South Plains Financial Inc Financial Flexibility Index
South Plains Financial Inc financial flexibility index. South Plains Financial Inc (SPFI) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $22.72 Million (operating CF $21.37 Million minus capex $1.35 Million) represents 0% of total liabilities ($4.14 Billion). See cash generation quality of South Plains Financial Inc to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of South Plains Financial Inc (2017–2025)
Financial flexibility index of South Plains Financial Inc from 2017 to 2025. Historical Financial Flexibility Index trend for South Plains Financial Inc across 9 annual periods. Check earnings quality score of South Plains Financial Inc to evaluate the quality of earnings relative to operating cash generation.
South Plains Financial Inc Financial Flexibility Index by Year (2017–2025)
South Plains Financial Inc financial flexibility index by year from 2017 to 2025. Year-by-year free cash flow to debt coverage for South Plains Financial Inc. For the full cash flow conversion analysis, see cash efficiency ratio of South Plains Financial Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $83.15 Million | $77.49 Million | $3.99 Billion | ▲ +26.1% |
| 2024 | 0.02x | $62.73 Million | $59.38 Million | $3.79 Billion | ▼ -0.7% |
| 2023 | 0.02x | $63.22 Million | $58.54 Million | $3.80 Billion | ▼ -53.4% |
| 2022 | 0.04x | $128.06 Million | $123.59 Million | $3.59 Billion | ▼ -95.6% |
| 2021 | 0.81x | $99.19 Million | $96.27 Million | $122.17 Million | ▲ +29236.4% |
| 2020 | 0.00x | $8.94 Million | $5.63 Million | $3.23 Billion | ▼ -76.5% |
| 2019 | 0.01x | $34.48 Million | $30.48 Million | $2.93 Billion | ▲ +0.1% |
| 2018 | 0.01x | $30.05 Million | $26.92 Million | $2.56 Billion | ▼ -36.0% |
| 2017 | 0.02x | $44.35 Million | $35.32 Million | $2.42 Billion | — |