AU Small Finance Bank Limited (AUBANK) — Defensive Interval Ratio

Latest as of March 2024: 12 days

AU Small Finance Bank Limited (AUBANK) has a Defensive Interval Ratio of 12 days as of March 2024. Defensive assets of Rs9.64 Billion (cash Rs-, short-term investments Rs-, receivables Rs9.64 Billion) cover 12 days of daily cash needs of Rs835.54 Million/day. Check AUBANK tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

12 days
Days of operational coverage

Defensive Assets

Rs9.64 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs835.54 Million
Current Liabilities ÷ 365

Current Liabilities

Rs304.97 Billion
INR

AU Small Finance Bank Limited Defensive Interval Ratio (2013–2025)

This chart shows how AU Small Finance Bank Limited's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of March 2024, the ratio stands at 12 days, meaning defensive assets of Rs9.64 Billion can fund 12 days of operations without new revenue. Also explore AUBANK year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for AU Small Finance Bank Limited (2013–2025)

The table below presents the year-by-year Defensive Interval Ratio for AU Small Finance Bank Limited from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see AUBANK market cap overview.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 5 days Rs15.95 Billion Rs3.42 Billion/day Rs- Rs- ▼ -7 days
2024 12 days Rs9.64 Billion Rs835.54 Million/day Rs- Rs- ▲ +7644 days
2023 -7633 days Rs-76.70 Billion Rs10.05 Million/day Rs- Rs-83.89 Billion ▼ -1016 days
2022 -6617 days Rs-45.42 Billion Rs6.86 Million/day Rs- Rs-53.48 Billion ▼ -5877 days
2021 -740 days Rs-6.77 Billion Rs9.15 Million/day Rs- Rs-11.88 Billion ▼ -355 days
2020 -385 days Rs-3.35 Billion Rs8.69 Million/day Rs- Rs-7.53 Billion ▲ +39 days
2019 -424 days Rs-4.56 Billion Rs10.76 Million/day Rs- Rs-7.20 Billion ▼ -612 days
2018 188 days Rs1.26 Billion Rs6.70 Million/day Rs- Rs- ▼ -8896 days
2017 9084 days Rs17.76 Billion Rs1.96 Million/day Rs- Rs17.18 Billion ▲ +8004 days
2016 1080 days Rs1.55 Billion Rs1.44 Million/day Rs- Rs1.00 Billion ▼ -1244 days
2015 2325 days Rs2.06 Billion Rs885.04K/day Rs- Rs1.72 Billion ▼ -14644 days
2014 16968 days Rs2.27 Billion Rs133.70K/day Rs- Rs2.01 Billion ▲ +14376 days
2013 2593 days Rs269.14 Million Rs103.81K/day Rs- Rs- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)