Bajaj Housing Finance Cash Flow Quality Index

Latest as of September 2025: -9.67x

Bajaj Housing Finance cash flow quality index. Bajaj Housing Finance (BAJAJHFL) has a Cash Flow Quality Index of -9.67x as of September 2025. Operating cash flow of Rs-118.58 Billion is below net income of Rs12.26 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Bajaj Housing Finance leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

-9.67x
Operating CF / Net Income

Operating Cash Flow

Rs-118.58 Billion
INR

Net Income

Rs12.26 Billion
INR

Data as of

Sep 2025
Most recent filing

Cash Flow Quality Index of Bajaj Housing Finance (2017–2026)

Cash flow quality index of Bajaj Housing Finance from 2017 to 2026. Historical Cash Flow Quality Index for Bajaj Housing Finance across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can Bajaj Housing Finance service its debt to assess how comfortably operating cash covers total debt obligations.

Bajaj Housing Finance Cash Flow Quality Index by Year (2017–2026)

Bajaj Housing Finance cash flow quality index by year from 2017 to 2026. Year-by-year earnings quality comparison for Bajaj Housing Finance. For the full cash flow conversion analysis, see BAJAJHFL cash generation efficiency.

Year Quality Index Operating CF (INR) Net Income YoY Change
2026 1.69x Rs43.26 Billion Rs25.60 Billion ▲ +127.4%
2025 -6.16x Rs-170.75 Billion Rs27.70 Billion ▲ +13.7%
2024 -7.14x Rs-154.28 Billion Rs21.61 Billion ▲ +15.3%
2023 -8.43x Rs-143.32 Billion Rs17.00 Billion ▲ +35.2%
2022 -13.00x Rs-124.81 Billion Rs9.60 Billion ▼ -16.1%
2021 -11.20x Rs-50.76 Billion Rs4.53 Billion ▲ +53.9%
2020 -24.31x Rs-102.44 Billion Rs4.21 Billion ▲ +81.1%
2019 -128.33x Rs-133.67 Billion Rs1.04 Billion ▲ +55.0%
2018 -285.13x Rs-33.70 Billion Rs118.20 Million ▼ -37090.6%
2017 -0.77x Rs-4.60 Million Rs6.00 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.