Jana Small Finance Bank (JSFB) — Net Asset Quality Index
Jana Small Finance Bank (JSFB) has a Net Asset Quality Index of 9.4% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs474.48 Billion minus total liabilities of Rs429.78 Billion yields net assets of Rs44.70 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Read JSFB total liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Jana Small Finance Bank Net Asset Quality Index Over Time (2013–2025)
This chart shows how Jana Small Finance Bank's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of March 2026, the index stands at 9.4%, representing net assets of Rs44.70 Billion against total assets of Rs474.48 Billion INR. For live market cap and overall valuation, see JSFB company net worth.
Annual Net Asset Quality Index for Jana Small Finance Bank (2013–2025)
The table below presents the year-by-year Net Asset Quality Index for Jana Small Finance Bank from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check JSFB strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.4% | Rs44.70 Billion | Rs474.48 Billion | Rs429.78 Billion | ▼ -1.3 pp |
| 2024 | 10.7% | Rs41.18 Billion | Rs384.64 Billion | Rs343.45 Billion | ▼ -0.2 pp |
| 2023 | 10.9% | Rs35.77 Billion | Rs327.10 Billion | Rs291.33 Billion | ▲ +3.9 pp |
| 2022 | 7.0% | Rs17.97 Billion | Rs256.44 Billion | Rs238.46 Billion | ▲ +1.1 pp |
| 2021 | 5.9% | Rs12.01 Billion | Rs201.89 Billion | Rs189.88 Billion | ▲ +0.1 pp |
| 2020 | 5.8% | Rs11.15 Billion | Rs190.79 Billion | Rs179.64 Billion | ▼ -1.5 pp |
| 2019 | 7.4% | Rs10.44 Billion | Rs141.45 Billion | Rs131.01 Billion | ▲ +0.2 pp |
| 2018 | 7.1% | Rs6.74 Billion | Rs94.46 Billion | Rs87.73 Billion | ▼ -8.6 pp |
| 2017 | 15.7% | Rs15.29 Billion | Rs97.49 Billion | Rs82.20 Billion | ▼ -0.2 pp |
| 2016 | 15.9% | Rs23.97 Billion | Rs150.53 Billion | Rs126.56 Billion | ▲ +5.2 pp |
| 2015 | 10.8% | Rs12.28 Billion | Rs114.21 Billion | Rs101.92 Billion | ▼ -10.7 pp |
| 2014 | 21.5% | Rs10.73 Billion | Rs50.01 Billion | Rs39.28 Billion | ▲ +1.0 pp |
| 2013 | 20.5% | Rs5.14 Billion | Rs25.11 Billion | Rs19.97 Billion | — |