ESAF Small Finance Bank Working Capital to Net Assets Ratio
ESAF Small Finance Bank working capital to net assets ratio. ESAF Small Finance Bank (ESAFSFB) has a Working Capital to Net Assets ratio of -1247.0% as of September 2025. Working capital of Rs-218.68 Billion (current assets of Rs10.26 Billion minus current liabilities of Rs228.94 Billion) is measured against net assets of Rs17.54 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check ESAF Small Finance Bank (ESAFSFB) tangible equity ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of ESAF Small Finance Bank (2016–2024)
Working capital to net assets ratio of ESAF Small Finance Bank from 2016 to 2024. This chart shows how ESAF Small Finance Bank's Working Capital to Net Assets ratio has evolved across 9 annual periods from 2016 to 2024. As of September 2025, the ratio stands at -1247.0%, reflecting working capital of Rs-218.68 Billion against net assets of Rs17.54 Billion INR. See ESAFSFB cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
ESAF Small Finance Bank Working Capital to Net Assets Ratio by Year (2016–2024)
ESAF Small Finance Bank working capital to net assets ratio by year from 2016 to 2024. The table below presents the year-by-year Working Capital to Net Assets ratio for ESAF Small Finance Bank from 2016 to 2024, covering 9 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see balance sheet size of ESAF Small Finance Bank.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -1072.5% | Rs-209.03 Billion | Rs19.49 Billion | Rs23.84 Billion | Rs232.87 Billion | ▼ -345.9 pp |
| 2023 | -726.6% | Rs-181.05 Billion | Rs24.92 Billion | Rs18.28 Billion | Rs199.33 Billion | ▲ +71.4 pp |
| 2022 | -798.0% | Rs-136.86 Billion | Rs17.15 Billion | Rs10.36 Billion | Rs147.22 Billion | ▼ -5.9 pp |
| 2021 | -792.1% | Rs-111.82 Billion | Rs14.12 Billion | Rs16.74 Billion | Rs128.56 Billion | ▼ -269.5 pp |
| 2020 | -522.6% | Rs-70.66 Billion | Rs13.52 Billion | Rs19.55 Billion | Rs90.21 Billion | ▲ +65.9 pp |
| 2019 | -588.6% | Rs-63.81 Billion | Rs10.84 Billion | Rs6.67 Billion | Rs70.47 Billion | ▼ -186.5 pp |
| 2018 | -402.1% | Rs-35.93 Billion | Rs8.94 Billion | Rs7.50 Billion | Rs43.44 Billion | ▲ +129.5 pp |
| 2017 | -531.6% | Rs-18.25 Billion | Rs3.43 Billion | Rs7.25 Billion | Rs25.50 Billion | ▼ -579.2 pp |
| 2016 | 47.6% | Rs1.46 Billion | Rs3.06 Billion | Rs5.69 Billion | Rs4.24 Billion | — |