ESAF Small Finance Bank Cash Flow Quality Index
ESAF Small Finance Bank cash flow quality index. ESAF Small Finance Bank (ESAFSFB) has a Cash Flow Quality Index of -4.60x as of September 2023. Operating cash flow of Rs-6.45 Billion is below net income of Rs1.40 Billion, suggesting accrual-heavy earnings not yet converted to cash. See ESAFSFB FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of ESAF Small Finance Bank (2016–2023)
Cash flow quality index of ESAF Small Finance Bank from 2016 to 2023. Historical Cash Flow Quality Index for ESAF Small Finance Bank across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore ESAF Small Finance Bank cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
ESAF Small Finance Bank Cash Flow Quality Index by Year (2016–2023)
ESAF Small Finance Bank cash flow quality index by year from 2016 to 2023. Year-by-year earnings quality comparison for ESAF Small Finance Bank. For the full cash flow conversion analysis, see how efficiently does ESAF Small Finance Bank generate cash.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2023 | -9.87x | Rs-42.01 Billion | Rs4.26 Billion | ▼ -23.3% |
| 2022 | -8.01x | Rs-24.21 Billion | Rs3.02 Billion | ▼ -200.6% |
| 2021 | 7.96x | Rs5.88 Billion | Rs738.50 Million | ▲ +233.5% |
| 2020 | -5.97x | Rs-8.44 Billion | Rs1.41 Billion | ▼ -633.8% |
| 2019 | 1.12x | Rs2.13 Billion | Rs1.90 Billion | ▼ -19.4% |
| 2018 | 1.39x | Rs1.25 Billion | Rs902.84 Million | ▼ -79.6% |
| 2017 | 6.79x | Rs2.98 Billion | Rs438.41 Million | ▲ +112.8% |
| 2016 | -53.11x | Rs-1.17 Billion | Rs21.96 Million | — |