South Plains Financial Inc (SPFI) — Cash Flow Quality Index
South Plains Financial Inc (SPFI) has a Cash Flow Quality Index of 1.47x as of March 2026. Operating cash flow of $21.37 Million exceeds net income of $14.54 Million, indicating high earnings quality where cash backs reported profits. Explore South Plains Financial Inc (SPFI) cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
South Plains Financial Inc Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for South Plains Financial Inc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of South Plains Financial Inc to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for South Plains Financial Inc (2017–2025)
Year-by-year earnings quality comparison for South Plains Financial Inc. For live market cap and the full company financial profile, see South Plains Financial Inc (SPFI) total market value.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.33x | $77.49 Million | $58.47 Million | ▲ +11.0% |
| 2024 | 1.19x | $59.38 Million | $49.72 Million | ▲ +28.0% |
| 2023 | 0.93x | $58.54 Million | $62.74 Million | ▼ -56.0% |
| 2022 | 2.12x | $123.59 Million | $58.24 Million | ▲ +29.2% |
| 2021 | 1.64x | $96.27 Million | $58.61 Million | ▲ +1223.8% |
| 2020 | 0.12x | $5.63 Million | $45.35 Million | ▼ -88.1% |
| 2019 | 1.04x | $30.48 Million | $29.22 Million | ▲ +13.5% |
| 2018 | 0.92x | $26.92 Million | $29.29 Million | ▼ -38.5% |
| 2017 | 1.49x | $35.32 Million | $23.64 Million | — |