Southern Missouri Bancorp Inc (SMBC) — Cash Flow-to-Debt Ratio
Southern Missouri Bancorp Inc (SMBC) has a Cash Flow-to-Debt Ratio of -0.01x as of June 2026, meaning its operating cash flow of $-34.25 Million could theoretically repay 0% of its total liabilities ($4.64 Billion) in one year. See Southern Missouri Bancorp Inc free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Southern Missouri Bancorp Inc Cash Flow-to-Debt Ratio (1995–2026)
Historical debt coverage capacity for Southern Missouri Bancorp Inc across 32 annual periods. For the full cash flow conversion analysis, see SMBC cash flow metrics.
Annual Cash Flow-to-Debt Ratio for Southern Missouri Bancorp Inc (1995–2026)
Year-by-year debt coverage analysis for Southern Missouri Bancorp Inc. Check Southern Missouri Bancorp Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.01x | $32.30 Million | $4.64 Billion | ▼ -61.8% |
| 2025 | 0.02x | $81.56 Million | $4.47 Billion | ▲ +6.7% |
| 2024 | 0.02x | $70.27 Million | $4.12 Billion | ▲ +7.7% |
| 2023 | 0.02x | $62.02 Million | $3.91 Billion | ▼ -31.9% |
| 2022 | 0.02x | $67.34 Million | $2.89 Billion | ▲ +8.7% |
| 2021 | 0.02x | $51.76 Million | $2.42 Billion | ▲ +21.4% |
| 2020 | 0.02x | $40.30 Million | $2.28 Billion | ▼ -9.7% |
| 2019 | 0.02x | $38.60 Million | $1.98 Billion | ▲ +7.4% |
| 2018 | 0.02x | $30.64 Million | $1.69 Billion | ▲ +8.9% |
| 2017 | 0.02x | $25.62 Million | $1.53 Billion | ▲ +20.7% |
| 2016 | 0.01x | $17.67 Million | $1.28 Billion | ▼ -19.0% |
| 2015 | 0.02x | $19.92 Million | $1.17 Billion | ▲ +16.4% |
| 2014 | 0.01x | $13.34 Million | $910.31 Million | ▼ -33.3% |
| 2013 | 0.02x | $15.26 Million | $694.56 Million | ▲ +92.6% |
| 2012 | 0.01x | $7.35 Million | $644.46 Million | ▼ -49.0% |
| 2011 | 0.02x | $14.16 Million | $632.47 Million | ▲ +138.5% |
| 2010 | 0.01x | $4.75 Million | $506.43 Million | ▼ -42.0% |
| 2009 | 0.02x | $6.86 Million | $423.89 Million | ▲ +61.6% |
| 2008 | 0.01x | $3.88 Million | $387.35 Million | ▼ -13.0% |
| 2007 | 0.01x | $4.04 Million | $351.21 Million | ▼ -19.8% |
| 2006 | 0.01x | $4.65 Million | $324.13 Million | ▲ +17.7% |
| 2005 | 0.01x | $3.72 Million | $305.36 Million | ▼ -22.4% |
| 2004 | 0.02x | $4.49 Million | $285.75 Million | ▼ -12.5% |
| 2003 | 0.02x | $4.56 Million | $254.35 Million | ▲ +42.1% |
| 2002 | 0.01x | $3.05 Million | $241.78 Million | ▲ +8.0% |
| 2001 | 0.01x | $2.54 Million | $216.91 Million | ▼ -13.1% |
| 2000 | 0.01x | $2.19 Million | $162.93 Million | ▼ -16.7% |
| 1999 | 0.02x | $2.30 Million | $142.40 Million | ▼ -11.3% |
| 1998 | 0.02x | $2.40 Million | $131.80 Million | ▲ +28.4% |
| 1997 | 0.01x | $1.90 Million | $134.00 Million | ▼ -17.6% |
| 1996 | 0.02x | $2.30 Million | $133.60 Million | ▼ -0.6% |
| 1995 | 0.02x | $2.10 Million | $121.30 Million | — |