Bajaj Housing Finance (BAJAJHFL) — Net Asset Quality Index
Bajaj Housing Finance (BAJAJHFL) has a Net Asset Quality Index of 17.7% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs1.27 Trillion minus total liabilities of Rs1.05 Trillion yields net assets of Rs225.23 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check Bajaj Housing Finance liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bajaj Housing Finance Net Asset Quality Index Over Time (2017–2026)
This chart shows how Bajaj Housing Finance's Net Asset Quality Index has evolved across 10 annual periods from 2017 to 2026. As of March 2026, the index stands at 17.7%, representing net assets of Rs225.23 Billion against total assets of Rs1.27 Trillion INR. See how liquid is Bajaj Housing Finance's working capital to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Bajaj Housing Finance (2017–2026)
The table below presents the year-by-year Net Asset Quality Index for Bajaj Housing Finance from 2017 to 2026, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Bajaj Housing Finance market capitalisation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2026 | 17.7% | Rs225.23 Billion | Rs1.27 Trillion | Rs1.05 Trillion | ▼ -1.7 pp |
| 2025 | 19.4% | Rs199.47 Billion | Rs1.03 Trillion | Rs828.62 Billion | ▲ +4.5 pp |
| 2024 | 15.0% | Rs122.33 Billion | Rs818.27 Billion | Rs695.94 Billion | ▼ -1.3 pp |
| 2023 | 16.2% | Rs105.03 Billion | Rs646.54 Billion | Rs541.51 Billion | ▲ +2.4 pp |
| 2022 | 13.9% | Rs67.41 Billion | Rs485.27 Billion | Rs417.86 Billion | ▼ -2.0 pp |
| 2021 | 15.9% | Rs60.32 Billion | Rs378.58 Billion | Rs318.26 Billion | ▼ -1.9 pp |
| 2020 | 17.8% | Rs55.85 Billion | Rs313.72 Billion | Rs257.87 Billion | ▼ -1.2 pp |
| 2019 | 19.0% | Rs36.58 Billion | Rs192.58 Billion | Rs155.99 Billion | ▼ -14.1 pp |
| 2018 | 33.0% | Rs15.56 Billion | Rs47.09 Billion | Rs31.53 Billion | ▼ -66.9 pp |
| 2017 | 99.9% | Rs3.25 Billion | Rs3.26 Billion | Rs2.60 Million | — |