Bajaj Housing Finance (BAJAJHFL) — Cash Flow-to-Debt Ratio

Latest as of September 2025: -0.13x

Bajaj Housing Finance (BAJAJHFL) has a Cash Flow-to-Debt Ratio of -0.13x as of September 2025, meaning its operating cash flow of Rs-118.58 Billion could theoretically repay 0% of its total liabilities (Rs947.96 Billion) in one year. See BAJAJHFL free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

-0.13x
Operating CF / Total Liabilities

Operating Cash Flow

Rs-118.58 Billion
INR

Total Liabilities

Rs947.96 Billion
INR

Data as of

Sep 2025
Most recent filing

Bajaj Housing Finance Cash Flow-to-Debt Ratio (2017–2026)

Historical debt coverage capacity for Bajaj Housing Finance across 10 annual periods. Also explore Bajaj Housing Finance (BAJAJHFL) net asset momentum to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for Bajaj Housing Finance (2017–2026)

Year-by-year debt coverage analysis for Bajaj Housing Finance. For market capitalisation and broader financial context, see Bajaj Housing Finance (BAJAJHFL) total market value.

Year CF-to-Debt Ratio Operating CF (INR) Total Liabilities YoY Change
2026 0.04x Rs43.26 Billion Rs1.05 Trillion ▲ +120.1%
2025 -0.21x Rs-170.75 Billion Rs828.62 Billion ▲ +7.0%
2024 -0.22x Rs-154.28 Billion Rs695.94 Billion ▲ +16.2%
2023 -0.26x Rs-143.32 Billion Rs541.51 Billion ▲ +11.4%
2022 -0.30x Rs-124.81 Billion Rs417.86 Billion ▼ -87.3%
2021 -0.16x Rs-50.76 Billion Rs318.26 Billion ▲ +59.9%
2020 -0.40x Rs-102.44 Billion Rs257.87 Billion ▲ +53.6%
2019 -0.86x Rs-133.67 Billion Rs155.99 Billion ▲ +19.8%
2018 -1.07x Rs-33.70 Billion Rs31.53 Billion ▲ +39.6%
2017 -1.77x Rs-4.60 Million Rs2.60 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.