ESAF Small Finance Bank (NSE:ESAFSFB) — Stock Price
ESAF Small Finance Bank (NSE:ESAFSFB) is currently trading at Rs39.85 INR, down 1.04% today. Over the past 52 weeks, shares have ranged between Rs19.86 and Rs42.54. This page tracks ESAF Small Finance Bank's live share price on the NSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see ESAFSFB company net worth.
ESAF Small Finance Bank (ESAFSFB) Stock Price Chart — Daily History & Trading Volume
The chart below tracks ESAF Small Finance Bank's daily closing share price and trading volume on the NSE exchange over the past year, giving a clear view of recent price momentum and liquidity.
ESAF Small Finance Bank Income Statement — Revenue, Profit & Earnings by Year
ESAF Small Finance Bank's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | Rs43.48 Billion | Rs43.29 Billion | Rs42.60 Billion | Rs30.73 Billion | Rs21.48 Billion |
| Cost of Revenue | Rs27.78 Billion | Rs18.11 Billion | Rs14.49 Billion | Rs10.17 Billion | Rs7.93 Billion |
| Gross Profit | Rs15.70 Billion | Rs25.19 Billion | Rs28.11 Billion | Rs20.55 Billion | Rs13.55 Billion |
| Research & Development | — | — | — | — | — |
| SG&A | Rs6.92 Billion | Rs27.75 Million | Rs23.00 Million | Rs24.63 Million | Rs11.82 Million |
| Total Operating Expenses | Rs17.99 Billion | Rs32.11 Billion | Rs22.41 Billion | Rs16.49 Billion | Rs13.00 Billion |
| Operating Income | Rs-2.28 Billion | Rs-6.93 Billion | Rs5.70 Billion | Rs4.06 Billion | Rs547.32 Million |
| EBITDA | Rs-1.63 Billion | Rs-6.34 Billion | Rs6.21 Billion | Rs4.48 Billion | Rs875.06 Million |
| EBIT | Rs-2.28 Billion | Rs-6.93 Billion | Rs5.70 Billion | Rs4.06 Billion | Rs547.32 Million |
| Interest Expense | Rs18.37 Billion | Rs18.11 Billion | Rs14.49 Billion | Rs10.17 Billion | Rs7.93 Billion |
| Income Before Tax | Rs-2.28 Billion | Rs-6.93 Billion | Rs5.70 Billion | Rs4.06 Billion | Rs547.32 Million |
| Income Tax Expense | Rs-620.00 Million | Rs-1.72 Billion | Rs1.45 Billion | Rs1.04 Billion | Rs191.20 Million |
| Net Income | Rs-1.66 Billion | Rs-5.21 Billion | Rs4.26 Billion | Rs3.02 Billion | Rs547.32 Million |
ESAF Small Finance Bank Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes ESAF Small Finance Bank's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | Rs308.68 Billion | Rs271.78 Billion | Rs260.87 Billion | Rs202.24 Billion | Rs177.08 Billion |
| Total Current Assets | Rs11.75 Billion | Rs23.84 Billion | Rs18.28 Billion | Rs10.36 Billion | Rs16.74 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | — | — | Rs-12.17 Billion | Rs-7.66 Billion | — |
| Net Receivables | — | Rs3.83 Billion | Rs3.86 Billion | Rs2.57 Billion | Rs1.35 Billion |
| Inventory | — | — | — | Rs-2.58 Billion | Rs-16.46 Billion |
| Property, Plant & Equipment | — | — | — | — | — |
| Goodwill | — | — | — | — | — |
| Total Liabilities | Rs290.81 Billion | Rs252.29 Billion | Rs235.95 Billion | Rs185.09 Billion | Rs162.96 Billion |
| Total Current Liabilities | — | Rs232.87 Billion | Rs199.33 Billion | Rs147.22 Billion | Rs128.56 Billion |
| Long-term Debt | — | — | — | — | — |
| Net Debt | Rs15.78 Billion | Rs-5.73 Billion | Rs11.50 Billion | Rs19.13 Billion | Rs7.45 Billion |
| Total Stockholder Equity | Rs17.87 Billion | Rs19.49 Billion | Rs24.92 Billion | Rs17.15 Billion | Rs14.12 Billion |
| Retained Earnings | — | Rs2.91 Billion | Rs8.57 Billion | Rs5.42 Billion | Rs3.21 Billion |
ESAF Small Finance Bank Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how ESAF Small Finance Bank generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | Rs4.92 Billion | Rs-2.32 Billion | Rs-42.01 Billion | Rs-24.21 Billion | Rs5.88 Billion |
| Capital Expenditures | Rs2.83 Billion | Rs1.53 Billion | Rs714.12 Million | Rs716.51 Million | Rs540.14 Million |
| Free Cash Flow | Rs2.09 Billion | Rs-3.85 Billion | Rs7.94 Billion | Rs-6.42 Billion | Rs5.34 Billion |
| Investing Cash Flow | Rs-52.18 Billion | Rs-7.69 Billion | Rs-5.83 Billion | Rs-5.73 Billion | Rs-9.82 Billion |
| Financing Cash Flow | Rs39.21 Billion | Rs15.57 Billion | Rs54.37 Billion | Rs22.50 Billion | Rs50.74 Billion |
| Dividends Paid | — | Rs-360.30 Million | — | — | — |
| Stock-Based Compensation | — | Rs39.50 Million | Rs-1.96 Million | Rs10.69 Million | Rs48.06 Million |
| Depreciation | — | Rs592.50 Million | Rs509.94 Million | Rs417.89 Million | Rs327.74 Million |
| Change in Cash | — | Rs5.56 Billion | Rs6.53 Billion | Rs-7.45 Billion | Rs-3.08 Billion |
ESAF Small Finance Bank Earnings History — EPS Actual vs. Analyst Estimates
Track ESAF Small Finance Bank's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
Earnings history is not currently available for ESAF Small Finance Bank.