South Plains Financial Inc Cash Flow Quality Index
South Plains Financial Inc cash flow quality index. South Plains Financial Inc (SPFI) has a Cash Flow Quality Index of 1.47x as of March 2026. Operating cash flow of $21.37 Million exceeds net income of $14.54 Million, indicating high earnings quality where cash backs reported profits. See South Plains Financial Inc (SPFI) flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of South Plains Financial Inc (2017–2025)
Cash flow quality index of South Plains Financial Inc from 2017 to 2025. Historical Cash Flow Quality Index for South Plains Financial Inc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore SPFI cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
South Plains Financial Inc Cash Flow Quality Index by Year (2017–2025)
South Plains Financial Inc cash flow quality index by year from 2017 to 2025. Year-by-year earnings quality comparison for South Plains Financial Inc. For the full cash flow conversion analysis, see SPFI operating cash flow.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.33x | $77.49 Million | $58.47 Million | ▲ +11.0% |
| 2024 | 1.19x | $59.38 Million | $49.72 Million | ▲ +28.0% |
| 2023 | 0.93x | $58.54 Million | $62.74 Million | ▼ -56.0% |
| 2022 | 2.12x | $123.59 Million | $58.24 Million | ▲ +29.2% |
| 2021 | 1.64x | $96.27 Million | $58.61 Million | ▲ +1223.8% |
| 2020 | 0.12x | $5.63 Million | $45.35 Million | ▼ -88.1% |
| 2019 | 1.04x | $30.48 Million | $29.22 Million | ▲ +13.5% |
| 2018 | 0.92x | $26.92 Million | $29.29 Million | ▼ -38.5% |
| 2017 | 1.49x | $35.32 Million | $23.64 Million | — |