Southern Missouri Bancorp Inc (SMBC) — Cash Flow Reinvestment Rate

Latest as of March 2026: 0.12x

Southern Missouri Bancorp Inc (SMBC) has a Cash Flow Reinvestment Rate of 0.12x as of March 2026, reinvesting $3.55 Million (capex $456.00K plus investments $3.09 Million) from operating cash flow of $29.00 Million. See SMBC free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.12x
(Capex + Investments) / Operating CF

Total Reinvested

$3.55 Million
Capex + Investments

Operating Cash Flow

$29.00 Million
USD

Capital Expenditures

$456.00K
USD

Southern Missouri Bancorp Inc Cash Flow Reinvestment Rate (1995–2026)

Historical reinvestment intensity for Southern Missouri Bancorp Inc across 32 annual periods. For the full cash flow conversion analysis, see how efficiently does Southern Missouri Bancorp Inc generate cash.

Annual Cash Flow Reinvestment Rate for Southern Missouri Bancorp Inc (1995–2026)

Year-by-year capital reinvestment analysis for Southern Missouri Bancorp Inc. See SMBC FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2026 0.00x $0.00 $32.30 Million $0.00 ▼ -100.0%
2025 3.57x $291.38 Million $81.56 Million $6.26 Million ▼ -1.5%
2024 3.63x $254.78 Million $70.27 Million $9.05 Million ▲ +2.5%
2023 3.54x $219.44 Million $62.02 Million $6.04 Million ▼ -30.4%
2022 5.08x $342.28 Million $67.34 Million $4.62 Million ▲ +163.2%
2021 1.93x $99.96 Million $51.76 Million $2.86 Million ▼ -70.2%
2020 6.48x $261.26 Million $40.30 Million $4.30 Million ▲ +135.4%
2019 2.75x $106.30 Million $38.60 Million $7.70 Million ▼ -23.7%
2018 3.61x $110.62 Million $30.64 Million $2.14 Million ▼ -44.6%
2017 6.52x $166.98 Million $25.62 Million $3.03 Million ▼ -25.1%
2016 8.70x $153.67 Million $17.67 Million $9.82 Million ▲ +343.4%
2015 1.96x $39.07 Million $19.92 Million $7.48 Million ▼ -85.5%
2014 13.50x $180.09 Million $13.34 Million $5.68 Million ▲ +37.7%
2013 9.80x $149.57 Million $15.26 Million $7.56 Million ▲ +114.8%
2012 4.56x $33.55 Million $7.35 Million $4.23 Million ▲ +5570.9%
2011 0.08x $1.14 Million $14.16 Million $1.14 Million ▼ -66.2%
2010 0.24x $1.13 Million $4.75 Million $1.13 Million ▲ +193.5%
2009 0.08x $556.04K $6.86 Million $556.04K ▲ +34.0%
2008 0.06x $234.65K $3.88 Million $234.65K ▼ -29.7%
2007 0.09x $347.81K $4.04 Million $347.81K ▼ -76.3%
2006 0.36x $1.69 Million $4.65 Million $1.69 Million ▼ -76.9%
2005 1.57x $5.85 Million $3.72 Million $5.85 Million ▲ +1253.5%
2004 0.12x $520.98K $4.49 Million $520.98K ▼ -44.5%
2003 0.21x $955.52K $4.56 Million $955.52K ▼ -51.8%
2002 0.43x $1.33 Million $3.05 Million $1.33 Million ▼ -33.2%
2001 0.65x $1.65 Million $2.54 Million $1.65 Million ▲ +52.6%
2000 0.43x $934.36K $2.19 Million $934.36K ▲ +226.6%
1999 0.13x $300.00K $2.30 Million $300.00K ▼ -21.7%
1998 0.17x $400.00K $2.40 Million $400.00K ▼ -20.8%
1997 0.21x $400.00K $1.90 Million $400.00K ▲ +142.1%
1996 0.09x $200.00K $2.30 Million $200.00K ▼ -8.7%
1995 0.10x $200.00K $2.10 Million $200.00K —
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow