Bajaj Housing Finance (BAJAJHFL) — Cash Flow Quality Index
Bajaj Housing Finance (BAJAJHFL) has a Cash Flow Quality Index of -9.67x as of September 2025. Operating cash flow of Rs-118.58 Billion is below net income of Rs12.26 Billion, suggesting accrual-heavy earnings not yet converted to cash. Also explore Bajaj Housing Finance (BAJAJHFL) total assets for the complete picture of this company's asset base.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bajaj Housing Finance Cash Flow Quality Index (2017–2026)
Historical Cash Flow Quality Index for Bajaj Housing Finance across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BAJAJHFL tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bajaj Housing Finance (2017–2026)
Year-by-year earnings quality comparison for Bajaj Housing Finance. For live market cap and the full company financial profile, see market value of Bajaj Housing Finance.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.69x | Rs43.26 Billion | Rs25.60 Billion | ▲ +127.4% |
| 2025 | -6.16x | Rs-170.75 Billion | Rs27.70 Billion | ▲ +13.7% |
| 2024 | -7.14x | Rs-154.28 Billion | Rs21.61 Billion | ▲ +15.3% |
| 2023 | -8.43x | Rs-143.32 Billion | Rs17.00 Billion | ▲ +35.2% |
| 2022 | -13.00x | Rs-124.81 Billion | Rs9.60 Billion | ▼ -16.1% |
| 2021 | -11.20x | Rs-50.76 Billion | Rs4.53 Billion | ▲ +53.9% |
| 2020 | -24.31x | Rs-102.44 Billion | Rs4.21 Billion | ▲ +81.1% |
| 2019 | -128.33x | Rs-133.67 Billion | Rs1.04 Billion | ▲ +55.0% |
| 2018 | -285.13x | Rs-33.70 Billion | Rs118.20 Million | ▼ -37090.6% |
| 2017 | -0.77x | Rs-4.60 Million | Rs6.00 Million | — |