AU Small Finance Bank Limited (AUBANK) — Cash Flow-to-Debt Ratio
AU Small Finance Bank Limited (AUBANK) has a Cash Flow-to-Debt Ratio of -0.05x as of September 2025, meaning its operating cash flow of Rs-75.84 Billion could theoretically repay 0% of its total liabilities (Rs1.47 Trillion) in one year. Explore AUBANK long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
AU Small Finance Bank Limited Cash Flow-to-Debt Ratio (2013–2026)
Historical debt coverage capacity for AU Small Finance Bank Limited across 14 annual periods. Also explore balance sheet size of AU Small Finance Bank Limited for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for AU Small Finance Bank Limited (2013–2026)
Year-by-year debt coverage analysis for AU Small Finance Bank Limited. For market capitalisation and broader financial context, see AU Small Finance Bank Limited market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.01x | Rs18.29 Billion | Rs1.72 Trillion | ▲ +107.1% |
| 2025 | -0.15x | Rs-211.02 Billion | Rs1.41 Trillion | ▲ +4.5% |
| 2024 | -0.16x | Rs-152.09 Billion | Rs968.66 Billion | ▼ -326.5% |
| 2023 | 0.07x | Rs54.94 Billion | Rs792.39 Billion | ▼ -37.7% |
| 2022 | 0.11x | Rs68.49 Billion | Rs615.64 Billion | ▼ -0.3% |
| 2021 | 0.11x | Rs50.56 Billion | Rs453.16 Billion | ▲ +538.9% |
| 2020 | 0.02x | Rs6.60 Billion | Rs377.66 Billion | ▼ -39.3% |
| 2019 | 0.03x | Rs8.48 Billion | Rs294.60 Billion | ▼ -81.0% |
| 2018 | 0.15x | Rs25.05 Billion | Rs165.52 Billion | ▲ +338.7% |
| 2017 | -0.06x | Rs-4.96 Billion | Rs78.18 Billion | ▲ +82.8% |
| 2016 | -0.37x | Rs-19.38 Billion | Rs52.72 Billion | ▼ -58.1% |
| 2015 | -0.23x | Rs-7.47 Billion | Rs32.13 Billion | ▲ +3.7% |
| 2014 | -0.24x | Rs-5.70 Billion | Rs23.61 Billion | ▲ +30.7% |
| 2013 | -0.35x | Rs-9.31 Billion | Rs26.71 Billion | — |