Bajaj Housing Finance (BAJAJHFL) — Cash Flow-to-Debt Ratio
Bajaj Housing Finance (BAJAJHFL) has a Cash Flow-to-Debt Ratio of -0.13x as of September 2025, meaning its operating cash flow of Rs-118.58 Billion could theoretically repay 0% of its total liabilities (Rs947.96 Billion) in one year. See BAJAJHFL FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bajaj Housing Finance Cash Flow-to-Debt Ratio (2017–2026)
Historical debt coverage capacity for Bajaj Housing Finance across 10 annual periods. For the full cash flow conversion analysis, see BAJAJHFL cash flow metrics.
Annual Cash Flow-to-Debt Ratio for Bajaj Housing Finance (2017–2026)
Year-by-year debt coverage analysis for Bajaj Housing Finance. Check Bajaj Housing Finance (BAJAJHFL) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.04x | Rs43.26 Billion | Rs1.05 Trillion | ▲ +120.1% |
| 2025 | -0.21x | Rs-170.75 Billion | Rs828.62 Billion | ▲ +7.0% |
| 2024 | -0.22x | Rs-154.28 Billion | Rs695.94 Billion | ▲ +16.2% |
| 2023 | -0.26x | Rs-143.32 Billion | Rs541.51 Billion | ▲ +11.4% |
| 2022 | -0.30x | Rs-124.81 Billion | Rs417.86 Billion | ▼ -87.3% |
| 2021 | -0.16x | Rs-50.76 Billion | Rs318.26 Billion | ▲ +59.9% |
| 2020 | -0.40x | Rs-102.44 Billion | Rs257.87 Billion | ▲ +53.6% |
| 2019 | -0.86x | Rs-133.67 Billion | Rs155.99 Billion | ▲ +19.8% |
| 2018 | -1.07x | Rs-33.70 Billion | Rs31.53 Billion | ▲ +39.6% |
| 2017 | -1.77x | Rs-4.60 Million | Rs2.60 Million | — |