Bajaj Housing Finance (BAJAJHFL) — Financial Flexibility Index
Bajaj Housing Finance (BAJAJHFL) has a Financial Flexibility Index of -0.12x as of September 2025. Free cash flow of Rs-118.46 Billion (operating CF Rs-118.58 Billion minus capex Rs120.80 Million) represents 0% of total liabilities (Rs947.96 Billion). Check Bajaj Housing Finance liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bajaj Housing Finance Financial Flexibility Index (2017–2026)
Historical Financial Flexibility Index trend for Bajaj Housing Finance across 10 annual periods. See BAJAJHFL working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bajaj Housing Finance (2017–2026)
Year-by-year free cash flow to debt coverage for Bajaj Housing Finance. For the full company profile including market capitalisation, see BAJAJHFL stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.04x | Rs43.58 Billion | Rs43.26 Billion | Rs1.05 Trillion | ▲ +120.3% |
| 2025 | -0.21x | Rs-170.34 Billion | Rs-170.75 Billion | Rs828.62 Billion | ▲ +7.0% |
| 2024 | -0.22x | Rs-153.85 Billion | Rs-154.28 Billion | Rs695.94 Billion | ▲ +16.3% |
| 2023 | -0.26x | Rs-142.98 Billion | Rs-143.32 Billion | Rs541.51 Billion | ▲ +11.4% |
| 2022 | -0.30x | Rs-124.51 Billion | Rs-124.81 Billion | Rs417.86 Billion | ▼ -87.1% |
| 2021 | -0.16x | Rs-50.69 Billion | Rs-50.76 Billion | Rs318.26 Billion | ▲ +59.8% |
| 2020 | -0.40x | Rs-102.20 Billion | Rs-102.44 Billion | Rs257.87 Billion | ▲ +53.6% |
| 2019 | -0.85x | Rs-133.31 Billion | Rs-133.67 Billion | Rs155.99 Billion | ▲ +20.0% |
| 2018 | -1.07x | Rs-33.69 Billion | Rs-33.70 Billion | Rs31.53 Billion | ▼ -114.4% |
| 2017 | 7.42x | Rs19.30 Million | Rs-4.60 Million | Rs2.60 Million | — |