South Plains Financial Inc Working Capital to Net Assets Ratio
South Plains Financial Inc working capital to net assets ratio. South Plains Financial Inc (SPFI) has a Working Capital to Net Assets ratio of 126.4% as of December 2025. Working capital of $624.24 Million (current assets of $625.86 Million minus current liabilities of $1.62 Million) is measured against net assets of $493.84 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check SPFI goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of South Plains Financial Inc (2017–2025)
Working capital to net assets ratio of South Plains Financial Inc from 2017 to 2025. This chart shows how South Plains Financial Inc's Working Capital to Net Assets ratio has evolved across 9 annual periods from 2017 to 2025. As of December 2025, the ratio stands at 126.4%, reflecting working capital of $624.24 Million against net assets of $493.84 Million USD. See how many days can South Plains Financial Inc fund operations to measure how many days the company can operate on defensive assets alone.
South Plains Financial Inc Working Capital to Net Assets Ratio by Year (2017–2025)
South Plains Financial Inc working capital to net assets ratio by year from 2017 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for South Plains Financial Inc from 2017 to 2025, covering 9 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see SPFI asset base.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 126.4% | $624.24 Million | $493.84 Million | $625.86 Million | $1.62 Million | ▲ +803.4 pp |
| 2024 | -677.0% | $-2.97 Billion | $438.95 Million | $649.01 Million | $3.62 Billion | ▲ +82.3 pp |
| 2023 | -759.3% | $-3.09 Billion | $407.11 Million | $534.90 Million | $3.63 Billion | ▼ -1070.6 pp |
| 2022 | 311.3% | $1.11 Billion | $357.01 Million | $1.13 Billion | $14.91 Million | ▲ +307.2 pp |
| 2021 | 4.1% | $153.86 Million | $3.78 Billion | $1.23 Billion | $1.07 Billion | ▲ +521.2 pp |
| 2020 | -517.1% | $-1.91 Billion | $370.05 Million | $1.12 Billion | $3.03 Billion | ▲ +98.0 pp |
| 2019 | -615.1% | $-1.88 Billion | $306.18 Million | $879.67 Million | $2.76 Billion | ▲ +502.4 pp |
| 2018 | -1117.5% | $-1.73 Billion | $154.58 Million | $597.14 Million | $2.32 Billion | ▼ -47.6 pp |
| 2017 | -1069.9% | $-1.69 Billion | $158.21 Million | $503.05 Million | $2.20 Billion | — |