AU Small Finance Bank Limited (AUBANK) — Financial Flexibility Index
AU Small Finance Bank Limited (AUBANK) has a Financial Flexibility Index of -0.05x as of September 2025. Free cash flow of Rs-70.41 Billion (operating CF Rs-75.84 Billion minus capex Rs5.43 Billion) represents 0% of total liabilities (Rs1.47 Trillion). Also explore net asset momentum of AU Small Finance Bank Limited to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
AU Small Finance Bank Limited Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for AU Small Finance Bank Limited across 13 annual periods. Check AUBANK capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for AU Small Finance Bank Limited (2013–2025)
Year-by-year free cash flow to debt coverage for AU Small Finance Bank Limited. For the full company profile including market capitalisation, see how much is AU Small Finance Bank Limited worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.15x | Rs-208.38 Billion | Rs-211.02 Billion | Rs1.41 Trillion | ▲ +3.5% |
| 2024 | -0.15x | Rs-148.63 Billion | Rs-152.09 Billion | Rs968.66 Billion | ▼ -309.6% |
| 2023 | 0.07x | Rs58.00 Billion | Rs54.94 Billion | Rs792.39 Billion | ▼ -36.8% |
| 2022 | 0.12x | Rs71.31 Billion | Rs68.49 Billion | Rs615.64 Billion | ▲ +1.0% |
| 2021 | 0.11x | Rs51.97 Billion | Rs50.56 Billion | Rs453.16 Billion | ▲ +476.2% |
| 2020 | 0.02x | Rs7.52 Billion | Rs6.60 Billion | Rs377.66 Billion | ▼ -39.8% |
| 2019 | 0.03x | Rs9.73 Billion | Rs8.48 Billion | Rs294.60 Billion | ▼ -79.5% |
| 2018 | 0.16x | Rs26.70 Billion | Rs25.05 Billion | Rs165.52 Billion | ▲ +629.0% |
| 2017 | -0.03x | Rs-2.38 Billion | Rs-4.96 Billion | Rs78.18 Billion | ▲ +91.6% |
| 2016 | -0.36x | Rs-19.24 Billion | Rs-19.38 Billion | Rs52.72 Billion | ▼ -58.8% |
| 2015 | -0.23x | Rs-7.38 Billion | Rs-7.47 Billion | Rs32.13 Billion | ▲ +4.3% |
| 2014 | -0.24x | Rs-5.67 Billion | Rs-5.70 Billion | Rs23.61 Billion | ▲ +30.8% |
| 2013 | -0.35x | Rs-9.27 Billion | Rs-9.31 Billion | Rs26.71 Billion | — |