Jana Small Finance Bank (JSFB) — Working Capital to Net Assets Ratio
Jana Small Finance Bank (JSFB) has a Working Capital to Net Assets ratio of -743.3% as of March 2026. Working capital of Rs-332.26 Billion (current assets of Rs25.58 Billion minus current liabilities of Rs357.84 Billion) is measured against net assets of Rs44.70 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See JSFB financial flexibility index to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Jana Small Finance Bank Working Capital to Net Assets (2019–2025)
This chart shows how Jana Small Finance Bank's Working Capital to Net Assets ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at -743.3%, reflecting working capital of Rs-332.26 Billion against net assets of Rs44.70 Billion INR. See Jana Small Finance Bank (JSFB) liquidity interval to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Jana Small Finance Bank (2019–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Jana Small Finance Bank from 2019 to 2025, covering 7 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see JSFB market cap overview.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -743.3% | Rs-332.26 Billion | Rs44.70 Billion | Rs25.58 Billion | Rs357.84 Billion | ▼ -144.5 pp |
| 2024 | -598.8% | Rs-246.60 Billion | Rs41.18 Billion | Rs44.59 Billion | Rs291.20 Billion | ▼ -515.9 pp |
| 2023 | -82.9% | Rs-29.66 Billion | Rs35.77 Billion | Rs25.74 Billion | Rs55.41 Billion | ▼ -185.3 pp |
| 2022 | 102.4% | Rs18.41 Billion | Rs17.97 Billion | Rs21.49 Billion | Rs3.09 Billion | ▼ -33.7 pp |
| 2021 | 136.2% | Rs16.35 Billion | Rs12.01 Billion | Rs18.70 Billion | Rs2.36 Billion | ▲ +1060.6 pp |
| 2020 | -924.4% | Rs-103.06 Billion | Rs11.15 Billion | Rs22.49 Billion | Rs125.54 Billion | ▼ -799.3 pp |
| 2019 | -125.2% | Rs-13.06 Billion | Rs10.44 Billion | Rs4.81 Billion | Rs17.87 Billion | — |