Jana Small Finance Bank Cash Flow-to-Debt Ratio
Jana Small Finance Bank cash flow-to-debt ratio. Jana Small Finance Bank (JSFB) has a Cash Flow-to-Debt Ratio of -0.07x as of September 2025, meaning its operating cash flow of Rs-25.70 Billion could theoretically repay 0% of its total liabilities (Rs378.73 Billion) in one year. Check JSFB cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Jana Small Finance Bank (2013–2025)
Cash flow-to-debt ratio of Jana Small Finance Bank from 2013 to 2025. Historical debt coverage capacity for Jana Small Finance Bank across 13 annual periods. Check JSFB cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Jana Small Finance Bank Cash Flow-to-Debt Ratio by Year (2013–2025)
Jana Small Finance Bank cash flow-to-debt ratio by year from 2013 to 2025. Year-by-year debt coverage analysis for Jana Small Finance Bank. For the full cash flow conversion analysis, see JSFB operating cash flow.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | Rs5.94 Billion | Rs429.78 Billion | ▲ +119.2% |
| 2024 | -0.07x | Rs-24.75 Billion | Rs343.45 Billion | ▼ -397.0% |
| 2023 | 0.02x | Rs7.07 Billion | Rs291.33 Billion | ▲ +114.7% |
| 2022 | -0.17x | Rs-39.35 Billion | Rs238.46 Billion | ▼ -464.9% |
| 2021 | 0.05x | Rs8.59 Billion | Rs189.88 Billion | ▲ +32.0% |
| 2020 | 0.03x | Rs6.15 Billion | Rs179.64 Billion | ▼ -52.7% |
| 2019 | 0.07x | Rs9.49 Billion | Rs131.01 Billion | ▼ -77.1% |
| 2018 | 0.32x | Rs27.71 Billion | Rs87.73 Billion | ▲ +78.3% |
| 2017 | 0.18x | Rs14.57 Billion | Rs82.20 Billion | ▲ +192.8% |
| 2016 | -0.19x | Rs-24.16 Billion | Rs126.56 Billion | ▲ +60.8% |
| 2015 | -0.49x | Rs-49.68 Billion | Rs101.92 Billion | ▼ -7.3% |
| 2014 | -0.45x | Rs-17.84 Billion | Rs39.28 Billion | ▲ +11.7% |
| 2013 | -0.51x | Rs-10.27 Billion | Rs19.97 Billion | — |