Bajaj Housing Finance (BAJAJHFL) — Defensive Interval Ratio
Bajaj Housing Finance (BAJAJHFL) has a Defensive Interval Ratio of 16 days as of March 2026. Defensive assets of Rs316.00 Million (cash Rs-, short-term investments Rs38.00 Million, receivables Rs278.00 Million) cover 16 days of daily cash needs of Rs19.79 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Bajaj Housing Finance Defensive Interval Ratio (2017–2026)
This chart shows how Bajaj Housing Finance's Defensive Interval Ratio has evolved across 8 annual periods from 2017 to 2026. As of March 2026, the ratio stands at 16 days, meaning defensive assets of Rs316.00 Million can fund 16 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Bajaj Housing Finance.
Annual Defensive Interval Ratio for Bajaj Housing Finance (2017–2026)
The table below presents the year-by-year Defensive Interval Ratio for Bajaj Housing Finance from 2017 to 2026, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of Bajaj Housing Finance to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 0 days | Rs316.00 Million | Rs695.35 Million/day | Rs- | Rs38.00 Million | ▼ -96 days |
| 2025 | 97 days | Rs52.75 Billion | Rs546.64 Million/day | Rs- | Rs13.55 Billion | ▼ -2 days |
| 2024 | 98 days | Rs45.16 Billion | Rs459.75 Million/day | Rs- | Rs15.01 Billion | ▼ -26 days |
| 2023 | 124 days | Rs42.25 Billion | Rs340.40 Million/day | Rs- | Rs20.75 Billion | ▲ +10 days |
| 2022 | 114 days | Rs39.77 Billion | Rs347.64 Million/day | Rs- | Rs13.15 Billion | ▼ -19 days |
| 2021 | 133 days | Rs38.32 Billion | Rs287.44 Million/day | Rs- | Rs35.21 Billion | ▲ +114 days |
| 2020 | 20 days | Rs1.18 Billion | Rs60.14 Million/day | Rs- | Rs- | ▼ -453310 days |
| 2017 | 453330 days | Rs3.23 Billion | Rs7.12K/day | Rs- | Rs3.23 Billion | — |