Bajaj Housing Finance (BAJAJHFL) — Financial Flexibility Index
Bajaj Housing Finance (BAJAJHFL) has a Financial Flexibility Index of -0.12x as of September 2025. Free cash flow of Rs-118.46 Billion (operating CF Rs-118.58 Billion minus capex Rs120.80 Million) represents 0% of total liabilities (Rs947.96 Billion). Check BAJAJHFL capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bajaj Housing Finance Financial Flexibility Index (2017–2026)
Historical Financial Flexibility Index trend for Bajaj Housing Finance across 10 annual periods. For the full cash flow conversion analysis, see BAJAJHFL cash flow metrics.
Annual Financial Flexibility Index for Bajaj Housing Finance (2017–2026)
Year-by-year free cash flow to debt coverage for Bajaj Housing Finance. Explore Bajaj Housing Finance debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.04x | Rs43.58 Billion | Rs43.26 Billion | Rs1.05 Trillion | ▲ +120.3% |
| 2025 | -0.21x | Rs-170.34 Billion | Rs-170.75 Billion | Rs828.62 Billion | ▲ +7.0% |
| 2024 | -0.22x | Rs-153.85 Billion | Rs-154.28 Billion | Rs695.94 Billion | ▲ +16.3% |
| 2023 | -0.26x | Rs-142.98 Billion | Rs-143.32 Billion | Rs541.51 Billion | ▲ +11.4% |
| 2022 | -0.30x | Rs-124.51 Billion | Rs-124.81 Billion | Rs417.86 Billion | ▼ -87.1% |
| 2021 | -0.16x | Rs-50.69 Billion | Rs-50.76 Billion | Rs318.26 Billion | ▲ +59.8% |
| 2020 | -0.40x | Rs-102.20 Billion | Rs-102.44 Billion | Rs257.87 Billion | ▲ +53.6% |
| 2019 | -0.85x | Rs-133.31 Billion | Rs-133.67 Billion | Rs155.99 Billion | ▲ +20.0% |
| 2018 | -1.07x | Rs-33.69 Billion | Rs-33.70 Billion | Rs31.53 Billion | ▼ -114.4% |
| 2017 | 7.42x | Rs19.30 Million | Rs-4.60 Million | Rs2.60 Million | — |