South Plains Financial Inc Net Asset Quality Index

Latest as of March 2026: 10.9%

South Plains Financial Inc net asset quality index. South Plains Financial Inc (SPFI) has a Net Asset Quality Index of 10.9% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $4.65 Billion minus total liabilities of $4.14 Billion yields net assets of $504.94 Million. A higher index indicates a stronger, lower-leverage balance sheet. See SPFI total equity for net asset value and shareholders' equity analysis.

Quality Index

10.9%
Equity / Total Assets

Net Assets

$504.94 Million
USD

Total Assets

$4.65 Billion
USD

Total Liabilities

$4.14 Billion
USD

Net Asset Quality Index of South Plains Financial Inc (2017–2025)

Net asset quality index of South Plains Financial Inc from 2017 to 2025. This chart shows how South Plains Financial Inc's Net Asset Quality Index has evolved across 9 annual periods from 2017 to 2025. As of March 2026, the index stands at 10.9%, representing net assets of $504.94 Million against total assets of $4.65 Billion USD. Check SPFI strategic asset allocation to assess the company's strategic physical and investment asset allocation.

South Plains Financial Inc Net Asset Quality Index by Year (2017–2025)

South Plains Financial Inc net asset quality index by year from 2017 to 2025. The table below presents the year-by-year Net Asset Quality Index for South Plains Financial Inc from 2017 to 2025, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see SPFI stock market capitalisation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 11.0% $493.84 Million $4.48 Billion $3.99 Billion ▲ +0.7 pp
2024 10.4% $438.95 Million $4.23 Billion $3.79 Billion ▲ +0.7 pp
2023 9.7% $407.11 Million $4.20 Billion $3.80 Billion ▲ +0.6 pp
2022 9.1% $357.01 Million $3.94 Billion $3.59 Billion ▼ -87.8 pp
2021 96.9% $3.78 Billion $3.90 Billion $122.17 Million ▲ +86.6 pp
2020 10.3% $370.05 Million $3.60 Billion $3.23 Billion ▲ +0.8 pp
2019 9.5% $306.18 Million $3.24 Billion $2.93 Billion ▲ +3.8 pp
2018 5.7% $154.58 Million $2.71 Billion $2.56 Billion ▼ -0.4 pp
2017 6.1% $158.21 Million $2.57 Billion $2.42 Billion —
pp = percentage points