Jana Small Finance Bank Working Capital to Net Assets Ratio
Jana Small Finance Bank working capital to net assets ratio. Jana Small Finance Bank (JSFB) has a Working Capital to Net Assets ratio of -743.3% as of March 2026. Working capital of Rs-332.26 Billion (current assets of Rs25.58 Billion minus current liabilities of Rs357.84 Billion) is measured against net assets of Rs44.70 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. Check Jana Small Finance Bank (JSFB) tangible net worth to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Jana Small Finance Bank (2019–2025)
Working capital to net assets ratio of Jana Small Finance Bank from 2019 to 2025. This chart shows how Jana Small Finance Bank's Working Capital to Net Assets ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at -743.3%, reflecting working capital of Rs-332.26 Billion against net assets of Rs44.70 Billion INR. See Jana Small Finance Bank defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Jana Small Finance Bank Working Capital to Net Assets Ratio by Year (2019–2025)
Jana Small Finance Bank working capital to net assets ratio by year from 2019 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Jana Small Finance Bank from 2019 to 2025, covering 7 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see balance sheet size of Jana Small Finance Bank.
| Year | WC/NA Ratio | Working Capital (INR) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -743.3% | Rs-332.26 Billion | Rs44.70 Billion | Rs25.58 Billion | Rs357.84 Billion | ▼ -144.5 pp |
| 2024 | -598.8% | Rs-246.60 Billion | Rs41.18 Billion | Rs44.59 Billion | Rs291.20 Billion | ▼ -515.9 pp |
| 2023 | -82.9% | Rs-29.66 Billion | Rs35.77 Billion | Rs25.74 Billion | Rs55.41 Billion | ▼ -185.3 pp |
| 2022 | 102.4% | Rs18.41 Billion | Rs17.97 Billion | Rs21.49 Billion | Rs3.09 Billion | ▼ -33.7 pp |
| 2021 | 136.2% | Rs16.35 Billion | Rs12.01 Billion | Rs18.70 Billion | Rs2.36 Billion | ▲ +1060.6 pp |
| 2020 | -924.4% | Rs-103.06 Billion | Rs11.15 Billion | Rs22.49 Billion | Rs125.54 Billion | ▼ -799.3 pp |
| 2019 | -125.2% | Rs-13.06 Billion | Rs10.44 Billion | Rs4.81 Billion | Rs17.87 Billion | — |