Southern Missouri Bancorp Inc (SMBC) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Southern Missouri Bancorp Inc (SMBC) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $29.45 Million (operating CF $29.00 Million minus capex $456.00K) represents 0% of total liabilities ($4.57 Billion). Also explore Southern Missouri Bancorp Inc (SMBC) net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$29.45 Million
Operating CF − Capex

Total Liabilities

$4.57 Billion
USD

Capital Expenditures

$456.00K
USD

Southern Missouri Bancorp Inc Financial Flexibility Index (1995–2025)

Historical Financial Flexibility Index trend for Southern Missouri Bancorp Inc across 31 annual periods. Check SMBC capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Southern Missouri Bancorp Inc (1995–2025)

Year-by-year free cash flow to debt coverage for Southern Missouri Bancorp Inc. For the full company profile including market capitalisation, see market cap of Southern Missouri Bancorp Inc.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $87.82 Million $81.56 Million $4.47 Billion ▲ +1.8%
2024 0.02x $79.31 Million $70.27 Million $4.12 Billion ▲ +10.8%
2023 0.02x $68.06 Million $62.02 Million $3.91 Billion ▼ -30.1%
2022 0.02x $71.96 Million $67.34 Million $2.89 Billion ▲ +10.0%
2021 0.02x $54.62 Million $51.76 Million $2.42 Billion ▲ +15.7%
2020 0.02x $44.60 Million $40.30 Million $2.28 Billion ▼ -16.6%
2019 0.02x $46.30 Million $38.60 Million $1.98 Billion ▲ +20.5%
2018 0.02x $32.78 Million $30.64 Million $1.69 Billion ▲ +4.2%
2017 0.02x $28.65 Million $25.62 Million $1.53 Billion ▼ -13.2%
2016 0.02x $27.49 Million $17.67 Million $1.28 Billion ▼ -8.3%
2015 0.02x $27.39 Million $19.92 Million $1.17 Billion ▲ +12.3%
2014 0.02x $19.02 Million $13.34 Million $910.31 Million ▼ -36.4%
2013 0.03x $22.81 Million $15.26 Million $694.56 Million ▲ +82.8%
2012 0.02x $11.58 Million $7.35 Million $644.46 Million ▼ -25.7%
2011 0.02x $15.30 Million $14.16 Million $632.47 Million ▲ +108.1%
2010 0.01x $5.88 Million $4.75 Million $506.43 Million ▼ -33.6%
2009 0.02x $7.41 Million $6.86 Million $423.89 Million ▲ +64.7%
2008 0.01x $4.11 Million $3.88 Million $387.35 Million ▼ -15.0%
2007 0.01x $4.39 Million $4.04 Million $351.21 Million ▼ -36.1%
2006 0.02x $6.34 Million $4.65 Million $324.13 Million ▼ -37.6%
2005 0.03x $9.57 Million $3.72 Million $305.36 Million ▲ +78.8%
2004 0.02x $5.01 Million $4.49 Million $285.75 Million ▼ -19.3%
2003 0.02x $5.52 Million $4.56 Million $254.35 Million ▲ +19.8%
2002 0.02x $4.38 Million $3.05 Million $241.78 Million ▼ -6.1%
2001 0.02x $4.18 Million $2.54 Million $216.91 Million ▲ +0.5%
2000 0.02x $3.13 Million $2.19 Million $162.93 Million ▲ +5.1%
1999 0.02x $2.60 Million $2.30 Million $142.40 Million ▼ -14.1%
1998 0.02x $2.80 Million $2.40 Million $131.80 Million ▲ +23.8%
1997 0.02x $2.30 Million $1.90 Million $134.00 Million ▼ -8.3%
1996 0.02x $2.50 Million $2.30 Million $133.60 Million ▼ -1.3%
1995 0.02x $2.30 Million $2.10 Million $121.30 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities