Jana Small Finance Bank (JSFB) — Net Asset Quality Index
Jana Small Finance Bank (JSFB) has a Net Asset Quality Index of 9.4% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs474.48 Billion minus total liabilities of Rs429.78 Billion yields net assets of Rs44.70 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Also explore JSFB asset base for the complete picture of this company's asset base.
Quality Index
Net Assets
Total Assets
Total Liabilities
Jana Small Finance Bank Net Asset Quality Index Over Time (2013–2025)
This chart shows how Jana Small Finance Bank's Net Asset Quality Index has evolved across 13 annual periods from 2013 to 2025. As of March 2026, the index stands at 9.4%, representing net assets of Rs44.70 Billion against total assets of Rs474.48 Billion INR. See Jana Small Finance Bank working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for Jana Small Finance Bank (2013–2025)
The table below presents the year-by-year Net Asset Quality Index for Jana Small Finance Bank from 2013 to 2025, covering 13 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see JSFB market cap overview.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 9.4% | Rs44.70 Billion | Rs474.48 Billion | Rs429.78 Billion | ▼ -1.3 pp |
| 2024 | 10.7% | Rs41.18 Billion | Rs384.64 Billion | Rs343.45 Billion | ▼ -0.2 pp |
| 2023 | 10.9% | Rs35.77 Billion | Rs327.10 Billion | Rs291.33 Billion | ▲ +3.9 pp |
| 2022 | 7.0% | Rs17.97 Billion | Rs256.44 Billion | Rs238.46 Billion | ▲ +1.1 pp |
| 2021 | 5.9% | Rs12.01 Billion | Rs201.89 Billion | Rs189.88 Billion | ▲ +0.1 pp |
| 2020 | 5.8% | Rs11.15 Billion | Rs190.79 Billion | Rs179.64 Billion | ▼ -1.5 pp |
| 2019 | 7.4% | Rs10.44 Billion | Rs141.45 Billion | Rs131.01 Billion | ▲ +0.2 pp |
| 2018 | 7.1% | Rs6.74 Billion | Rs94.46 Billion | Rs87.73 Billion | ▼ -8.6 pp |
| 2017 | 15.7% | Rs15.29 Billion | Rs97.49 Billion | Rs82.20 Billion | ▼ -0.2 pp |
| 2016 | 15.9% | Rs23.97 Billion | Rs150.53 Billion | Rs126.56 Billion | ▲ +5.2 pp |
| 2015 | 10.8% | Rs12.28 Billion | Rs114.21 Billion | Rs101.92 Billion | ▼ -10.7 pp |
| 2014 | 21.5% | Rs10.73 Billion | Rs50.01 Billion | Rs39.28 Billion | ▲ +1.0 pp |
| 2013 | 20.5% | Rs5.14 Billion | Rs25.11 Billion | Rs19.97 Billion | — |