Southern Missouri Bancorp Inc (SMBC) — Tangible Net Worth Ratio
Southern Missouri Bancorp Inc (SMBC) has a Tangible Net Worth Ratio of 88.0% as of June 2026. This metric is calculated by deducting intangible assets ($70.62 Million) from net assets ($590.68 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore Southern Missouri Bancorp Inc equity growth rate to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Southern Missouri Bancorp Inc Tangible Net Worth Ratio (1995–2026)
This chart shows how Southern Missouri Bancorp Inc's Tangible Net Worth Ratio has changed across 32 annual periods from 1995 to 2026. As of June 2026, the ratio stands at 88.0%, reflecting net assets of $590.68 Million with intangible assets of $70.62 Million USD. For live market cap and overall valuation, see Southern Missouri Bancorp Inc market cap and net worth.
Annual Tangible Net Worth Ratio for Southern Missouri Bancorp Inc (1995–2026)
The table below presents the year-by-year Tangible Net Worth Ratio for Southern Missouri Bancorp Inc from 1995 to 2026, covering 32 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore capital reinvestment ratio of Southern Missouri Bancorp Inc to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2026 | 88.0% | $590.68 Million | $70.62 Million | $5.23 Billion | ▼ -7.7 pp |
| 2025 | 95.8% | $544.69 Million | $22.99 Million | $5.02 Billion | ▲ +1.2 pp |
| 2024 | 94.6% | $488.75 Million | $26.50 Million | $4.60 Billion | ▲ +1.4 pp |
| 2023 | 93.2% | $446.06 Million | $30.47 Million | $4.36 Billion | ▼ -4.3 pp |
| 2022 | 97.5% | $320.77 Million | $8.18 Million | $3.21 Billion | ▼ 0.0 pp |
| 2021 | 97.5% | $283.42 Million | $7.13 Million | $2.70 Billion | ▲ +0.5 pp |
| 2020 | 97.0% | $258.35 Million | $7.70 Million | $2.54 Billion | ▲ +0.9 pp |
| 2019 | 96.1% | $238.39 Million | $9.24 Million | $2.21 Billion | ▼ -0.4 pp |
| 2018 | 96.6% | $200.69 Million | $6.92 Million | $1.89 Billion | ▲ +5.4 pp |
| 2017 | 91.1% | $173.08 Million | $15.39 Million | $1.71 Billion | ▼ -6.3 pp |
| 2016 | 97.4% | $125.97 Million | $3.29 Million | $1.40 Billion | ▲ +0.6 pp |
| 2015 | 96.8% | $132.64 Million | $4.20 Million | $1.30 Billion | ▲ +0.4 pp |
| 2014 | 96.5% | $111.11 Million | $3.94 Million | $1.02 Billion | ▼ -2.6 pp |
| 2013 | 99.1% | $101.83 Million | $914.04K | $796.39 Million | ▲ +0.6 pp |
| 2012 | 98.5% | $94.73 Million | $1.46 Million | $739.19 Million | ▲ +1.8 pp |
| 2011 | 96.6% | $55.73 Million | $1.87 Million | $688.20 Million | ▲ +0.2 pp |
| 2010 | 96.5% | $45.65 Million | $1.60 Million | $552.08 Million | ▲ +0.3 pp |
| 2009 | 96.2% | $42.01 Million | $1.58 Million | $465.90 Million | ▲ +6.1 pp |
| 2008 | 90.1% | $30.47 Million | $3.01 Million | $417.82 Million | ▼ -2.1 pp |
| 2007 | 92.2% | $28.71 Million | $2.25 Million | $379.93 Million | ▼ -0.5 pp |
| 2006 | 92.6% | $26.55 Million | $1.96 Million | $350.68 Million | ▼ -1.8 pp |
| 2005 | 94.4% | $25.00 Million | $1.39 Million | $330.36 Million | ▼ -0.3 pp |
| 2004 | 94.8% | $25.95 Million | $1.36 Million | $311.70 Million | ▼ -0.2 pp |
| 2003 | 94.9% | $25.11 Million | $1.27 Million | $279.45 Million | ▲ +1.3 pp |
| 2002 | 93.6% | $24.51 Million | $1.56 Million | $266.29 Million | ▲ +0.4 pp |
| 2001 | 93.2% | $23.58 Million | $1.60 Million | $240.49 Million | ▼ -6.8 pp |
| 2000 | 100.0% | $21.46 Million | $0.00 | $184.39 Million | ▲ +0.0 pp |
| 1999 | 100.0% | $22.60 Million | $0.00 | $165.00 Million | ▲ +0.0 pp |
| 1998 | 100.0% | $24.10 Million | $0.00 | $155.90 Million | ▲ +0.0 pp |
| 1997 | 100.0% | $26.40 Million | $0.00 | $160.40 Million | ▲ +0.0 pp |
| 1996 | 100.0% | $26.20 Million | $0.00 | $159.80 Million | ▲ +0.0 pp |
| 1995 | 100.0% | $27.00 Million | $0.00 | $148.30 Million | — |