South Plains Financial Inc (SPFI) — Free Cash Flow Generation Index

Latest as of March 2026: 0.94x

South Plains Financial Inc (SPFI) has a Free Cash Flow Generation Index of 0.94x as of March 2026. Free cash flow of $20.01 Million represents 1% of operating cash flow ($21.37 Million). Read SPFI current and long-term liabilities for a breakdown of total debt and financial obligations.

FCF Generation Index

0.94x
Free Cash Flow / Operating CF

Free Cash Flow

$20.01 Million
USD

Operating Cash Flow

$21.37 Million
USD

Capital Expenditures

$1.35 Million
USD

South Plains Financial Inc Free Cash Flow Generation Index (2017–2025)

Historical FCF Generation Index trend for South Plains Financial Inc across 9 annual periods. Explore South Plains Financial Inc (SPFI) reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for South Plains Financial Inc (2017–2025)

Year-by-year Free Cash Flow Generation Index for South Plains Financial Inc. For the full company profile including market capitalisation, see market cap of South Plains Financial Inc.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.93x $71.83 Million $77.49 Million $5.66 Million ▼ -1.8%
2024 0.94x $56.03 Million $59.38 Million $3.35 Million ▲ +2.6%
2023 0.92x $53.86 Million $58.54 Million $4.68 Million ▼ -4.5%
2022 0.96x $119.12 Million $123.59 Million $4.47 Million ▼ -0.6%
2021 0.97x $93.35 Million $96.27 Million $2.92 Million ▲ +135.5%
2020 0.41x $2.32 Million $5.63 Million $3.31 Million ▼ -52.6%
2019 0.87x $26.49 Million $30.48 Million $4.00 Million ▼ -1.7%
2018 0.88x $23.79 Million $26.92 Million $3.13 Million ▲ +18.7%
2017 0.74x $26.30 Million $35.32 Million $9.02 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).