South Plains Financial Inc (SPFI) — Financial Flexibility Index
South Plains Financial Inc (SPFI) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $22.72 Million (operating CF $21.37 Million minus capex $1.35 Million) represents 0% of total liabilities ($4.14 Billion). Also explore SPFI year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
South Plains Financial Inc Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for South Plains Financial Inc across 9 annual periods. Check South Plains Financial Inc PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for South Plains Financial Inc (2017–2025)
Year-by-year free cash flow to debt coverage for South Plains Financial Inc. For the full company profile including market capitalisation, see SPFI company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $83.15 Million | $77.49 Million | $3.99 Billion | ▲ +26.1% |
| 2024 | 0.02x | $62.73 Million | $59.38 Million | $3.79 Billion | ▼ -0.7% |
| 2023 | 0.02x | $63.22 Million | $58.54 Million | $3.80 Billion | ▼ -53.4% |
| 2022 | 0.04x | $128.06 Million | $123.59 Million | $3.59 Billion | ▼ -95.6% |
| 2021 | 0.81x | $99.19 Million | $96.27 Million | $122.17 Million | ▲ +29236.4% |
| 2020 | 0.00x | $8.94 Million | $5.63 Million | $3.23 Billion | ▼ -76.5% |
| 2019 | 0.01x | $34.48 Million | $30.48 Million | $2.93 Billion | ▲ +0.1% |
| 2018 | 0.01x | $30.05 Million | $26.92 Million | $2.56 Billion | ▼ -36.0% |
| 2017 | 0.02x | $44.35 Million | $35.32 Million | $2.42 Billion | — |