AU Small Finance Bank Limited (AUBANK) — Net Asset Quality Index
AU Small Finance Bank Limited (AUBANK) has a Net Asset Quality Index of 11.0% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs1.74 Trillion minus total liabilities of Rs1.55 Trillion yields net assets of Rs190.85 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check AU Small Finance Bank Limited asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
AU Small Finance Bank Limited Net Asset Quality Index Over Time (2013–2025)
This chart shows how AU Small Finance Bank Limited's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the index stands at 11.0%, representing net assets of Rs190.85 Billion against total assets of Rs1.74 Trillion INR. See AU Small Finance Bank Limited (AUBANK) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for AU Small Finance Bank Limited (2013–2025)
The table below presents the year-by-year Net Asset Quality Index for AU Small Finance Bank Limited from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see AUBANK market cap.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 10.9% | Rs171.66 Billion | Rs1.58 Trillion | Rs1.41 Trillion | ▼ -0.6 pp |
| 2024 | 11.5% | Rs125.60 Billion | Rs1.09 Trillion | Rs968.66 Billion | ▼ -0.7 pp |
| 2023 | 12.2% | Rs109.77 Billion | Rs902.16 Billion | Rs792.39 Billion | ▲ +1.3 pp |
| 2022 | 10.9% | Rs75.14 Billion | Rs690.78 Billion | Rs615.64 Billion | ▼ -1.3 pp |
| 2021 | 12.2% | Rs62.75 Billion | Rs515.91 Billion | Rs453.16 Billion | ▲ +1.8 pp |
| 2020 | 10.4% | Rs43.77 Billion | Rs421.43 Billion | Rs377.66 Billion | ▲ +0.7 pp |
| 2019 | 9.7% | Rs31.63 Billion | Rs326.23 Billion | Rs294.60 Billion | ▼ -2.4 pp |
| 2018 | 12.1% | Rs22.81 Billion | Rs188.33 Billion | Rs165.52 Billion | ▼ -8.3 pp |
| 2017 | 20.4% | Rs20.00 Billion | Rs98.18 Billion | Rs78.18 Billion | ▲ +4.4 pp |
| 2016 | 16.0% | Rs10.01 Billion | Rs62.73 Billion | Rs52.72 Billion | ▼ -3.3 pp |
| 2015 | 19.3% | Rs7.66 Billion | Rs39.80 Billion | Rs32.13 Billion | ▼ -0.9 pp |
| 2014 | 20.2% | Rs5.98 Billion | Rs29.59 Billion | Rs23.61 Billion | ▲ +6.0 pp |
| 2013 | 14.2% | Rs4.42 Billion | Rs31.13 Billion | Rs26.71 Billion | — |