AU Small Finance Bank Limited (AUBANK) — Working Capital to Net Assets Ratio
AU Small Finance Bank Limited (AUBANK) has a Working Capital to Net Assets ratio of -721.6% as of March 2026. Working capital of Rs-1.44 Trillion (current assets of Rs85.23 Billion minus current liabilities of Rs1.53 Trillion) is measured against net assets of Rs199.74 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See AU Small Finance Bank Limited financial flexibility index to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
AU Small Finance Bank Limited Working Capital to Net Assets (2013–2026)
This chart shows how AU Small Finance Bank Limited's Working Capital to Net Assets ratio has evolved across 14 annual periods from 2013 to 2026. As of March 2026, the ratio stands at -721.6%, reflecting working capital of Rs-1.44 Trillion against net assets of Rs199.74 Billion INR. See AU Small Finance Bank Limited (AUBANK) defensive interval to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for AU Small Finance Bank Limited (2013–2026)
The table below presents the year-by-year Working Capital to Net Assets ratio for AU Small Finance Bank Limited from 2013 to 2026, covering 14 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see AU Small Finance Bank Limited stock valuation.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2026 | -721.6% | Rs-1.44 Trillion | Rs199.74 Billion | Rs85.23 Billion | Rs1.53 Trillion | ▼ -48.5 pp |
| 2025 | -673.1% | Rs-1.16 Trillion | Rs171.66 Billion | Rs94.66 Billion | Rs1.25 Trillion | ▼ -481.8 pp |
| 2024 | -191.3% | Rs-240.21 Billion | Rs125.60 Billion | Rs64.76 Billion | Rs304.97 Billion | ▼ -197.4 pp |
| 2023 | 6.1% | Rs6.69 Billion | Rs109.77 Billion | Rs10.36 Billion | Rs3.67 Billion | ▲ +1.1 pp |
| 2022 | 5.0% | Rs3.78 Billion | Rs75.14 Billion | Rs6.29 Billion | Rs2.51 Billion | ▼ -47.5 pp |
| 2021 | 52.5% | Rs32.96 Billion | Rs62.75 Billion | Rs36.30 Billion | Rs3.34 Billion | ▼ -0.7 pp |
| 2020 | 53.2% | Rs23.28 Billion | Rs43.77 Billion | Rs26.46 Billion | Rs3.17 Billion | ▲ +32.6 pp |
| 2019 | 20.6% | Rs6.52 Billion | Rs31.63 Billion | Rs10.45 Billion | Rs3.93 Billion | ▼ -52.4 pp |
| 2018 | 73.0% | Rs16.65 Billion | Rs22.81 Billion | Rs19.09 Billion | Rs2.45 Billion | ▼ -293.1 pp |
| 2017 | 366.1% | Rs73.20 Billion | Rs20.00 Billion | Rs73.91 Billion | Rs713.76 Million | ▼ -230.0 pp |
| 2016 | 596.0% | Rs59.64 Billion | Rs10.01 Billion | Rs60.17 Billion | Rs524.33 Million | ▲ +101.7 pp |
| 2015 | 494.3% | Rs37.89 Billion | Rs7.66 Billion | Rs38.21 Billion | Rs323.04 Million | ▲ +22.0 pp |
| 2014 | 472.3% | Rs28.23 Billion | Rs5.98 Billion | Rs28.28 Billion | Rs48.80 Million | ▼ -60.3 pp |
| 2013 | 532.7% | Rs23.54 Billion | Rs4.42 Billion | Rs23.57 Billion | Rs37.89 Million | — |