Bajaj Housing Finance (BAJAJHFL) — Defensive Interval Ratio
Bajaj Housing Finance (BAJAJHFL) has a Defensive Interval Ratio of 16 days as of March 2026. Defensive assets of Rs316.00 Million (cash Rs-, short-term investments Rs38.00 Million, receivables Rs278.00 Million) cover 16 days of daily cash needs of Rs19.79 Million/day. See working capital position of Bajaj Housing Finance to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Bajaj Housing Finance Defensive Interval Ratio (2017–2026)
This chart shows how Bajaj Housing Finance's Defensive Interval Ratio has evolved across 8 annual periods from 2017 to 2026. As of March 2026, the ratio stands at 16 days, meaning defensive assets of Rs316.00 Million can fund 16 days of operations without new revenue. See Bajaj Housing Finance (BAJAJHFL) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Bajaj Housing Finance (2017–2026)
The table below presents the year-by-year Defensive Interval Ratio for Bajaj Housing Finance from 2017 to 2026, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bajaj Housing Finance (BAJAJHFL) total market value.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 16 days | Rs316.00 Million | Rs19.79 Million/day | Rs- | Rs38.00 Million | ▼ -51299 days |
| 2025 | 51315 days | Rs995.35 Billion | Rs19.40 Million/day | Rs- | Rs1.50 Million | ▲ +51217 days |
| 2024 | 98 days | Rs45.16 Billion | Rs459.75 Million/day | Rs- | Rs15.01 Billion | ▲ +35 days |
| 2023 | 64 days | Rs21.63 Billion | Rs340.40 Million/day | Rs- | Rs149.90 Million | ▼ -13 days |
| 2022 | 76 days | Rs26.61 Billion | Rs347.96 Million/day | Rs- | Rs1.40 Million | ▲ +39 days |
| 2021 | 37 days | Rs10.74 Billion | Rs287.44 Million/day | Rs- | Rs7.64 Billion | ▲ +18 days |
| 2020 | 20 days | Rs1.18 Billion | Rs60.14 Million/day | Rs- | Rs- | ▼ -453310 days |
| 2017 | 453330 days | Rs3.23 Billion | Rs7.12K/day | Rs- | Rs3.23 Billion | — |