Bajaj Housing Finance (BAJAJHFL) — Defensive Interval Ratio

Latest as of March 2026: 16 days

Bajaj Housing Finance (BAJAJHFL) has a Defensive Interval Ratio of 16 days as of March 2026. Defensive assets of Rs316.00 Million (cash Rs-, short-term investments Rs38.00 Million, receivables Rs278.00 Million) cover 16 days of daily cash needs of Rs19.79 Million/day. Check Bajaj Housing Finance tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

16 days
Days of operational coverage

Defensive Assets

Rs316.00 Million
Cash + ST Investments + Receivables

Daily Cash Need

Rs19.79 Million
Current Liabilities ÷ 365

Current Liabilities

Rs7.22 Billion
INR

Bajaj Housing Finance Defensive Interval Ratio (2017–2026)

This chart shows how Bajaj Housing Finance's Defensive Interval Ratio has evolved across 8 annual periods from 2017 to 2026. As of March 2026, the ratio stands at 16 days, meaning defensive assets of Rs316.00 Million can fund 16 days of operations without new revenue. Also explore BAJAJHFL net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bajaj Housing Finance (2017–2026)

The table below presents the year-by-year Defensive Interval Ratio for Bajaj Housing Finance from 2017 to 2026, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Bajaj Housing Finance worth.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2026 16 days Rs316.00 Million Rs19.79 Million/day Rs- Rs38.00 Million ▼ -51299 days
2025 51315 days Rs995.35 Billion Rs19.40 Million/day Rs- Rs1.50 Million ▲ +51217 days
2024 98 days Rs45.16 Billion Rs459.75 Million/day Rs- Rs15.01 Billion ▲ +35 days
2023 64 days Rs21.63 Billion Rs340.40 Million/day Rs- Rs149.90 Million ▼ -13 days
2022 76 days Rs26.61 Billion Rs347.96 Million/day Rs- Rs1.40 Million ▲ +39 days
2021 37 days Rs10.74 Billion Rs287.44 Million/day Rs- Rs7.64 Billion ▲ +18 days
2020 20 days Rs1.18 Billion Rs60.14 Million/day Rs- Rs- ▼ -453310 days
2017 453330 days Rs3.23 Billion Rs7.12K/day Rs- Rs3.23 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)