Jana Small Finance Bank (JSFB) — Cash Flow-to-Debt Ratio
Jana Small Finance Bank (JSFB) has a Cash Flow-to-Debt Ratio of -0.07x as of September 2025, meaning its operating cash flow of Rs-25.70 Billion could theoretically repay 0% of its total liabilities (Rs378.73 Billion) in one year. See JSFB cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Jana Small Finance Bank Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for Jana Small Finance Bank across 13 annual periods. Also explore net asset momentum of Jana Small Finance Bank to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Jana Small Finance Bank (2013–2025)
Year-by-year debt coverage analysis for Jana Small Finance Bank. For market capitalisation and broader financial context, see market cap of Jana Small Finance Bank.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | Rs5.94 Billion | Rs429.78 Billion | ▲ +119.2% |
| 2024 | -0.07x | Rs-24.75 Billion | Rs343.45 Billion | ▼ -397.0% |
| 2023 | 0.02x | Rs7.07 Billion | Rs291.33 Billion | ▲ +114.7% |
| 2022 | -0.17x | Rs-39.35 Billion | Rs238.46 Billion | ▼ -464.9% |
| 2021 | 0.05x | Rs8.59 Billion | Rs189.88 Billion | ▲ +32.0% |
| 2020 | 0.03x | Rs6.15 Billion | Rs179.64 Billion | ▼ -52.7% |
| 2019 | 0.07x | Rs9.49 Billion | Rs131.01 Billion | ▼ -77.1% |
| 2018 | 0.32x | Rs27.71 Billion | Rs87.73 Billion | ▲ +78.3% |
| 2017 | 0.18x | Rs14.57 Billion | Rs82.20 Billion | ▲ +192.8% |
| 2016 | -0.19x | Rs-24.16 Billion | Rs126.56 Billion | ▲ +60.8% |
| 2015 | -0.49x | Rs-49.68 Billion | Rs101.92 Billion | ▼ -7.3% |
| 2014 | -0.45x | Rs-17.84 Billion | Rs39.28 Billion | ▲ +11.7% |
| 2013 | -0.51x | Rs-10.27 Billion | Rs19.97 Billion | — |