Jana Small Finance Bank Cash Flow Quality Index
Jana Small Finance Bank cash flow quality index. Jana Small Finance Bank (JSFB) has a Cash Flow Quality Index of -14.53x as of September 2025. Operating cash flow of Rs-25.70 Billion is below net income of Rs1.77 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Jana Small Finance Bank leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Jana Small Finance Bank (2013–2025)
Cash flow quality index of Jana Small Finance Bank from 2013 to 2025. Historical Cash Flow Quality Index for Jana Small Finance Bank across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore JSFB cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Jana Small Finance Bank Cash Flow Quality Index by Year (2013–2025)
Jana Small Finance Bank cash flow quality index by year from 2013 to 2025. Year-by-year earnings quality comparison for Jana Small Finance Bank. For the full cash flow conversion analysis, see JSFB operating cash flow.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.82x | Rs5.94 Billion | Rs3.26 Billion | ▲ +136.8% |
| 2024 | -4.94x | Rs-24.75 Billion | Rs5.01 Billion | ▼ -567.6% |
| 2023 | 1.06x | Rs7.07 Billion | Rs6.70 Billion | ▲ +106.9% |
| 2022 | -15.37x | Rs-39.35 Billion | Rs2.56 Billion | ▼ -131.3% |
| 2021 | 49.14x | Rs8.59 Billion | Rs174.71 Million | ▲ +477.1% |
| 2020 | 8.52x | Rs6.15 Billion | Rs722.60 Million | ▼ -73.0% |
| 2019 | 31.49x | Rs9.49 Billion | Rs301.32 Million | ▲ +321.7% |
| 2016 | -14.20x | Rs-24.16 Billion | Rs1.70 Billion | ▲ +54.2% |
| 2015 | -30.99x | Rs-49.68 Billion | Rs1.60 Billion | ▼ -31.0% |
| 2014 | -23.65x | Rs-17.84 Billion | Rs754.11 Million | ▼ -16.6% |
| 2013 | -20.28x | Rs-10.27 Billion | Rs506.28 Million | — |