Southern Missouri Bancorp Inc (SMBC) — Financial Flexibility Index
Southern Missouri Bancorp Inc (SMBC) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $29.45 Million (operating CF $29.00 Million minus capex $456.00K) represents 0% of total liabilities ($4.57 Billion). Check Southern Missouri Bancorp Inc strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Southern Missouri Bancorp Inc Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for Southern Missouri Bancorp Inc across 31 annual periods. See working capital to net assets of Southern Missouri Bancorp Inc to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Southern Missouri Bancorp Inc (1995–2025)
Year-by-year free cash flow to debt coverage for Southern Missouri Bancorp Inc. For the full company profile including market capitalisation, see Southern Missouri Bancorp Inc market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $87.82 Million | $81.56 Million | $4.47 Billion | ▲ +1.8% |
| 2024 | 0.02x | $79.31 Million | $70.27 Million | $4.12 Billion | ▲ +10.8% |
| 2023 | 0.02x | $68.06 Million | $62.02 Million | $3.91 Billion | ▼ -30.1% |
| 2022 | 0.02x | $71.96 Million | $67.34 Million | $2.89 Billion | ▲ +10.0% |
| 2021 | 0.02x | $54.62 Million | $51.76 Million | $2.42 Billion | ▲ +15.7% |
| 2020 | 0.02x | $44.60 Million | $40.30 Million | $2.28 Billion | ▼ -16.6% |
| 2019 | 0.02x | $46.30 Million | $38.60 Million | $1.98 Billion | ▲ +20.5% |
| 2018 | 0.02x | $32.78 Million | $30.64 Million | $1.69 Billion | ▲ +4.2% |
| 2017 | 0.02x | $28.65 Million | $25.62 Million | $1.53 Billion | ▼ -13.2% |
| 2016 | 0.02x | $27.49 Million | $17.67 Million | $1.28 Billion | ▼ -8.3% |
| 2015 | 0.02x | $27.39 Million | $19.92 Million | $1.17 Billion | ▲ +12.3% |
| 2014 | 0.02x | $19.02 Million | $13.34 Million | $910.31 Million | ▼ -36.4% |
| 2013 | 0.03x | $22.81 Million | $15.26 Million | $694.56 Million | ▲ +82.8% |
| 2012 | 0.02x | $11.58 Million | $7.35 Million | $644.46 Million | ▼ -25.7% |
| 2011 | 0.02x | $15.30 Million | $14.16 Million | $632.47 Million | ▲ +108.1% |
| 2010 | 0.01x | $5.88 Million | $4.75 Million | $506.43 Million | ▼ -33.6% |
| 2009 | 0.02x | $7.41 Million | $6.86 Million | $423.89 Million | ▲ +64.7% |
| 2008 | 0.01x | $4.11 Million | $3.88 Million | $387.35 Million | ▼ -15.0% |
| 2007 | 0.01x | $4.39 Million | $4.04 Million | $351.21 Million | ▼ -36.1% |
| 2006 | 0.02x | $6.34 Million | $4.65 Million | $324.13 Million | ▼ -37.6% |
| 2005 | 0.03x | $9.57 Million | $3.72 Million | $305.36 Million | ▲ +78.8% |
| 2004 | 0.02x | $5.01 Million | $4.49 Million | $285.75 Million | ▼ -19.3% |
| 2003 | 0.02x | $5.52 Million | $4.56 Million | $254.35 Million | ▲ +19.8% |
| 2002 | 0.02x | $4.38 Million | $3.05 Million | $241.78 Million | ▼ -6.1% |
| 2001 | 0.02x | $4.18 Million | $2.54 Million | $216.91 Million | ▲ +0.5% |
| 2000 | 0.02x | $3.13 Million | $2.19 Million | $162.93 Million | ▲ +5.1% |
| 1999 | 0.02x | $2.60 Million | $2.30 Million | $142.40 Million | ▼ -14.1% |
| 1998 | 0.02x | $2.80 Million | $2.40 Million | $131.80 Million | ▲ +23.8% |
| 1997 | 0.02x | $2.30 Million | $1.90 Million | $134.00 Million | ▼ -8.3% |
| 1996 | 0.02x | $2.50 Million | $2.30 Million | $133.60 Million | ▼ -1.3% |
| 1995 | 0.02x | $2.30 Million | $2.10 Million | $121.30 Million | — |