ESAF Small Finance Bank Net Asset Quality Index
ESAF Small Finance Bank net asset quality index. ESAF Small Finance Bank (ESAFSFB) has a Net Asset Quality Index of 5.8% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs308.68 Billion minus total liabilities of Rs290.81 Billion yields net assets of Rs17.87 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See ESAF Small Finance Bank (ESAFSFB) net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of ESAF Small Finance Bank (2016–2025)
Net asset quality index of ESAF Small Finance Bank from 2016 to 2025. This chart shows how ESAF Small Finance Bank's Net Asset Quality Index has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the index stands at 5.8%, representing net assets of Rs17.87 Billion against total assets of Rs308.68 Billion INR. Check ESAF Small Finance Bank (ESAFSFB) strategic investment index to assess the company's strategic physical and investment asset allocation.
ESAF Small Finance Bank Net Asset Quality Index by Year (2016–2025)
ESAF Small Finance Bank net asset quality index by year from 2016 to 2025. The table below presents the year-by-year Net Asset Quality Index for ESAF Small Finance Bank from 2016 to 2025, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market cap of ESAF Small Finance Bank.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 5.8% | Rs17.87 Billion | Rs308.68 Billion | Rs290.81 Billion | ▼ -1.4 pp |
| 2024 | 7.2% | Rs19.49 Billion | Rs271.78 Billion | Rs252.29 Billion | ▼ -2.4 pp |
| 2023 | 9.6% | Rs24.92 Billion | Rs260.87 Billion | Rs235.95 Billion | ▲ +1.1 pp |
| 2022 | 8.5% | Rs17.15 Billion | Rs202.24 Billion | Rs185.09 Billion | ▲ +0.5 pp |
| 2021 | 8.0% | Rs14.12 Billion | Rs177.08 Billion | Rs162.96 Billion | ▼ -3.0 pp |
| 2020 | 11.0% | Rs13.52 Billion | Rs123.39 Billion | Rs109.87 Billion | ▼ -0.5 pp |
| 2019 | 11.4% | Rs10.84 Billion | Rs94.70 Billion | Rs83.86 Billion | ▼ -1.2 pp |
| 2018 | 12.7% | Rs8.94 Billion | Rs70.58 Billion | Rs61.65 Billion | ▲ +5.4 pp |
| 2017 | 7.3% | Rs3.43 Billion | Rs47.25 Billion | Rs43.82 Billion | ▼ -3.1 pp |
| 2016 | 10.4% | Rs3.06 Billion | Rs29.38 Billion | Rs26.32 Billion | — |