AU Small Finance Bank Limited (AUBANK) — Cash Flow-to-Debt Ratio
AU Small Finance Bank Limited (AUBANK) has a Cash Flow-to-Debt Ratio of -0.05x as of September 2025, meaning its operating cash flow of Rs-75.84 Billion could theoretically repay 0% of its total liabilities (Rs1.47 Trillion) in one year. See how much free cash does AU Small Finance Bank Limited generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
AU Small Finance Bank Limited Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for AU Small Finance Bank Limited across 13 annual periods. Also explore AUBANK net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for AU Small Finance Bank Limited (2013–2025)
Year-by-year debt coverage analysis for AU Small Finance Bank Limited. For market capitalisation and broader financial context, see AUBANK market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.15x | Rs-211.02 Billion | Rs1.41 Trillion | ▲ +4.5% |
| 2024 | -0.16x | Rs-152.09 Billion | Rs968.66 Billion | ▼ -326.5% |
| 2023 | 0.07x | Rs54.94 Billion | Rs792.39 Billion | ▼ -37.7% |
| 2022 | 0.11x | Rs68.49 Billion | Rs615.64 Billion | ▼ -0.3% |
| 2021 | 0.11x | Rs50.56 Billion | Rs453.16 Billion | ▲ +538.9% |
| 2020 | 0.02x | Rs6.60 Billion | Rs377.66 Billion | ▼ -39.3% |
| 2019 | 0.03x | Rs8.48 Billion | Rs294.60 Billion | ▼ -81.0% |
| 2018 | 0.15x | Rs25.05 Billion | Rs165.52 Billion | ▲ +338.7% |
| 2017 | -0.06x | Rs-4.96 Billion | Rs78.18 Billion | ▲ +82.8% |
| 2016 | -0.37x | Rs-19.38 Billion | Rs52.72 Billion | ▼ -58.1% |
| 2015 | -0.23x | Rs-7.47 Billion | Rs32.13 Billion | ▲ +3.7% |
| 2014 | -0.24x | Rs-5.70 Billion | Rs23.61 Billion | ▲ +30.7% |
| 2013 | -0.35x | Rs-9.31 Billion | Rs26.71 Billion | — |