Jana Small Finance Bank (JSFB) — Cash Flow-to-Debt Ratio
Jana Small Finance Bank (JSFB) has a Cash Flow-to-Debt Ratio of -0.07x as of September 2025, meaning its operating cash flow of Rs-25.70 Billion could theoretically repay 0% of its total liabilities (Rs378.73 Billion) in one year. Explore JSFB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Jana Small Finance Bank Cash Flow-to-Debt Ratio (2013–2025)
Historical debt coverage capacity for Jana Small Finance Bank across 13 annual periods. Also explore JSFB asset base for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Jana Small Finance Bank (2013–2025)
Year-by-year debt coverage analysis for Jana Small Finance Bank. For market capitalisation and broader financial context, see Jana Small Finance Bank (JSFB) total market value.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | Rs5.94 Billion | Rs429.78 Billion | ▲ +119.2% |
| 2024 | -0.07x | Rs-24.75 Billion | Rs343.45 Billion | ▼ -397.0% |
| 2023 | 0.02x | Rs7.07 Billion | Rs291.33 Billion | ▲ +114.7% |
| 2022 | -0.17x | Rs-39.35 Billion | Rs238.46 Billion | ▼ -464.9% |
| 2021 | 0.05x | Rs8.59 Billion | Rs189.88 Billion | ▲ +32.0% |
| 2020 | 0.03x | Rs6.15 Billion | Rs179.64 Billion | ▼ -52.7% |
| 2019 | 0.07x | Rs9.49 Billion | Rs131.01 Billion | ▼ -77.1% |
| 2018 | 0.32x | Rs27.71 Billion | Rs87.73 Billion | ▲ +78.3% |
| 2017 | 0.18x | Rs14.57 Billion | Rs82.20 Billion | ▲ +192.8% |
| 2016 | -0.19x | Rs-24.16 Billion | Rs126.56 Billion | ▲ +60.8% |
| 2015 | -0.49x | Rs-49.68 Billion | Rs101.92 Billion | ▼ -7.3% |
| 2014 | -0.45x | Rs-17.84 Billion | Rs39.28 Billion | ▲ +11.7% |
| 2013 | -0.51x | Rs-10.27 Billion | Rs19.97 Billion | — |