Southern Missouri Bancorp Inc (SMBC) — Cash Flow-to-Debt Ratio
Southern Missouri Bancorp Inc (SMBC) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $29.00 Million could theoretically repay 0% of its total liabilities ($4.57 Billion) in one year. See how much free cash does Southern Missouri Bancorp Inc generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Southern Missouri Bancorp Inc Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for Southern Missouri Bancorp Inc across 31 annual periods. Also explore how fast is Southern Missouri Bancorp Inc growing its equity to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Southern Missouri Bancorp Inc (1995–2025)
Year-by-year debt coverage analysis for Southern Missouri Bancorp Inc. For market capitalisation and broader financial context, see market value of Southern Missouri Bancorp Inc.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $81.56 Million | $4.47 Billion | ▲ +6.7% |
| 2024 | 0.02x | $70.27 Million | $4.12 Billion | ▲ +7.7% |
| 2023 | 0.02x | $62.02 Million | $3.91 Billion | ▼ -31.9% |
| 2022 | 0.02x | $67.34 Million | $2.89 Billion | ▲ +8.7% |
| 2021 | 0.02x | $51.76 Million | $2.42 Billion | ▲ +21.4% |
| 2020 | 0.02x | $40.30 Million | $2.28 Billion | ▼ -9.7% |
| 2019 | 0.02x | $38.60 Million | $1.98 Billion | ▲ +7.4% |
| 2018 | 0.02x | $30.64 Million | $1.69 Billion | ▲ +8.9% |
| 2017 | 0.02x | $25.62 Million | $1.53 Billion | ▲ +20.7% |
| 2016 | 0.01x | $17.67 Million | $1.28 Billion | ▼ -19.0% |
| 2015 | 0.02x | $19.92 Million | $1.17 Billion | ▲ +16.4% |
| 2014 | 0.01x | $13.34 Million | $910.31 Million | ▼ -33.3% |
| 2013 | 0.02x | $15.26 Million | $694.56 Million | ▲ +92.6% |
| 2012 | 0.01x | $7.35 Million | $644.46 Million | ▼ -49.0% |
| 2011 | 0.02x | $14.16 Million | $632.47 Million | ▲ +138.5% |
| 2010 | 0.01x | $4.75 Million | $506.43 Million | ▼ -42.0% |
| 2009 | 0.02x | $6.86 Million | $423.89 Million | ▲ +61.6% |
| 2008 | 0.01x | $3.88 Million | $387.35 Million | ▼ -13.0% |
| 2007 | 0.01x | $4.04 Million | $351.21 Million | ▼ -19.8% |
| 2006 | 0.01x | $4.65 Million | $324.13 Million | ▲ +17.7% |
| 2005 | 0.01x | $3.72 Million | $305.36 Million | ▼ -22.4% |
| 2004 | 0.02x | $4.49 Million | $285.75 Million | ▼ -12.5% |
| 2003 | 0.02x | $4.56 Million | $254.35 Million | ▲ +42.1% |
| 2002 | 0.01x | $3.05 Million | $241.78 Million | ▲ +8.0% |
| 2001 | 0.01x | $2.54 Million | $216.91 Million | ▼ -13.1% |
| 2000 | 0.01x | $2.19 Million | $162.93 Million | ▼ -16.7% |
| 1999 | 0.02x | $2.30 Million | $142.40 Million | ▼ -11.3% |
| 1998 | 0.02x | $2.40 Million | $131.80 Million | ▲ +28.4% |
| 1997 | 0.01x | $1.90 Million | $134.00 Million | ▼ -17.6% |
| 1996 | 0.02x | $2.30 Million | $133.60 Million | ▼ -0.6% |
| 1995 | 0.02x | $2.10 Million | $121.30 Million | — |