Bajaj Housing Finance (BAJAJHFL) — Cash Flow Quality Index
Bajaj Housing Finance (BAJAJHFL) has a Cash Flow Quality Index of -9.67x as of September 2025. Operating cash flow of Rs-118.58 Billion is below net income of Rs12.26 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BAJAJHFL operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bajaj Housing Finance Cash Flow Quality Index (2017–2026)
Historical Cash Flow Quality Index for Bajaj Housing Finance across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Bajaj Housing Finance (BAJAJHFL) cash flow conversion.
Annual Cash Flow Quality Index for Bajaj Housing Finance (2017–2026)
Year-by-year earnings quality comparison for Bajaj Housing Finance.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.69x | Rs43.26 Billion | Rs25.60 Billion | ▲ +127.4% |
| 2025 | -6.16x | Rs-170.75 Billion | Rs27.70 Billion | ▲ +13.7% |
| 2024 | -7.14x | Rs-154.28 Billion | Rs21.61 Billion | ▲ +15.3% |
| 2023 | -8.43x | Rs-143.32 Billion | Rs17.00 Billion | ▲ +35.2% |
| 2022 | -13.00x | Rs-124.81 Billion | Rs9.60 Billion | ▼ -16.1% |
| 2021 | -11.20x | Rs-50.76 Billion | Rs4.53 Billion | ▲ +53.9% |
| 2020 | -24.31x | Rs-102.44 Billion | Rs4.21 Billion | ▲ +81.1% |
| 2019 | -128.33x | Rs-133.67 Billion | Rs1.04 Billion | ▲ +55.0% |
| 2018 | -285.13x | Rs-33.70 Billion | Rs118.20 Million | ▼ -37090.6% |
| 2017 | -0.77x | Rs-4.60 Million | Rs6.00 Million | — |