AU Small Finance Bank Limited (AUBANK) — Cash Flow Quality Index
AU Small Finance Bank Limited (AUBANK) has a Cash Flow Quality Index of -6.64x as of September 2025. Operating cash flow of Rs-75.84 Billion is below net income of Rs11.42 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore AUBANK long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
AU Small Finance Bank Limited Cash Flow Quality Index (2013–2025)
Historical Cash Flow Quality Index for AU Small Finance Bank Limited across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of AU Small Finance Bank Limited to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for AU Small Finance Bank Limited (2013–2025)
Year-by-year earnings quality comparison for AU Small Finance Bank Limited. For live market cap and the full company financial profile, see AU Small Finance Bank Limited stock valuation.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -7.57x | Rs-211.02 Billion | Rs27.88 Billion | ▲ +0.5% |
| 2024 | -7.61x | Rs-152.09 Billion | Rs19.99 Billion | ▼ -358.2% |
| 2023 | 2.95x | Rs54.94 Billion | Rs18.65 Billion | ▼ -37.5% |
| 2022 | 4.71x | Rs68.49 Billion | Rs14.54 Billion | ▲ +35.9% |
| 2021 | 3.47x | Rs50.56 Billion | Rs14.59 Billion | ▲ +380.4% |
| 2020 | 0.72x | Rs6.60 Billion | Rs9.14 Billion | ▼ -50.6% |
| 2019 | 1.46x | Rs8.48 Billion | Rs5.80 Billion | ▼ -74.1% |
| 2018 | 5.65x | Rs25.05 Billion | Rs4.43 Billion | ▲ +1439.5% |
| 2017 | -0.42x | Rs-4.96 Billion | Rs11.75 Billion | ▲ +91.8% |
| 2016 | -5.14x | Rs-19.38 Billion | Rs3.77 Billion | ▼ -42.5% |
| 2015 | -3.60x | Rs-7.47 Billion | Rs2.07 Billion | ▲ +30.7% |
| 2014 | -5.20x | Rs-5.70 Billion | Rs1.10 Billion | ▲ +42.7% |
| 2013 | -9.07x | Rs-9.31 Billion | Rs1.03 Billion | — |