Bajaj Housing Finance (BAJAJHFL) — Financial Flexibility Index
Bajaj Housing Finance (BAJAJHFL) has a Financial Flexibility Index of -0.12x as of September 2025. Free cash flow of Rs-118.46 Billion (operating CF Rs-118.58 Billion minus capex Rs120.80 Million) represents 0% of total liabilities (Rs947.96 Billion). Also explore Bajaj Housing Finance (BAJAJHFL) equity growth momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bajaj Housing Finance Financial Flexibility Index (2017–2026)
Historical Financial Flexibility Index trend for Bajaj Housing Finance across 10 annual periods. Check how resilient are Bajaj Housing Finance's assets to evaluate the company's liquid asset resilience ratio.
Annual Financial Flexibility Index for Bajaj Housing Finance (2017–2026)
Year-by-year free cash flow to debt coverage for Bajaj Housing Finance. For the full company profile including market capitalisation, see how much is Bajaj Housing Finance worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.04x | Rs43.58 Billion | Rs43.26 Billion | Rs1.05 Trillion | ▲ +120.3% |
| 2025 | -0.21x | Rs-170.34 Billion | Rs-170.75 Billion | Rs828.62 Billion | ▲ +7.0% |
| 2024 | -0.22x | Rs-153.85 Billion | Rs-154.28 Billion | Rs695.94 Billion | ▲ +16.3% |
| 2023 | -0.26x | Rs-142.98 Billion | Rs-143.32 Billion | Rs541.51 Billion | ▲ +11.4% |
| 2022 | -0.30x | Rs-124.51 Billion | Rs-124.81 Billion | Rs417.86 Billion | ▼ -87.1% |
| 2021 | -0.16x | Rs-50.69 Billion | Rs-50.76 Billion | Rs318.26 Billion | ▲ +59.8% |
| 2020 | -0.40x | Rs-102.20 Billion | Rs-102.44 Billion | Rs257.87 Billion | ▲ +53.6% |
| 2019 | -0.85x | Rs-133.31 Billion | Rs-133.67 Billion | Rs155.99 Billion | ▲ +20.0% |
| 2018 | -1.07x | Rs-33.69 Billion | Rs-33.70 Billion | Rs31.53 Billion | ▼ -114.4% |
| 2017 | 7.42x | Rs19.30 Million | Rs-4.60 Million | Rs2.60 Million | — |