Bajaj Housing Finance (BAJAJHFL) — Cash Flow-to-Debt Ratio

Latest as of September 2025: -0.13x

Bajaj Housing Finance (BAJAJHFL) has a Cash Flow-to-Debt Ratio of -0.13x as of September 2025, meaning its operating cash flow of Rs-118.58 Billion could theoretically repay 0% of its total liabilities (Rs947.96 Billion) in one year. Check Bajaj Housing Finance total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

CF-to-Debt Ratio

-0.13x
Operating CF / Total Liabilities

Operating Cash Flow

Rs-118.58 Billion
INR

Total Liabilities

Rs947.96 Billion
INR

Data as of

Sep 2025
Most recent filing

Bajaj Housing Finance Cash Flow-to-Debt Ratio (2017–2026)

Historical debt coverage capacity for Bajaj Housing Finance across 10 annual periods. Also explore Bajaj Housing Finance balance sheet assets for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Bajaj Housing Finance (2017–2026)

Year-by-year debt coverage analysis for Bajaj Housing Finance. For market capitalisation and broader financial context, see Bajaj Housing Finance market capitalisation.

Year CF-to-Debt Ratio Operating CF (INR) Total Liabilities YoY Change
2026 0.04x Rs43.26 Billion Rs1.05 Trillion ▲ +120.1%
2025 -0.21x Rs-170.75 Billion Rs828.62 Billion ▲ +7.0%
2024 -0.22x Rs-154.28 Billion Rs695.94 Billion ▲ +16.2%
2023 -0.26x Rs-143.32 Billion Rs541.51 Billion ▲ +11.4%
2022 -0.30x Rs-124.81 Billion Rs417.86 Billion ▼ -87.3%
2021 -0.16x Rs-50.76 Billion Rs318.26 Billion ▲ +59.9%
2020 -0.40x Rs-102.44 Billion Rs257.87 Billion ▲ +53.6%
2019 -0.86x Rs-133.67 Billion Rs155.99 Billion ▲ +19.8%
2018 -1.07x Rs-33.70 Billion Rs31.53 Billion ▲ +39.6%
2017 -1.77x Rs-4.60 Million Rs2.60 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.