ESAF Small Finance Bank Defensive Interval Ratio
ESAF Small Finance Bank defensive interval ratio. ESAF Small Finance Bank (ESAFSFB) has a Defensive Interval Ratio of 6 days as of March 2025. Defensive assets of Rs3.83 Billion (cash Rs-, short-term investments Rs-, receivables Rs3.83 Billion) cover 6 days of daily cash needs of Rs638.00 Million/day. See ESAF Small Finance Bank (ESAFSFB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of ESAF Small Finance Bank (2017–2024)
Defensive interval ratio of ESAF Small Finance Bank from 2017 to 2024. This chart shows how ESAF Small Finance Bank's Defensive Interval Ratio has evolved across 8 annual periods from 2017 to 2024. As of March 2025, the ratio stands at 6 days, meaning defensive assets of Rs3.83 Billion can fund 6 days of operations without new revenue. Check ESAFSFB financial resilience to evaluate the company's liquid asset resilience ratio.
ESAF Small Finance Bank Defensive Interval Ratio by Year (2017–2024)
ESAF Small Finance Bank defensive interval ratio by year from 2017 to 2024. The table below presents the year-by-year Defensive Interval Ratio for ESAF Small Finance Bank from 2017 to 2024, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see ESAFSFB asset base.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 6 days | Rs3.83 Billion | Rs638.00 Million/day | Rs- | Rs- | ▲ +21 days |
| 2023 | -15 days | Rs-8.31 Billion | Rs546.12 Million/day | Rs- | Rs-12.17 Billion | ▼ -3 days |
| 2022 | -13 days | Rs-5.09 Billion | Rs403.34 Million/day | Rs- | Rs-7.66 Billion | ▼ -16 days |
| 2021 | 4 days | Rs1.35 Billion | Rs352.22 Million/day | Rs- | Rs- | ▲ +1 days |
| 2020 | 3 days | Rs767.51 Million | Rs247.16 Million/day | Rs- | Rs- | ▼ 0 days |
| 2019 | 3 days | Rs637.27 Million | Rs193.08 Million/day | Rs- | Rs- | ▼ 0 days |
| 2018 | 3 days | Rs409.34 Million | Rs119.01 Million/day | Rs- | Rs- | ▼ 0 days |
| 2017 | 4 days | Rs269.01 Million | Rs69.86 Million/day | Rs- | Rs- | — |