ESAF Small Finance Bank (ESAFSFB) — Cash Flow Quality Index
ESAF Small Finance Bank (ESAFSFB) has a Cash Flow Quality Index of -4.60x as of September 2023. Operating cash flow of Rs-6.45 Billion is below net income of Rs1.40 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore ESAFSFB cash generation efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ESAF Small Finance Bank Cash Flow Quality Index (2016–2023)
Historical Cash Flow Quality Index for ESAF Small Finance Bank across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of ESAF Small Finance Bank to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for ESAF Small Finance Bank (2016–2023)
Year-by-year earnings quality comparison for ESAF Small Finance Bank. For live market cap and the full company financial profile, see ESAF Small Finance Bank stock valuation.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2023 | -9.87x | Rs-42.01 Billion | Rs4.26 Billion | ▼ -23.3% |
| 2022 | -8.01x | Rs-24.21 Billion | Rs3.02 Billion | ▼ -200.6% |
| 2021 | 7.96x | Rs5.88 Billion | Rs738.50 Million | ▲ +233.5% |
| 2020 | -5.97x | Rs-8.44 Billion | Rs1.41 Billion | ▼ -633.8% |
| 2019 | 1.12x | Rs2.13 Billion | Rs1.90 Billion | ▼ -19.4% |
| 2018 | 1.39x | Rs1.25 Billion | Rs902.84 Million | ▼ -79.6% |
| 2017 | 6.79x | Rs2.98 Billion | Rs438.41 Million | ▲ +112.8% |
| 2016 | -53.11x | Rs-1.17 Billion | Rs21.96 Million | — |