South Plains Financial Inc (SPFI) — Financial Flexibility Index
South Plains Financial Inc (SPFI) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $22.72 Million (operating CF $21.37 Million minus capex $1.35 Million) represents 0% of total liabilities ($4.14 Billion). Check strategic asset allocation of South Plains Financial Inc to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
South Plains Financial Inc Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for South Plains Financial Inc across 9 annual periods. See South Plains Financial Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for South Plains Financial Inc (2017–2025)
Year-by-year free cash flow to debt coverage for South Plains Financial Inc. For the full company profile including market capitalisation, see South Plains Financial Inc market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $83.15 Million | $77.49 Million | $3.99 Billion | ▲ +26.1% |
| 2024 | 0.02x | $62.73 Million | $59.38 Million | $3.79 Billion | ▼ -0.7% |
| 2023 | 0.02x | $63.22 Million | $58.54 Million | $3.80 Billion | ▼ -53.4% |
| 2022 | 0.04x | $128.06 Million | $123.59 Million | $3.59 Billion | ▼ -95.6% |
| 2021 | 0.81x | $99.19 Million | $96.27 Million | $122.17 Million | ▲ +29236.4% |
| 2020 | 0.00x | $8.94 Million | $5.63 Million | $3.23 Billion | ▼ -76.5% |
| 2019 | 0.01x | $34.48 Million | $30.48 Million | $2.93 Billion | ▲ +0.1% |
| 2018 | 0.01x | $30.05 Million | $26.92 Million | $2.56 Billion | ▼ -36.0% |
| 2017 | 0.02x | $44.35 Million | $35.32 Million | $2.42 Billion | — |