Jana Small Finance Bank Financial Flexibility Index
Jana Small Finance Bank financial flexibility index. Jana Small Finance Bank (JSFB) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of Rs-25.28 Billion (operating CF Rs-25.70 Billion minus capex Rs423.38 Million) represents 0% of total liabilities (Rs378.73 Billion). See JSFB cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Jana Small Finance Bank (2013–2025)
Financial flexibility index of Jana Small Finance Bank from 2013 to 2025. Historical Financial Flexibility Index trend for Jana Small Finance Bank across 13 annual periods. Check cash flow quality index of Jana Small Finance Bank to evaluate the quality of earnings relative to operating cash generation.
Jana Small Finance Bank Financial Flexibility Index by Year (2013–2025)
Jana Small Finance Bank financial flexibility index by year from 2013 to 2025. Year-by-year free cash flow to debt coverage for Jana Small Finance Bank. For the full cash flow conversion analysis, see JSFB cash flow metrics.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rs7.16 Billion | Rs5.94 Billion | Rs429.78 Billion | ▲ +123.8% |
| 2024 | -0.07x | Rs-24.02 Billion | Rs-24.75 Billion | Rs343.45 Billion | ▼ -359.9% |
| 2023 | 0.03x | Rs7.84 Billion | Rs7.07 Billion | Rs291.33 Billion | ▲ +116.4% |
| 2022 | -0.16x | Rs-39.09 Billion | Rs-39.35 Billion | Rs238.46 Billion | ▼ -446.0% |
| 2021 | 0.05x | Rs8.99 Billion | Rs8.59 Billion | Rs189.88 Billion | ▲ +29.3% |
| 2020 | 0.04x | Rs6.58 Billion | Rs6.15 Billion | Rs179.64 Billion | ▼ -50.5% |
| 2019 | 0.07x | Rs9.70 Billion | Rs9.49 Billion | Rs131.01 Billion | ▼ -77.0% |
| 2018 | 0.32x | Rs28.26 Billion | Rs27.71 Billion | Rs87.73 Billion | ▲ +53.3% |
| 2017 | 0.21x | Rs17.27 Billion | Rs14.57 Billion | Rs82.20 Billion | ▲ +219.1% |
| 2016 | -0.18x | Rs-22.34 Billion | Rs-24.16 Billion | Rs126.56 Billion | ▲ +63.3% |
| 2015 | -0.48x | Rs-48.96 Billion | Rs-49.68 Billion | Rs101.92 Billion | ▼ -9.5% |
| 2014 | -0.44x | Rs-17.24 Billion | Rs-17.84 Billion | Rs39.28 Billion | ▲ +12.1% |
| 2013 | -0.50x | Rs-9.97 Billion | Rs-10.27 Billion | Rs19.97 Billion | — |