AU Small Finance Bank Limited Cash Flow Quality Index
AU Small Finance Bank Limited cash flow quality index. AU Small Finance Bank Limited (AUBANK) has a Cash Flow Quality Index of -6.64x as of September 2025. Operating cash flow of Rs-75.84 Billion is below net income of Rs11.42 Billion, suggesting accrual-heavy earnings not yet converted to cash. See AUBANK FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of AU Small Finance Bank Limited (2013–2026)
Cash flow quality index of AU Small Finance Bank Limited from 2013 to 2026. Historical Cash Flow Quality Index for AU Small Finance Bank Limited across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore AU Small Finance Bank Limited debt service capacity to assess how comfortably operating cash covers total debt obligations.
AU Small Finance Bank Limited Cash Flow Quality Index by Year (2013–2026)
AU Small Finance Bank Limited cash flow quality index by year from 2013 to 2026. Year-by-year earnings quality comparison for AU Small Finance Bank Limited. For the full cash flow conversion analysis, see AU Small Finance Bank Limited operating cash flow efficiency.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 0.53x | Rs18.29 Billion | Rs34.74 Billion | ▲ +107.0% |
| 2025 | -7.57x | Rs-211.02 Billion | Rs27.88 Billion | ▲ +0.5% |
| 2024 | -7.61x | Rs-152.09 Billion | Rs19.99 Billion | ▼ -358.2% |
| 2023 | 2.95x | Rs54.94 Billion | Rs18.65 Billion | ▼ -37.5% |
| 2022 | 4.71x | Rs68.49 Billion | Rs14.54 Billion | ▲ +35.9% |
| 2021 | 3.47x | Rs50.56 Billion | Rs14.59 Billion | ▲ +380.4% |
| 2020 | 0.72x | Rs6.60 Billion | Rs9.14 Billion | ▼ -50.6% |
| 2019 | 1.46x | Rs8.48 Billion | Rs5.80 Billion | ▼ -74.1% |
| 2018 | 5.65x | Rs25.05 Billion | Rs4.43 Billion | ▲ +1439.5% |
| 2017 | -0.42x | Rs-4.96 Billion | Rs11.75 Billion | ▲ +91.8% |
| 2016 | -5.14x | Rs-19.38 Billion | Rs3.77 Billion | ▼ -42.5% |
| 2015 | -3.60x | Rs-7.47 Billion | Rs2.07 Billion | ▲ +30.7% |
| 2014 | -5.20x | Rs-5.70 Billion | Rs1.10 Billion | ▲ +42.7% |
| 2013 | -9.07x | Rs-9.31 Billion | Rs1.03 Billion | — |