Southern Missouri Bancorp Inc (SMBC) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.01x

Southern Missouri Bancorp Inc (SMBC) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $29.00 Million could theoretically repay 0% of its total liabilities ($4.57 Billion) in one year. Explore Southern Missouri Bancorp Inc (SMBC) long-term investment share to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.01x
Operating CF / Total Liabilities

Operating Cash Flow

$29.00 Million
USD

Total Liabilities

$4.57 Billion
USD

Data as of

Mar 2026
Most recent filing

Southern Missouri Bancorp Inc Cash Flow-to-Debt Ratio (1995–2025)

Historical debt coverage capacity for Southern Missouri Bancorp Inc across 31 annual periods. Also explore SMBC asset base for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Southern Missouri Bancorp Inc (1995–2025)

Year-by-year debt coverage analysis for Southern Missouri Bancorp Inc. For market capitalisation and broader financial context, see SMBC stock market capitalisation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.02x $81.56 Million $4.47 Billion ▲ +6.7%
2024 0.02x $70.27 Million $4.12 Billion ▲ +7.7%
2023 0.02x $62.02 Million $3.91 Billion ▼ -31.9%
2022 0.02x $67.34 Million $2.89 Billion ▲ +8.7%
2021 0.02x $51.76 Million $2.42 Billion ▲ +21.4%
2020 0.02x $40.30 Million $2.28 Billion ▼ -9.7%
2019 0.02x $38.60 Million $1.98 Billion ▲ +7.4%
2018 0.02x $30.64 Million $1.69 Billion ▲ +8.9%
2017 0.02x $25.62 Million $1.53 Billion ▲ +20.7%
2016 0.01x $17.67 Million $1.28 Billion ▼ -19.0%
2015 0.02x $19.92 Million $1.17 Billion ▲ +16.4%
2014 0.01x $13.34 Million $910.31 Million ▼ -33.3%
2013 0.02x $15.26 Million $694.56 Million ▲ +92.6%
2012 0.01x $7.35 Million $644.46 Million ▼ -49.0%
2011 0.02x $14.16 Million $632.47 Million ▲ +138.5%
2010 0.01x $4.75 Million $506.43 Million ▼ -42.0%
2009 0.02x $6.86 Million $423.89 Million ▲ +61.6%
2008 0.01x $3.88 Million $387.35 Million ▼ -13.0%
2007 0.01x $4.04 Million $351.21 Million ▼ -19.8%
2006 0.01x $4.65 Million $324.13 Million ▲ +17.7%
2005 0.01x $3.72 Million $305.36 Million ▼ -22.4%
2004 0.02x $4.49 Million $285.75 Million ▼ -12.5%
2003 0.02x $4.56 Million $254.35 Million ▲ +42.1%
2002 0.01x $3.05 Million $241.78 Million ▲ +8.0%
2001 0.01x $2.54 Million $216.91 Million ▼ -13.1%
2000 0.01x $2.19 Million $162.93 Million ▼ -16.7%
1999 0.02x $2.30 Million $142.40 Million ▼ -11.3%
1998 0.02x $2.40 Million $131.80 Million ▲ +28.4%
1997 0.01x $1.90 Million $134.00 Million ▼ -17.6%
1996 0.02x $2.30 Million $133.60 Million ▼ -0.6%
1995 0.02x $2.10 Million $121.30 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.