Southern Missouri Bancorp Inc (SMBC) — Working Capital to Net Assets Ratio
Southern Missouri Bancorp Inc (SMBC) has a Working Capital to Net Assets ratio of 74.7% as of June 2026. Working capital of $441.45 Million (current assets of $4.88 Billion minus current liabilities of $4.44 Billion) is measured against net assets of $590.68 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See SMBC defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Southern Missouri Bancorp Inc Working Capital to Net Assets (1995–2026)
This chart shows how Southern Missouri Bancorp Inc's Working Capital to Net Assets ratio has evolved across 32 annual periods from 1995 to 2026. As of June 2026, the ratio stands at 74.7%, reflecting working capital of $441.45 Million against net assets of $590.68 Million USD. For the complete balance sheet picture, see Southern Missouri Bancorp Inc assets under control.
Annual Working Capital to Net Assets for Southern Missouri Bancorp Inc (1995–2026)
The table below presents the year-by-year Working Capital to Net Assets ratio for Southern Missouri Bancorp Inc from 1995 to 2026, covering 32 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check SMBC financial resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2026 | -657.6% | $-3.88 Billion | $590.68 Million | $543.53 Million | $4.43 Billion | ▼ -729.5 pp |
| 2025 | 71.9% | $391.46 Million | $544.69 Million | $4.70 Billion | $4.31 Billion | ▲ +778.2 pp |
| 2024 | -706.3% | $-3.45 Billion | $488.75 Million | $513.12 Million | $3.97 Billion | ▲ +19.7 pp |
| 2023 | -726.1% | $-3.24 Billion | $446.06 Million | $491.65 Million | $3.73 Billion | ▲ +39.1 pp |
| 2022 | -765.2% | $-2.45 Billion | $320.77 Million | $361.39 Million | $2.82 Billion | ▼ -69.6 pp |
| 2021 | -695.5% | $-1.97 Billion | $283.42 Million | $360.27 Million | $2.33 Billion | ▲ +50.5 pp |
| 2020 | -746.0% | $-1.93 Billion | $258.35 Million | $259.22 Million | $2.19 Billion | ▼ -47.1 pp |
| 2019 | -698.9% | $-1.67 Billion | $238.39 Million | $234.02 Million | $1.90 Billion | ▼ -9.7 pp |
| 2018 | -689.2% | $-1.38 Billion | $200.69 Million | $201.13 Million | $1.58 Billion | ▼ -1552.0 pp |
| 2017 | 862.8% | $1.49 Billion | $173.08 Million | $1.49 Billion | $455.00K | ▲ +1635.4 pp |
| 2016 | -772.6% | $-973.26 Million | $125.97 Million | $175.24 Million | $1.15 Billion | ▼ -85.8 pp |
| 2015 | -686.9% | $-911.08 Million | $132.64 Million | $172.28 Million | $1.08 Billion | ▼ -1461.8 pp |
| 2014 | 774.9% | $861.05 Million | $111.11 Million | $864.80 Million | $3.75 Million | ▲ +1314.6 pp |
| 2013 | -539.6% | $-549.50 Million | $101.83 Million | $111.19 Million | $660.70 Million | ▼ -25.4 pp |
| 2012 | -514.2% | $-487.14 Million | $94.73 Million | $123.94 Million | $611.08 Million | ▲ +462.9 pp |
| 2011 | -977.2% | $-544.59 Million | $55.73 Million | $47.16 Million | $591.75 Million | ▼ -79.9 pp |
| 2010 | -897.2% | $-409.58 Million | $45.65 Million | $46.14 Million | $455.72 Million | ▼ -128.2 pp |
| 2009 | -769.1% | $-323.07 Million | $42.01 Million | $15.29 Million | $338.36 Million | ▲ +232.0 pp |
| 2008 | -1001.1% | $-305.05 Million | $30.47 Million | $11.03 Million | $316.08 Million | ▼ -24.5 pp |
| 2007 | -976.6% | $-280.42 Million | $28.71 Million | $9.58 Million | $290.00 Million | ▲ +12.3 pp |
| 2006 | -988.9% | $-262.59 Million | $26.55 Million | $8.32 Million | $270.91 Million | ▼ -21.6 pp |
| 2005 | -967.3% | $-241.86 Million | $25.00 Million | $5.28 Million | $247.14 Million | ▼ -113.4 pp |
| 2004 | -853.8% | $-221.59 Million | $25.95 Million | $5.94 Million | $227.53 Million | ▼ -89.3 pp |
| 2003 | -764.5% | $-191.96 Million | $25.11 Million | $8.89 Million | $200.85 Million | ▼ -12.1 pp |
| 2002 | -752.4% | $-184.43 Million | $24.51 Million | $10.17 Million | $194.61 Million | ▼ -42.9 pp |
| 2001 | -709.5% | $-167.32 Million | $23.58 Million | $12.31 Million | $179.63 Million | ▼ -150.3 pp |
| 2000 | -559.2% | $-119.98 Million | $21.46 Million | $5.62 Million | $125.60 Million | ▼ -41.0 pp |
| 1999 | -518.1% | $-117.10 Million | $22.60 Million | $5.10 Million | $122.20 Million | ▼ -77.1 pp |
| 1998 | -441.1% | $-106.30 Million | $24.10 Million | $5.20 Million | $111.50 Million | ▲ +47.6 pp |
| 1997 | -488.6% | $-129.00 Million | $26.40 Million | $4.60 Million | $133.60 Million | ▼ -2.0 pp |
| 1996 | -486.6% | $-127.50 Million | $26.20 Million | $5.80 Million | $133.30 Million | ▼ -57.4 pp |
| 1995 | -429.3% | $-115.90 Million | $27.00 Million | $4.50 Million | $120.40 Million | — |