | ▼ -12.7% |
| 2013 | 1.52x | $15.26 Million | $10.07 Million | ▲ +108.2% |
| 2012 | 0.73x | $7.35 Million | $10.10 Million | ▼ -41.0% |
| 2011 | 1.23x | $14.16 Million | $11.47 Million | ▲ +20.1% |
| 2010 | 1.03x | $4.75 Million | $4.63 Million | ▼ -42.5% |
| 2009 | 1.79x | $6.86 Million | $3.84 Million | ▲ +66.6% |
| 2008 | 1.07x | $3.88 Million | $3.61 Million | ▼ -22.2% |
| 2007 | 1.38x | $4.04 Million | $2.93 Million | ▼ -17.3% |
| 2006 | 1.67x | $4.65 Million | $2.78 Million | ▼ -95.3% |
| 2005 | 35.68x | $3.72 Million | $104.26K | ▲ +2193.3% |
| 2004 | 1.56x | $4.49 Million | $2.88 Million | ▼ -6.7% |
| 2003 | 1.67x | $4.56 Million | $2.74 Million | ▲ +26.1% |
| 2002 | 1.32x | $3.05 Million | $2.31 Million | ▼ -19.3% |
| 2001 | 1.64x | $2.54 Million | $1.55 Million | ▼ -1.4% |
| 2000 | 1.66x | $2.19 Million | $1.32 Million | ▲ +15.6% |
| 1999 | 1.44x | $2.30 Million | $1.60 Million | ▼ -34.1% |
| 1998 | 2.18x | $2.40 Million | $1.10 Million | ▲ +26.3% |
| 1997 | 1.73x | $1.90 Million | $1.10 Million | ▲ +12.6% |
| 1996 | 1.53x | $2.30 Million | $1.50 Million | ▼ -12.4% |
| 1995 | 1.75x | $2.10 Million | $1.20 Million | — |