AU Small Finance Bank Limited Financial Flexibility Index
AU Small Finance Bank Limited financial flexibility index. AU Small Finance Bank Limited (AUBANK) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-70.41 Billion (operating CF Rs-75.84 Billion minus capex Rs5.43 Billion) represents 0% of total liabilities (Rs1.47 Trillion). See AU Small Finance Bank Limited free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of AU Small Finance Bank Limited (2013–2026)
Financial flexibility index of AU Small Finance Bank Limited from 2013 to 2026. Historical Financial Flexibility Index trend for AU Small Finance Bank Limited across 14 annual periods. Check AU Small Finance Bank Limited earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
AU Small Finance Bank Limited Financial Flexibility Index by Year (2013–2026)
AU Small Finance Bank Limited financial flexibility index by year from 2013 to 2026. Year-by-year free cash flow to debt coverage for AU Small Finance Bank Limited. For the full cash flow conversion analysis, see how efficiently does AU Small Finance Bank Limited generate cash.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.02x | Rs26.37 Billion | Rs18.29 Billion | Rs1.72 Trillion | ▲ +110.4% |
| 2025 | -0.15x | Rs-208.38 Billion | Rs-211.02 Billion | Rs1.41 Trillion | ▲ +3.5% |
| 2024 | -0.15x | Rs-148.63 Billion | Rs-152.09 Billion | Rs968.66 Billion | ▼ -309.6% |
| 2023 | 0.07x | Rs58.00 Billion | Rs54.94 Billion | Rs792.39 Billion | ▼ -36.8% |
| 2022 | 0.12x | Rs71.31 Billion | Rs68.49 Billion | Rs615.64 Billion | ▲ +1.0% |
| 2021 | 0.11x | Rs51.97 Billion | Rs50.56 Billion | Rs453.16 Billion | ▲ +476.2% |
| 2020 | 0.02x | Rs7.52 Billion | Rs6.60 Billion | Rs377.66 Billion | ▼ -39.8% |
| 2019 | 0.03x | Rs9.73 Billion | Rs8.48 Billion | Rs294.60 Billion | ▼ -79.5% |
| 2018 | 0.16x | Rs26.70 Billion | Rs25.05 Billion | Rs165.52 Billion | ▲ +629.0% |
| 2017 | -0.03x | Rs-2.38 Billion | Rs-4.96 Billion | Rs78.18 Billion | ▲ +91.6% |
| 2016 | -0.36x | Rs-19.24 Billion | Rs-19.38 Billion | Rs52.72 Billion | ▼ -58.8% |
| 2015 | -0.23x | Rs-7.38 Billion | Rs-7.47 Billion | Rs32.13 Billion | ▲ +4.3% |
| 2014 | -0.24x | Rs-5.67 Billion | Rs-5.70 Billion | Rs23.61 Billion | ▲ +30.8% |
| 2013 | -0.35x | Rs-9.27 Billion | Rs-9.31 Billion | Rs26.71 Billion | — |