South Plains Financial Inc Cash Flow-to-Debt Ratio
South Plains Financial Inc cash flow-to-debt ratio. South Plains Financial Inc (SPFI) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $21.37 Million could theoretically repay 0% of its total liabilities ($4.14 Billion) in one year. Check cash flow quality index of South Plains Financial Inc to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of South Plains Financial Inc (2017–2025)
Cash flow-to-debt ratio of South Plains Financial Inc from 2017 to 2025. Historical debt coverage capacity for South Plains Financial Inc across 9 annual periods. Check SPFI cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
South Plains Financial Inc Cash Flow-to-Debt Ratio by Year (2017–2025)
South Plains Financial Inc cash flow-to-debt ratio by year from 2017 to 2025. Year-by-year debt coverage analysis for South Plains Financial Inc. For the full cash flow conversion analysis, see how efficiently does South Plains Financial Inc generate cash.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $77.49 Million | $3.99 Billion | ▲ +24.2% |
| 2024 | 0.02x | $59.38 Million | $3.79 Billion | ▲ +1.6% |
| 2023 | 0.02x | $58.54 Million | $3.80 Billion | ▼ -55.3% |
| 2022 | 0.03x | $123.59 Million | $3.59 Billion | ▼ -95.6% |
| 2021 | 0.79x | $96.27 Million | $122.17 Million | ▲ +45121.4% |
| 2020 | 0.00x | $5.63 Million | $3.23 Billion | ▼ -83.2% |
| 2019 | 0.01x | $30.48 Million | $2.93 Billion | ▼ -1.2% |
| 2018 | 0.01x | $26.92 Million | $2.56 Billion | ▼ -28.1% |
| 2017 | 0.01x | $35.32 Million | $2.42 Billion | — |