ESAF Small Finance Bank (ESAFSFB) — Cash Flow Quality Index
ESAF Small Finance Bank (ESAFSFB) has a Cash Flow Quality Index of -4.60x as of September 2023. Operating cash flow of Rs-6.45 Billion is below net income of Rs1.40 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore ESAFSFB long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ESAF Small Finance Bank Cash Flow Quality Index (2016–2023)
Historical Cash Flow Quality Index for ESAF Small Finance Bank across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ESAFSFB goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for ESAF Small Finance Bank (2016–2023)
Year-by-year earnings quality comparison for ESAF Small Finance Bank. For live market cap and the full company financial profile, see ESAF Small Finance Bank market capitalisation.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2023 | -9.87x | Rs-42.01 Billion | Rs4.26 Billion | ▼ -23.3% |
| 2022 | -8.01x | Rs-24.21 Billion | Rs3.02 Billion | ▼ -200.6% |
| 2021 | 7.96x | Rs5.88 Billion | Rs738.50 Million | ▲ +233.5% |
| 2020 | -5.97x | Rs-8.44 Billion | Rs1.41 Billion | ▼ -633.8% |
| 2019 | 1.12x | Rs2.13 Billion | Rs1.90 Billion | ▼ -19.4% |
| 2018 | 1.39x | Rs1.25 Billion | Rs902.84 Million | ▼ -79.6% |
| 2017 | 6.79x | Rs2.98 Billion | Rs438.41 Million | ▲ +112.8% |
| 2016 | -53.11x | Rs-1.17 Billion | Rs21.96 Million | — |